Central State Bank (IL)

Overview / Commentary
100 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 233rd largest bank in the state of Illinois. It is also the 3,417th largest bank in the nation. It was established in 1928 and as of December of 2019, it had grown to 32 employees at 4 locations. Central State Bank (IL) has a B health rating.


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Health Grade Components

FDIC Certificate #8487
Year Established1928
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.38%
Return on Equity - YTD15.52%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$144.6MM$139.7MM
LoansQ4 2019vs Q4 2018$123.9MM$121.2MM
DepositsQ4 2019vs Q4 2018$114.9MM$114.0MM
Equity CapitalQ4 2019vs Q4 2018$22.4MM$21.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.5MM$1.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.4MM$3.7MM
Real Estate OwnedQ4 2019vs Q4 2018$699.00K$2.2MM

Rates for Central State Bank (IL) are currently being reviewed.


Central State Bank (IL) Locations
Central State Bank100 West Main StreetClayton, IL 62324
Kinderhook Branch175 W Quincy St.Kinderhook, IL 62345
Clayton Branch701 Quincy StreetPleasant Hill, IL 62366
12th Street Quincy Branch900 South 12th StreetQuincy, IL 62301

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