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Overview / Commentary
11025 Hwy 25
Calera, AL 35040

Central State Bank is headquartered in Calera and is the 44th largest bank in the state of Alabama. It is also the 2,575th largest bank in the nation. It was established in 1916 and as of December of 2016, it had grown to 65 employees at 5 locations. Central State Bank has an A+ health rating.

Reviews (1)


Posted by: jbeckner | Jul 21, 2015

This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.


Health Grade Components

FDIC Certificate #72
Year Established1916
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11.69%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$244.9MM$213.2MM
LoansQ4 2016vs Q4 2015$166.4MM$147.2MM
DepositsQ4 2016vs Q4 2015$213.3MM$183.4MM
Equity CapitalQ4 2016vs Q4 2015$28.2MM$26.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.5MM$2.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$276.00K$149.00K
Real Estate OwnedQ4 2016vs Q4 2015$252.00K$186.00K

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Central State Bank Locations
Central State Bank11025 Hwy 25Calera, AL 35040
Pelham Branch3145 Highway 31 SouthPelham, AL 35124
Calera Branch57 County Road 87Calera, AL 35040
Limestone Office Branch71 Limestone ParkwayCalera, AL 35040
Alabaster Office Branch9331 Highway 119Alabaster, AL 35007