Central State Bank (IA) is headquartered in Elkader and is the 64th largest bank in the state of Iowa. It is also the 1,990th largest bank in the nation. It was established in 1931 and as of December of 2020, it had grown to 44 employees at 9 locations. Central State Bank (IA)'s money market rates are 25% higher than the national average, and it boasts an A+ health rating.
Overall | |
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FDIC Certificate # | 1550 |
Year Established | 1931 |
Employees | 44 |
Primary Regulator | FED |
Profit Margin | |
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Return on Assets - YTD | 1.4% |
Return on Equity - YTD | 14.27% |
Annual Interest Income | $14.9MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $389.5MM$331.2MM |
Loans | Q4 2020vs Q4 2019 | $307.3MM$248.4MM |
Deposits | Q4 2020vs Q4 2019 | $335.1MM$280.8MM |
Equity Capital | Q4 2020vs Q4 2019 | $37.4MM$33.7MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $3.9MM$2.9MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $341.00K$1.1MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $14.00K$432.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $750 | - | Cornerstone – Now | |
0.10% | - | - | CSB Classic 55 |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $5k | $15k | IRA CD - Fixed | |
0.80% | $5k | $15k | IRA CD - Variable |
Central State Bank (IA) Locations | ||
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Central State Bank | 102 North Main Street | Elkader, IA 52043 |
Coralville Branch | 2530 Corridor Way | Coralville, IA 52241 |
Walford Branch | 345 Highway 151 W | Walford, IA 52351 |
Marquette Branch | 208 Edgar Street | Marquette, IA 52158 |
Mcgregor Branch | Main Street | Mc Gregor, IA 52157 |
Elkader Branch | 200 North Main | Elkader, IA 52043 |
Cedar Rapids Branch | 5210 Council Street Northeast | Cedar Rapids, IA 52402 |
Coralville Branch | 805 22nd Avenue | Coralville, IA 52241 |
Swisher Branch | 59 Rose Avenue | Swisher, IA 52338 |