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Central State Bank (IA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD60 Month CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
1.20%1-year CD12 Month CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.20%SavingsRegular Savings
1.30% - Nationwide Bank Online Savings Account
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Overview / Commentary
www.centralstate.bank
563-245-2110
102 North Main Street
Elkader, IA 52043

Central State Bank (IA) is headquartered in Elkader and is the 86th largest bank in the state of Iowa. It is also the 2,560th largest bank in the nation. It was established in 1931 and as of December of 2017, it had grown to 40 employees at 7 locations. Central State Bank (IA)'s money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #1550
Year Established1931
Employees40
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.08%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$246.3MM$231.0MM
LoansQ4 2017vs Q4 2016$193.6MM$169.5MM
DepositsQ4 2017vs Q4 2016$201.3MM$190.7MM
Equity CapitalQ4 2017vs Q4 2016$26.5MM$25.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.6MM$2.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$113.00K$373.00K
Real Estate OwnedQ4 2017vs Q4 2016$19.00K$20.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$5k*-HSA
OTHER TIERS: 0.20% → Up to $2,500 | 0.45% → $2,500 - $5k
0.40%*$10k*-Savings Plus
OTHER TIERS: 0.20% → Up to $1k | 0.35% → $1k - $10k
0.40%*$10k*-Business Savings Plus
OTHER TIERS: 0.20% → Up to $1k | 0.35% → $1k - $10k
0.25%--Kids Savings
0.20%$100-Regular Savings
0.20%$100-Business Regular Savings

Central State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $100k | 0.65% → $100k - $500k
0.90%*$500k*-Business High Yield Money Market
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $100k | 0.65% → $100k - $500k
0.70%*$250k*-Money Market Saver
OTHER TIERS: 0.10% → Up to $2,500 | 0.20% → $2,500 - $25k | 0.30% → $25k - $100k | 0.55% → $100k - $250k
0.70%*$250k*-Business Money Market Saver
OTHER TIERS: 0.10% → Up to $2,500 | 0.20% → $2,500 - $25k | 0.30% → $25k - $100k | 0.55% → $100k - $250k

Central State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--CSB Classic 55
0.15%$750-Cornerstone – Now

Central State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$25k*-43 Month Special CD
OTHER TIERS: 2.15% → $5k - $25k
2.01%*$25k*-60 Month CD
OTHER TIERS: 1.91% → $1k - $25k
1.86%*$25k*-48 Month Bump Up CD
OTHER TIERS: 1.76% → $1k - $25k
1.86%*$25k*-13 Month CD Special
OTHER TIERS: 1.76% → $5k - $25k
1.66%*$25k*-36 Month CD
OTHER TIERS: 0.50% → $500 - $1k | 1.56% → $1k - $25k
1.55%*$25k*-30 Month CD
OTHER TIERS: 1.40% → $1k - $25k
1.40%*$25k*-24 Month Bump Up CD
OTHER TIERS: 1.30% → $1k - $25k
1.25%*$25k*-18 Month CD
OTHER TIERS: 1.15% → $1k - $25k
1.20%*$25k*-12 Month CD
OTHER TIERS: 1.10% → $1k - $25k
1.00%*$25k*-182 Day CD
OTHER TIERS: 0.90% → $1k - $25k
0.85%*$25k*-91 Day CD
OTHER TIERS: 0.80% → $1k - $25k
Locations


Central State Bank (IA) Locations
Central State Bank102 North Main StreetElkader, IA 52043
Coralville Branch2530 Corridor WayCoralville, IA 52241
Walford Branch345 Highway 151 WWalford, IA 52351
Marquette Branch208 Edgar StreetMarquette, IA 52158
Mcgregor BranchMain StreetMc Gregor, IA 52157
Elkader Branch200 North MainElkader, IA 52043
Cedar Rapids Branch5210 Council Street NortheastCedar Rapids, IA 52402

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