Central State Bank (IL)


Overview / Commentary
217-894-6596
100 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 240th largest bank in the state of Illinois. It is also the 3,464th largest bank in the nation. It was established in 1928 and as of June of 2019, it had grown to 31 employees at 4 locations. Central State Bank (IL)'s money market rates are 2X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8487
Year Established1928
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.82%
Return on Equity - YTD18.41%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$142.2MM$130.8MM
LoansQ2 2019vs Q2 2018$124.8MM$121.0MM
DepositsQ2 2019vs Q2 2018$113.3MM$105.7MM
Equity CapitalQ2 2019vs Q2 2018$21.8MM$20.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$5.8MM$2.8MM
Real Estate OwnedQ2 2019vs Q2 2018$726.00K$2.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Passbook Savings

Central State Bank (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Deposit Account (MMDA)
OTHER TIERS: 0.15% $2.5k - $10k | 0.40% $10k - $25k | 0.65% $25k - $50k

Central State Bank (IL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$1k*$50kREWARDS Checking
OTHER TIERS: 1.00% $50k+
0.15%$1k-NOW Account

Central State Bank (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month CD
1.25%$1k-48 Month CD
1.00%$1k-36 Month CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.35%$1k-182 Day CD
0.30%$1k-91 Day CD

Central State Bank (IL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month IRA
1.25%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.80%$1k-30 Month IRA
0.75%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.40%$1k-12 Month IRA
Locations


Central State Bank (IL) Locations
Central State Bank100 West Main StreetClayton, IL 62324
Kinderhook Branch175 W Quincy St.Kinderhook, IL 62345
Clayton Branch701 Quincy StreetPleasant Hill, IL 62366
12th Street Quincy Branch900 South 12th StreetQuincy, IL 62301

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