Central State Bank
Central State Bank
Overview / Commentary
Central State Bank is headquartered in Calera and is the 33rd largest bank in the state of Alabama. It is also the 2,128th largest bank in the nation. It was established in 1916 and as of December of 2018, it had grown to 66 employees at 5 locations. Central State Bank has an A+ health rating.
Reviews (1)
Personable
Posted by: jbeckner | Jul 21, 2015
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 66 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.59% |
| Return on Equity - YTD | 14.69% |
| Annual Interest Income | $13.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $308.6MM$275.0MM |
| Loans | Q4 2018vs Q4 2017 | $195.1MM$186.1MM |
| Deposits | Q4 2018vs Q4 2017 | $271.3MM$240.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $33.3MM$30.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.0MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $114.00K$101.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $83.00K$35.00K |
Rates
Sorry, we do not have rate data for Central State Bank.
Locations
| Central State Bank Locations | ||
|---|---|---|
| Central State Bank | 11025 Hwy 25 | Calera, AL 35040 |
| Pelham Branch | 3145 Highway 31 South | Pelham, AL 35124 |
| Calera Branch | 57 County Road 87 | Calera, AL 35040 |
| Limestone Office Branch | 71 Limestone Parkway | Calera, AL 35040 |
| Alabaster Office Branch | 9331 Highway 119 | Alabaster, AL 35007 |