Central State Bank
Central State Bank
Overview / Commentary
Central State Bank is headquartered in Calera and is the 40th largest bank in the state of Alabama. It is also the 2,360th largest bank in the nation. It was established in 1916 and as of December of 2017, it had grown to 68 employees at 5 locations. Central State Bank has an A+ health rating.
Reviews (1)
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Personable
Posted by: jbeckner | Jul 21, 2015
This is a locally owned bank with a personal touch. The people are friendly and treat you like family. The owners and employees live and care about the community.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 72 |
| Year Established | 1916 |
| Employees | 68 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.48% |
| Return on Equity - YTD | 13.12% |
| Annual Interest Income | $11.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $275.0MM$244.9MM |
| Loans | Q4 2017vs Q4 2016 | $186.1MM$166.4MM |
| Deposits | Q4 2017vs Q4 2016 | $240.9MM$213.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $30.6MM$28.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $2.7MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $101.00K$276.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $35.00K$252.00K |
Rates
Sorry, we do not have rate data for Central State Bank.
Locations
| Central State Bank Locations | ||
|---|---|---|
| Central State Bank | 11025 Hwy 25 | Calera, AL 35040 |
| Pelham Branch | 3145 Highway 31 South | Pelham, AL 35124 |
| Calera Branch | 57 County Road 87 | Calera, AL 35040 |
| Limestone Office Branch | 71 Limestone Parkway | Calera, AL 35040 |
| Alabaster Office Branch | 9331 Highway 119 | Alabaster, AL 35007 |