2. Central State Bank (IA)

Central State Bank (IA)


Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 66th largest bank in the state of Iowa. It is also the 2,054th largest bank in the nation. It was established in 1931 and as of September of 2019, it had grown to 55 employees at 9 locations. Central State Bank (IA)'s money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q3 2019

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Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees55
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.87%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$323.8MM$265.6MM
LoansQ3 2019vs Q3 2018$241.3MM$224.3MM
DepositsQ3 2019vs Q3 2018$273.4MM$208.1MM
Equity CapitalQ3 2019vs Q3 2018$33.5MM$27.3MM
Loan Loss AllowanceQ3 2019vs Q3 2018$3.0MM$2.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$935.00K$355.00K
Real Estate OwnedQ3 2019vs Q3 2018$16.00K$18.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$5k*-HSA
OTHER TIERS: 0.20% → Up to $2.5k | 0.45% → $2.5k - $5k
0.40%*$10k*-Savings Plus
OTHER TIERS: 0.20% → Up to $1k | 0.35% → $1k - $10k
0.25%--Kids Savings
0.20%$100-Regular Savings

Central State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $500k
0.70%*$250k*-Money Market Saver
OTHER TIERS: 0.10% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.30% → $25k - $100k | 0.55% → $100k - $250k

Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--CSB Classic 55
0.15%$750-Cornerstone – Now

Central State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%*$25k*-5 Month CD Special
OTHER TIERS: 1.67% → $5k - $25k
1.70%*$25k*-60 Month CD
OTHER TIERS: 1.65% → $1k - $25k
1.65%$1k-48 Month Bump Up CD
1.60%$1k-36 Month CD
1.50%$1k-30 Month CD
1.45%$1k-24 Month Bump Up CD
1.35%$1k-18 Month CD
1.25%$1k-12 Month CD
1.15%$1k-182 Day CD
1.00%*$25k*-91 Day CD
OTHER TIERS: 0.80% → $1k - $15k | 0.90% → $15k - $25k
Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Mcgregor BranchMain StreetMc Gregor, IA 52157
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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