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Central State Bank (IA)


Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 73rd largest bank in the state of Iowa. It is also the 2,042nd largest bank in the nation. It was established in 1931 and as of March of 2022, it had grown to 56 employees at 8 locations. Central State Bank (IA) has an A health rating.

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Health
A

Data as of Q1 2022

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Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees56
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD14.4%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$404.2MM$387.2MM
LoansQ1 2022vs Q1 2021$327.2MM$307.1MM
DepositsQ1 2022vs Q1 2021$345.2MM$336.7MM
Equity CapitalQ1 2022vs Q1 2021$38.4MM$38.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$4.7MM$4.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$15.00K$313.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$13.00K
Rates

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Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Coralville Branch805 22nd AvenueCoralville, IA 52241
Swisher Branch59 Rose AvenueSwisher, IA 52338

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