Central State Bank (IA)


Overview / Commentary
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in CORALVILLE and is the 63rd largest bank in the state of Iowa. It is also the 1,863rd largest bank in the nation. It was established in 1931 and as of March of 2024, it had grown to 49 employees at 9 locations. Central State Bank (IA)'s money market rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees49
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD8.4%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$467.6MM$456MM
LoansQ1 2024vs Q1 2023$379MM$368.2MM
DepositsQ1 2024vs Q1 2023$372.9MM$362.3MM
Equity CapitalQ1 2024vs Q1 2023$37.6MM$37.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$4.8MM$4.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$213K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$1kCornerstone Savings
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k+
0.10%$100-Regular Savings
0.10%$0-Youth Savings

Central State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$250k*-Platinum Money Market
OTHER TIERS: 1.31% $0 - $50k | 1.41% $50k - $100k | 1.51% $100k - $250k
0.25%*$100k*-Cornerstone Money Market
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $100k

Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Classic 55 Checking
0.10%$0-Cornerstone Checking
Locations


Central State Bank (IA) Locations
Central State Bank102 N Main StElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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