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Central State Bank (IA)


Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 71st largest bank in the state of Iowa. It is also the 2,068th largest bank in the nation. It was established in 1931 and as of September of 2021, it had grown to 55 employees at 8 locations. Central State Bank (IA) has an A+ health rating.

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Health
A+

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees55
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD14.42%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$395.1MM$380.5MM
LoansQ3 2021vs Q3 2020$309.1MM$303.3MM
DepositsQ3 2021vs Q3 2020$338.8MM$322.3MM
Equity CapitalQ3 2021vs Q3 2020$39.8MM$37.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$4.1MM$3.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$352.00K$342.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$430.00K
Rates

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Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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