Central State Bank (IL)


Overview / Commentary
217-894-6596
100 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in CLAYTON and is the 221st largest bank in the state of Illinois. It is also the 3,250th largest bank in the nation. It was established in 1928 and as of September of 2024, it had grown to 29 employees at 4 locations. Central State Bank (IL) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8487
Year Established1928
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.13%
Return on Equity - YTD13.31%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$172.3MM$160.4MM
LoansQ3 2024vs Q3 2023$135.5MM$129.9MM
DepositsQ3 2024vs Q3 2023$143.4MM$134MM
Equity CapitalQ3 2024vs Q3 2023$28.2MM$25.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.3MM$1.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.3MM$5.5MM
Real Estate OwnedQ3 2024vs Q3 2023$547K$709K
Rates

Rates for Central State Bank (IL) are currently being reviewed.

Locations


Central State Bank (IL) Locations
Central State Bank100 W Main StClayton, IL 62324
Kinderhook Branch175 W Quincy St.Kinderhook, IL 62345
Clayton Branch701 Quincy StreetPleasant Hill, IL 62366
12th Street Quincy Branch900 South 12th StreetQuincy, IL 62301

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