APY | ACCOUNT TYPE | HOW THEY COMPARE |
---|---|---|
1.50% | 5-year CD | 2.25% - National Average |
0.40% | 1-year CD | |
0.20% | Savings |
Central State Bank (IL) is headquartered in Clayton and is the 255th largest bank in the state of Illinois. It is also the 3,628th largest bank in the nation. It was established in 1928 and as of September of 2018, it had grown to 30 employees at 4 locations. Central State Bank (IL)'s money market rates are 2X the national average, and it has a B health rating.
Overall | |
---|---|
FDIC Certificate # | 8487 |
Year Established | 1928 |
Employees | 30 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 3.06% |
Return on Equity - YTD | 20.18% |
Annual Interest Income | $5.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2018vs Q3 2017 | $134.8MM$130.7MM |
Loans | Q3 2018vs Q3 2017 | $122.3MM$119.1MM |
Deposits | Q3 2018vs Q3 2017 | $109.1MM$107.1MM |
Equity Capital | Q3 2018vs Q3 2017 | $21.0MM$19.4MM |
Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.4MM$1.3MM |
Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.9MM$3.1MM |
Real Estate Owned | Q3 2018vs Q3 2017 | $2.2MM$2.9MM |
Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | - | - | Passbook Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $50k* | - | Money Market Deposit Account (MMDA) | ||
OTHER TIERS: 0.40% → $2.5k - $25k | 0.65% → $25k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.75% | $1k | $20k | REWARDS Checking | |
0.15% | $1k | - | NOW Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.50% | $1k | - | 60 Month IRA | |
1.25% | $1k | - | 48 Month IRA | |
1.00% | $1k | - | 36 Month IRA | |
0.80% | $1k | - | 30 Month IRA | |
0.75% | $1k | - | 24 Month IRA | |
0.60% | $1k | - | 18 Month IRA | |
0.40% | $1k | - | 12 Month IRA |
Central State Bank (IL) Locations | ||
---|---|---|
Central State Bank | 100 West Main Street | Clayton, IL 62324 |
Kinderhook Branch | 175 W Quincy St. | Kinderhook, IL 62345 |
Clayton Branch | 701 Quincy Street | Pleasant Hill, IL 62366 |
12th Street Quincy Branch | 900 South 12th Street | Quincy, IL 62301 |