Central State Bank (IA)


Overview / Commentary
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in CORALVILLE and is the 63rd largest bank in the state of Iowa. It is also the 1,853rd largest bank in the nation. It was established in 1931 and as of September of 2024, it had grown to 49 employees at 9 locations. Central State Bank (IA) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees49
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.91%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$477.3MM$463.8MM
LoansQ3 2024vs Q3 2023$375.4MM$380MM
DepositsQ3 2024vs Q3 2023$381.3MM$359.8MM
Equity CapitalQ3 2024vs Q3 2023$40MM$35.6MM
Loan Loss AllowanceQ3 2024vs Q3 2023$4.9MM$4.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.2MM$406K
Real Estate OwnedQ3 2024vs Q3 2023$21K$0
Rates
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Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Classic 55 Checking
0.10%$0-Cornerstone Checking
Locations


Central State Bank (IA) Locations
Central State Bank102 N Main StElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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