Central State Bank
Overview / Commentary
Central State Bank is headquartered in Calera and is the 47th largest bank in the state of Alabama. It is also the 2,695th largest bank in the nation. It was established in 1916 and as of June of 2016, it had grown to 65 employees at 5 locations. Central State Bank has an A+ health rating.
Reviews (1)
Personable
Posted by: jbeckner | Jul 21, 2015
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 65 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 11.3% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $230.9MM$211.5MM |
| Loans | Q2 2016vs Q2 2015 | $159.3MM$136.3MM |
| Deposits | Q2 2016vs Q2 2015 | $199.6MM$183.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $27.9MM$25.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.4MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $736.00K$319.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $165.00K$53.00K |
Rates
Sorry, we do not have rate data for Central State Bank.
Locations
| Central State Bank Locations | ||
|---|---|---|
| Central State Bank | 11025 Hwy 25 | Calera, AL 35040 |
| Pelham Branch | 3145 Highway 31 South | Pelham, AL 35124 |
| Calera Branch | 57 County Road 87 | Calera, AL 35040 |
| Limestone Office Branch | 71 Limestone Parkway | Calera, AL 35040 |
| Alabaster Office Branch | 9331 Highway 119 | Alabaster, AL 35007 |