Central State Bank

Central State Bank

Overview / Commentary
11025 Hwy 25
Calera, AL 35040

Central State Bank is headquartered in Calera and is the 31st largest bank in the state of Alabama. It is also the 2,011th largest bank in the nation. It was established in 1916 and as of March of 2020, it had grown to 66 employees at 5 locations. Central State Bank has an A+ health rating.

Reviews (1)


Posted by: |

This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.


Health Grade Components

FDIC Certificate #72
Year Established1916
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD13.75%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$339.0MM$322.0MM
LoansQ1 2020vs Q1 2019$218.8MM$200.9MM
DepositsQ1 2020vs Q1 2019$296.6MM$284.4MM
Equity CapitalQ1 2020vs Q1 2019$38.2MM$34.1MM
Loan Loss AllowanceQ1 2020vs Q1 2019$3.5MM$3.0MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$51.00K$105.00K
Real Estate OwnedQ1 2020vs Q1 2019$77.00K$35.00K

Sorry, we do not have rate data for Central State Bank.


Central State Bank Locations
Central State Bank11025 Hwy 25Calera, AL 35040
Pelham Branch3145 Highway 31 SouthPelham, AL 35124
Calera Branch57 County Road 87Calera, AL 35040
Limestone Office Branch71 Limestone ParkwayCalera, AL 35040
Alabaster Office Branch9331 Highway 119Alabaster, AL 35007

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