Central State Bank is headquartered in Calera and is the 32nd largest bank in the state of Alabama. It is also the 2,060th largest bank in the nation. It was established in 1916 and as of June of 2019, it had grown to 68 employees at 5 locations. Central State Bank has an A+ health rating.
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 68 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.69% |
| Return on Equity - YTD | 15.71% |
| Annual Interest Income | $7.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $322.7MM$288.2MM |
| Loans | Q2 2019vs Q2 2018 | $205.5MM$200.4MM |
| Deposits | Q2 2019vs Q2 2018 | $284.0MM$253.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $35.0MM$31.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $3.0MM$2.9MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $102.00K$114.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$35.00K |
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| Central State Bank Locations | ||
|---|---|---|
| Central State Bank | 11025 Hwy 25 | Calera, AL 35040 |
| Pelham Branch | 3145 Highway 31 South | Pelham, AL 35124 |
| Calera Branch | 57 County Road 87 | Calera, AL 35040 |
| Limestone Office Branch | 71 Limestone Parkway | Calera, AL 35040 |
| Alabaster Office Branch | 9331 Highway 119 | Alabaster, AL 35007 |