Central State Bank (IL)

Overview / Commentary
100 West Main Street
Clayton, IL 62324

Central State Bank (IL) is headquartered in Clayton and is the 255th largest bank in the state of Illinois. It is also the 3,552nd largest bank in the nation. It was established in 1928 and as of December of 2018, it had grown to 30 employees at 4 locations. Central State Bank (IL)'s money market rates are 2X the national average, and it has a B health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #8487
Year Established1928
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.7%
Return on Equity - YTD17.86%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$139.7MM$134.9MM
LoansQ4 2018vs Q4 2017$121.2MM$118.7MM
DepositsQ4 2018vs Q4 2017$114.0MM$111.6MM
Equity CapitalQ4 2018vs Q4 2017$21.1MM$19.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.3MM$1.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.7MM$2.4MM
Real Estate OwnedQ4 2018vs Q4 2017$2.2MM$2.6MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central State Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (IL) Savings Account Rates

0.20%--Passbook Savings

Central State Bank (IL) Money Market Rates

1.00%*$50k*-Money Market Deposit Account (MMDA)
OTHER TIERS: 0.15% $2.5k - $10k | 0.40% $10k - $25k | 0.65% $25k - $50k

Central State Bank (IL) Checking Account Rates

3.04%*$1k*$50kREWARDS Checking
OTHER TIERS: 1.00% $50k+
0.15%$1k-NOW Account

Central State Bank (IL) CD Rates

2.68%$5k-11 Month CD Special w/ Rewards Checking
2.47%$5k-11 Month CD Special
1.50%$1k-60 Month CD
1.25%$1k-48 Month CD
1.00%$1k-36 Month CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.35%$1k-182 Day CD
0.30%$1k-91 Day CD

Central State Bank (IL) IRA Rates

1.50%$1k-60 Month IRA
1.25%$1k-48 Month IRA
1.00%$1k-36 Month IRA
0.80%$1k-30 Month IRA
0.75%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.40%$1k-12 Month IRA

Central State Bank (IL) Locations
Central State Bank100 West Main StreetClayton, IL 62324
Kinderhook Branch175 W Quincy St.Kinderhook, IL 62345
Clayton Branch701 Quincy StreetPleasant Hill, IL 62366
12th Street Quincy Branch900 South 12th StreetQuincy, IL 62301

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.