Central State Bank (IA)

Overview / Commentary
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in ELKADER and is the 64th largest bank in the state of Iowa. It is also the 1,889th largest bank in the nation. It was established in 1931 and as of June of 2023, it had grown to 55 employees at 8 locations. Central State Bank (IA) has a B+ health rating.

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Health Grade Components

FDIC Certificate #1550
Year Established1931
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD10.84%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$450.1MM$424.6MM
LoansQ2 2023vs Q2 2022$366.1MM$349.8MM
DepositsQ2 2023vs Q2 2022$365.1MM$353.0MM
Equity CapitalQ2 2023vs Q2 2022$37.4MM$35.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.7MM$4.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.2MM$1.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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Central State Bank (IA) Locations
Central State Bank102 N Main StElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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