Central State Bank (IL)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.50%	5-year CD	3.10% - Synchrony Bank 60 Month CD
0.40%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.20%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Central State Bank (IL) rates »

Overview / Commentary

www.csb123.com

217-894-6596

100 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 260^th largest bank in the state of Illinois. It is also the 3,698^th largest bank in the nation. It was established in 1928 and as of June of 2018, it had grown to 30 employees at 4 locations. Central State Bank (IL) has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8487
Year Established	1928
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	3.06%
Return on Equity - YTD	20.41%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$130.8MM$134.1MM
Loans	Q2 2018vs Q2 2017	$121.0MM$116.0MM
Deposits	Q2 2018vs Q2 2017	$105.7MM$110.3MM
Equity Capital	Q2 2018vs Q2 2017	$20.5MM$19.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.4MM$1.3MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$2.8MM$2.7MM
Real Estate Owned	Q2 2018vs Q2 2017	$2.1MM$3.1MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Passbook Savings

Central State Bank (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Deposit Account (MMDA)
OTHER TIERS: 0.15% → $2.5k - $25k

Central State Bank (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1k	-	NOW Account

Central State Bank (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month CD
1.25%	$1k	-	48 Month CD
1.00%	$1k	-	36 Month CD
0.80%	$1k	-	30 Month CD
0.75%	$1k	-	24 Month CD
0.60%	$1k	-	18 Month CD
0.40%	$1k	-	12 Month CD
0.35%	$1k	-	182 Day CD
0.30%	$1k	-	91 Day CD

Central State Bank (IL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month IRA
1.25%	$1k	-	48 Month IRA
1.00%	$1k	-	36 Month IRA
0.80%	$1k	-	30 Month IRA
0.75%	$1k	-	24 Month IRA
0.60%	$1k	-	18 Month IRA
0.40%	$1k	-	12 Month IRA

Locations

Central State Bank (IL) Locations
Central State Bank	100 West Main Street	Clayton, IL 62324
Kinderhook Branch	175 W Quincy St.	Kinderhook, IL 62345
Clayton Branch	701 Quincy Street	Pleasant Hill, IL 62366
12th Street Quincy Branch	900 South 12th Street	Quincy, IL 62301

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.