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Overview / Commentary
11025 Hwy 25
Calera, AL 35040

Central State Bank is headquartered in Calera and is the 43rd largest bank in the state of Alabama. It is also the 2,435th largest bank in the nation. It was established in 1916 and as of September of 2017, it had grown to 67 employees at 5 locations. Central State Bank has an A+ health rating.

Reviews (1)


Posted by: jbeckner | Jul 21, 2015

This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.


Health Grade Components

FDIC Certificate #72
Year Established1916
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD12.72%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$263.4MM$238.7MM
LoansQ3 2017vs Q3 2016$178.3MM$163.7MM
DepositsQ3 2017vs Q3 2016$229.6MM$206.7MM
Equity CapitalQ3 2017vs Q3 2016$29.9MM$28.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.7MM$2.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$102.00K$277.00K
Real Estate OwnedQ3 2017vs Q3 2016$35.00K$170.00K

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Central State Bank Locations
Central State Bank11025 Hwy 25Calera, AL 35040
Pelham Branch3145 Highway 31 SouthPelham, AL 35124
Calera Branch57 County Road 87Calera, AL 35040
Limestone Office Branch71 Limestone ParkwayCalera, AL 35040
Alabaster Office Branch9331 Highway 119Alabaster, AL 35007