Featured Savings Rates
Featured Accounts

Central State Bank (IL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.20%SavingsPassbook Savings Account

Overview / Commentary
217-894-6596
101 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 273rd largest bank in the state of Illinois. It is also the 3,899th largest bank in the nation. It was established in 1928 and as of June of 2016, it had grown to 31 employees at 4 locations. Central State Bank (IL) has a B health rating.

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Health
B

Health Grade Components

Overall
FDIC Certificate #8487
Year Established1928
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.22%
Return on Equity - YTD15.36%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$128.5MM$121.7MM
LoansQ2 2016vs Q2 2015$111.3MM$107.9MM
DepositsQ2 2016vs Q2 2015$108.9MM$102.7MM
Equity CapitalQ2 2016vs Q2 2015$18.3MM$18.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.4MM$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.3MM$2.1MM
Real Estate OwnedQ2 2016vs Q2 2015$2.9MM$2.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Passbook Savings Account

Central State Bank (IL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Money Market Deposit Account (MMDA)
OTHER TIERS: 0.15% $2,500 - $25k

Central State Bank (IL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-NOW Account

Central State Bank (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month CD
1.25%$1k-48 Month CD
1.00%$1k-36 Month CD
0.65%$1k-24 Month CD
0.65%$1k-30 Month CD
0.60%$1k-18 Month CD
0.35%$1k-12 Month CD
0.20%$1k-91 Day CD
0.20%$1k-182 Day CD

Central State Bank (IL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month IRA
1.25%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.65%$1k-24 Month IRA
0.65%$1k-30 Month IRA
0.60%$1k-18 Month IRA
0.35%$1k-12 Month IRA
Locations


Central State Bank (IL) Locations
Central State Bank101 West Main StreetClayton, IL 62324
Kinderhook Branch175 W Quincy St.Kinderhook, IL 62345
Clayton Branch701 Quincy StreetPleasant Hill, IL 62366
12th Street Quincy Branch900 South 12th StreetQuincy, IL 62301