Central State Bank
Central State Bank
Overview / Commentary
Central State Bank is headquartered in Calera and is the 29th largest bank in the state of Alabama. It is also the 1,912th largest bank in the nation. It was established in 1916 and as of March of 2021, it had grown to 68 employees at 5 locations. Central State Bank has an A+ health rating.
Reviews (1)
Personable
Posted by: jbeckner | Jul 21, 2015
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 68 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.68% |
| Return on Equity - YTD | 16.57% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $434.2MM$339.0MM |
| Loans | Q1 2021vs Q1 2020 | $264.9MM$218.8MM |
| Deposits | Q1 2021vs Q1 2020 | $386.5MM$296.6MM |
| Equity Capital | Q1 2021vs Q1 2020 | $43.2MM$38.2MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $4.1MM$3.5MM |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $24.00K$51.00K |
| Real Estate Owned | Q1 2021vs Q1 2020 | $317.00K$77.00K |