Central State Bank (IA)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.46%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.20%	Savings	Regular Savings 1.00% - Ally Bank Online Savings Account

View all Central State Bank (IA) rates »

Overview / Commentary

www.centralstate.bank

563-245-2110

102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 88^th largest bank in the state of Iowa. It is also the 2,759^th largest bank in the nation. It was established in 1931 and as of June of 2016, it had grown to 40 employees at 7 locations. Central State Bank (IA)'s money market rates are 2X the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	1550
Year Established	1931
Employees	40
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	11.74%
Annual Interest Income	$4.5MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$224.0MM$211.6MM
Loans	Q2 2016vs Q2 2015	$169.2MM$158.7MM
Deposits	Q2 2016vs Q2 2015	$182.0MM$173.1MM
Equity Capital	Q2 2016vs Q2 2015	$25.3MM$24.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.6MM$2.7MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$5.00K$1.2MM
Real Estate Owned	Q2 2016vs Q2 2015	$129.00K$856.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$5k^*	-	HSA
OTHER TIERS: 0.20% → Up to $2,500 \| 0.45% → $2,500 - $5k
0.40%^*	$10k^*	-	Savings Plus
OTHER TIERS: 0.20% → Up to $1k \| 0.35% → $1k - $10k
0.40%^*	$10k^*	-	Business Savings Plus
OTHER TIERS: 0.20% → Up to $1k \| 0.35% → $1k - $10k
0.25%	-	-	Kids Savings
0.20%	$100	-	Regular Savings
0.20%	$100	-	Business Regular Savings

Central State Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%^*	$500k^*	-	High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k \| 0.55% → $25k - $100k \| 0.65% → $100k - $500k
0.90%^*	$500k^*	-	Business High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k \| 0.55% → $25k - $100k \| 0.65% → $100k - $500k
0.70%^*	$250k^*	-	Money Market Saver
OTHER TIERS: 0.10% → Up to $2,500 \| 0.20% → $2,500 - $25k \| 0.30% → $25k - $100k \| 0.55% → $100k - $250k
0.70%^*	$250k^*	-	Business Money Market Saver
OTHER TIERS: 0.10% → Up to $2,500 \| 0.20% → $2,500 - $25k \| 0.30% → $25k - $100k \| 0.55% → $100k - $250k

Central State Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$750	-	Cornerstone – Now

Central State Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%	$5k	-	43 Month Special CD
1.46%^*	$25k^*	-	60 Month CD
OTHER TIERS: 1.30% → $1k - $15k \| 1.35% → $15k - $25k
1.10%	$1k	-	48 Month Bump Up CD
1.00%^*	$25k^*	-	36 Month CD
OTHER TIERS: 0.30% → $500 - $1k \| 0.85% → $1k - $15k \| 0.90% → $15k - $25k
0.80%^*	$25k^*	-	30 Month CD
OTHER TIERS: 0.65% → $1k - $15k \| 0.70% → $15k - $25k
0.70%^*	$25k^*	-	10 Month Special CD
OTHER TIERS: 0.45% → $5k - $15k \| 0.55% → $15k - $25k
0.65%	$1k	-	24 Month Bump Up CD
0.55%^*	$25k^*	-	18 Month CD
OTHER TIERS: 0.45% → $1k - $15k \| 0.50% → $15k - $25k
0.50%^*	$25k^*	-	12 Month CD
OTHER TIERS: 0.35% → $1k - $15k \| 0.40% → $15k - $25k
0.30%^*	$25k^*	-	182 Day CD
OTHER TIERS: 0.20% → $1k - $15k \| 0.25% → $15k - $25k
0.25%^*	$25k^*	-	91 Day CD
OTHER TIERS: 0.20% → $1k - $25k

Locations

Central State Bank (IA) Locations
Central State Bank	102 North Main Street	Elkader, IA 52043
Iowa City Branch	202 N. Linn St.	Iowa City, IA 52245
Coralville Branch	2530 Corridor Way	Coralville, IA 52241
Walford Branch	345 Highway 151 W	Walford, IA 52351
Marquette Branch	208 Edgar Street	Marquette, IA 52158
Mcgregor Branch	Main Street	Mc Gregor, IA 52157
Elkader Branch	200 North Main	Elkader, IA 52043

Central State Bank (IA)

Popular Accounts at this Bank

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Data as of Q2 2016

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Central State Bank (IA) Savings Account Rates

Central State Bank (IA) Money Market Rates

Central State Bank (IA) Checking Account Rates

Central State Bank (IA) CD Rates