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Overview / Commentary
11025 Hwy 25
Calera, AL 35040

Central State Bank is headquartered in Calera and is the 44th largest bank in the state of Alabama. It is also the 2,479th largest bank in the nation. It was established in 1916 and as of June of 2017, it had grown to 66 employees at 5 locations. Central State Bank has an A+ health rating.

Reviews (1)


Posted by: jbeckner | Jul 21, 2015

This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.


Health Grade Components

FDIC Certificate #72
Year Established1916
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD12.96%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$258.5MM$230.9MM
LoansQ2 2017vs Q2 2016$170.3MM$159.3MM
DepositsQ2 2017vs Q2 2016$225.6MM$199.6MM
Equity CapitalQ2 2017vs Q2 2016$29.4MM$27.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.6MM$2.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$101.00K$736.00K
Real Estate OwnedQ2 2017vs Q2 2016$35.00K$165.00K

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Central State Bank Locations
Central State Bank11025 Hwy 25Calera, AL 35040
Pelham Branch3145 Highway 31 SouthPelham, AL 35124
Calera Branch57 County Road 87Calera, AL 35040
Limestone Office Branch71 Limestone ParkwayCalera, AL 35040
Alabaster Office Branch9331 Highway 119Alabaster, AL 35007