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Central State Bank (IA)


Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 63rd largest bank in the state of Iowa. It is also the 1,961st largest bank in the nation. It was established in 1931 and as of June of 2022, it had grown to 54 employees at 8 locations. Central State Bank (IA) has an A health rating.

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Health
A

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees54
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD15.43%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$424.6MM$391.2MM
LoansQ2 2022vs Q2 2021$349.8MM$311.4MM
DepositsQ2 2022vs Q2 2021$353.0MM$333.4MM
Equity CapitalQ2 2022vs Q2 2021$35.5MM$39.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.6MM$4.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.1MM$60.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

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Locations


Central State Bank (IA) Locations
Central State Bank102 N Main StElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402
Swisher Branch59 Rose AvenueSwisher, IA 52338
Coralville Branch805 22nd AvenueCoralville, IA 52241

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