Central State Bank
Central State Bank
Overview / Commentary
Central State Bank is headquartered in Calera and is the 31st largest bank in the state of Alabama. It is also the 2,026th largest bank in the nation. It was established in 1916 and as of December of 2019, it had grown to 72 employees at 5 locations. Central State Bank has an A+ health rating.
Reviews (1)
Personable
Posted by: jbeckner | Jul 21, 2015
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 72 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.68% |
| Return on Equity - YTD | 15.47% |
| Annual Interest Income | $15.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $330.8MM$308.6MM |
| Loans | Q4 2019vs Q4 2018 | $210.7MM$195.1MM |
| Deposits | Q4 2019vs Q4 2018 | $289.6MM$271.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $37.2MM$33.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $3.5MM$3.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $47.00K$114.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $77.00K$83.00K |