Overview / Commentary
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 89th largest bank in the state of Iowa. It is also the 2,546th largest bank in the nation. It was established in 1931 and as of March of 2018, it had grown to 40 employees at 7 locations. Central State Bank (IA)'s money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees40
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD10.54%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$246.0MM$232.6MM
LoansQ1 2018vs Q1 2017$208.5MM$179.9MM
DepositsQ1 2018vs Q1 2017$198.9MM$188.4MM
Equity CapitalQ1 2018vs Q1 2017$27.0MM$25.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.5MM$2.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$448.00K$375.00K
Real Estate OwnedQ1 2018vs Q1 2017$19.00K$20.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$5k*-HSA
OTHER TIERS: 0.20% Up to $2,500 | 0.45% $2,500 - $5k
0.40%*$10k*-Savings Plus
OTHER TIERS: 0.20% Up to $1k | 0.35% $1k - $10k
0.40%*$10k*-Business Savings Plus
OTHER TIERS: 0.20% Up to $1k | 0.35% $1k - $10k
0.25%--Kids Savings
0.20%$100-Regular Savings
0.20%$100-Business Regular Savings

Central State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-High Yield Money Market
OTHER TIERS: 0.40% $5k - $25k | 0.55% $25k - $100k | 0.65% $100k - $500k
0.90%*$500k*-Business High Yield Money Market
OTHER TIERS: 0.40% $5k - $25k | 0.55% $25k - $100k | 0.65% $100k - $500k
0.70%*$250k*-Money Market Saver
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $25k | 0.30% $25k - $100k | 0.55% $100k - $250k
0.70%*$250k*-Business Money Market Saver
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $25k | 0.30% $25k - $100k | 0.55% $100k - $250k

Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--CSB Classic 55
0.15%$750-Cornerstone – Now

Central State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$25k*-43 Month Special CD
OTHER TIERS: 2.15% $5k - $25k
2.01%*$25k*-60 Month CD
OTHER TIERS: 1.91% $1k - $25k
1.86%*$25k*-48 Month Bump Up CD
OTHER TIERS: 1.76% $1k - $25k
1.86%*$25k*-13 Month CD Special
OTHER TIERS: 1.76% $5k - $25k
1.66%*$25k*-36 Month CD
OTHER TIERS: 0.50% $500 - $1k | 1.56% $1k - $25k
1.55%*$25k*-30 Month CD
OTHER TIERS: 1.40% $1k - $25k
1.40%*$25k*-24 Month Bump Up CD
OTHER TIERS: 1.30% $1k - $25k
1.25%*$25k*-18 Month CD
OTHER TIERS: 1.15% $1k - $25k
1.20%*$25k*-12 Month CD
OTHER TIERS: 1.10% $1k - $25k
1.00%*$25k*-182 Day CD
OTHER TIERS: 0.90% $1k - $25k
0.85%*$25k*-91 Day CD
OTHER TIERS: 0.80% $1k - $25k
Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Mcgregor BranchMain StreetMc Gregor, IA 52157
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402

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