Central State Bank (IL)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.35%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.20%	Savings	Passbook Savings Account 1.00% - Ally Bank Online Savings Account

View all Central State Bank (IL) rates »

Overview / Commentary

www.csb123.com

217-894-6596

101 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 273^rd largest bank in the state of Illinois. It is also the 3,899^th largest bank in the nation. It was established in 1928 and as of June of 2016, it had grown to 31 employees at 4 locations. Central State Bank (IL) has a B health rating.

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Health

B

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	8487
Year Established	1928
Employees	31
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.22%
Return on Equity - YTD	15.36%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$128.5MM$121.7MM
Loans	Q2 2016vs Q2 2015	$111.3MM$107.9MM
Deposits	Q2 2016vs Q2 2015	$108.9MM$102.7MM
Equity Capital	Q2 2016vs Q2 2015	$18.3MM$18.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.4MM$1.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$4.3MM$2.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$2.9MM$2.0MM

Rates

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Central State Bank (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Passbook Savings Account

Central State Bank (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Deposit Account (MMDA)
OTHER TIERS: 0.15% → $2,500 - $25k

Central State Bank (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1k	-	NOW Account

Central State Bank (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month CD
1.25%	$1k	-	48 Month CD
1.00%	$1k	-	36 Month CD
0.65%	$1k	-	24 Month CD
0.65%	$1k	-	30 Month CD
0.60%	$1k	-	18 Month CD
0.35%	$1k	-	12 Month CD
0.20%	$1k	-	91 Day CD
0.20%	$1k	-	182 Day CD

Central State Bank (IL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month IRA
1.25%	$1k	-	48 Month IRA
1.00%	$1k	-	36 Month IRA
0.65%	$1k	-	24 Month IRA
0.65%	$1k	-	30 Month IRA
0.60%	$1k	-	18 Month IRA
0.35%	$1k	-	12 Month IRA

Locations

Central State Bank (IL) Locations
Central State Bank	101 West Main Street	Clayton, IL 62324
Kinderhook Branch	175 W Quincy St.	Kinderhook, IL 62345
Clayton Branch	701 Quincy Street	Pleasant Hill, IL 62366
12th Street Quincy Branch	900 South 12th Street	Quincy, IL 62301