2. Central State Bank (IA)

Central State Bank (IA)


Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 67th largest bank in the state of Iowa. It is also the 2,056th largest bank in the nation. It was established in 1931 and as of June of 2019, it had grown to 52 employees at 9 locations. Central State Bank (IA)'s money market rates are 2X the national average, and it has an A health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees52
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.36%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$323.4MM$275.1MM
LoansQ2 2019vs Q2 2018$238.4MM$214.0MM
DepositsQ2 2019vs Q2 2018$273.8MM$214.2MM
Equity CapitalQ2 2019vs Q2 2018$32.7MM$27.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.0MM$2.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.6MM$184.00K
Real Estate OwnedQ2 2019vs Q2 2018$16.00K$18.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$5k*-HSA
OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $5k
0.40%*$10k*-Savings Plus
OTHER TIERS: 0.20% → Up to $1k | 0.35% → $1k - $10k
0.25%--Kids Savings
0.20%$100-Regular Savings

Central State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $500k
0.70%*$250k*-Money Market Saver
OTHER TIERS: 0.10% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.30% → $25k - $100k | 0.55% → $100k - $250k

Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--CSB Classic 55
0.15%$750-Cornerstone – Now

Central State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%*$25k*-5 Month CD Special
OTHER TIERS: 1.67% → $5k - $25k
1.70%*$25k*-60 Month CD
OTHER TIERS: 1.65% → $1k - $25k
1.65%$1k-48 Month Bump Up CD
1.60%$1k-36 Month CD
1.50%$1k-30 Month CD
1.45%$1k-24 Month Bump Up CD
1.35%$1k-18 Month CD
1.25%$1k-12 Month CD
1.15%$1k-182 Day CD
1.00%*$25k*-91 Day CD
OTHER TIERS: 0.80% → $1k - $15k | 0.90% → $15k - $25k
Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Mcgregor BranchMain StreetMc Gregor, IA 52157
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.