2. Central State Credit Union

Central State Credit Union


Overview / Commentary
www.centralstatecu.org
800-675-5114
919 N Center St
Stockton, CA 95202

Central State Credit Union is headquartered in Stockton and is the 120th largest credit union in the state of California. It is also the 1,061st largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 42 employees and 24,410 members at 4 locations. Central State Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Central State Credit Union is open to those who live, work, attend school or worship in San Joaquin, Stanislaus, Tuolumne, Amador or Calaveras Counties in California.
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Health
B+

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #60363
Year Chartered1936
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD10.97%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$199.1MM$193.3MM
LoansQ4 2018vs Q4 2017$111.5MM$112.1MM
DepositsQ4 2018vs Q4 2017$183.1MM$178.2MM
Equity CapitalQ4 2018vs Q4 2017$15.1MM$13.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.5MM$1.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$512.00K$587.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Share Plus Account
OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k
0.10%$100-Christmas Club Account
0.10%$1-Planet M & Boom Account
0.10%$500-IRA Share Account
0.10%$500-Regular Share Account
0.10%$500-Coverdell Education Savings Account

Central State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Premium Checking Account
0.10%--50+ Dividend Checking
0.10%--Direct Dividend Checking
0.10%$1k-Business Dividend Checking

Central State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k$10k60 Month Share Certificate
1.50%$10k$25k60 Month Premium Share Certificate
1.50%$25k$50k60 Month Premium Plus Share Certificate
1.50%$50k$100k60 Month Jumbo Share Certificate
1.50%$100k-60 Month Jumbo Plus Share Certificate
1.20%$1k$10k48 - 59 Month Share Certificate
1.20%$10k$25k48 - 59 Month Premium Share Certificate
1.20%$25k$50k48 - 59 Month Premium Plus Share Certificate
1.20%$50k$100k48 - 59 Month Jumbo Share Certificate
1.20%$100k-48 - 59 Month Jumbo Plus Share Certificate
0.95%$1k$10k36 - 47 Month Share Certificate
0.95%$10k$25k36 - 47 Month Premium Share Certificate
0.95%$25k$50k36 - 47 Month Premium Plus Share Certificate
0.95%$50k$100k36 - 47 Month Jumbo Share Certificate
0.95%$100k-36 - 47 Month Jumbo Plus Share Certificate
0.70%$100k-24 - 35 Month Jumbo Plus Share Certificate
0.60%$1k$10k24 - 35 Month Share Certificate
0.60%$10k$25k24 - 35 Month Premium Share Certificate
0.60%$50k$100k24 - 35 Month Jumbo Share Certificate
0.50%$25k$50k24 - 35 Month Premium Plus Share Certificate
0.50%$100k-12 - 23 Month Jumbo Plus Share Certificate
0.40%$1k$10k12 - 23 Month Share Certificate
0.40%$10k$25k12 - 23 Month Premium Share Certificate
0.40%$25k$50k12 - 23 Month Premium Plus Share Certificate
0.40%$50k$100k12 - 23 Month Jumbo Share Certificate
0.40%$500$1k180 Day Planet M & Boom Youth Certificate
0.40%$1k$5k180 Day Planet M & Boom Premium Youth Certificate

Central State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k$10k60 Month IRA Certificate
1.50%$10k$25k60 Month Premium IRA Share Certificate
1.50%$25k$50k60 Month Premium Plus IRA Certificate
1.50%$50k$100k60 Month Jumbo IRA Certificate
1.50%$100k-60 Month Jumbo Plus IRA Certificate
1.20%$1k$10k48 - 59 Month IRA Certificate
1.20%$10k$25k48 - 59 Month Premium IRA Share Certificate
1.20%$25k$50k36 - 47 Month Premium Plus IRA Certificate
1.20%$25k$50k48 - 59 Month Premium Plus IRA Certificate
1.20%$50k$100k48 - 59 Month Jumbo IRA Certificate
1.20%$100k-48 - 59 Month Jumbo Plus IRA Certificate
0.95%$1k$10k36 - 47 Month IRA Certificate
0.95%$10k$25k36 - 47 Month Premium IRA Share Certificate
0.95%$50k$100k36 - 47 Month Jumbo IRA Certificate
0.95%$100k-36 - 47 Month Jumbo Plus IRA Certificate
0.70%$100k-24 - 35 Month Jumbo Plus IRA Certificate
0.60%$1k$10k24 - 35 Month IRA Certificate
0.60%$10k$25k24 - 35 Month Premium IRA Share Certificate
0.60%$50k$100k24 - 35 Month Jumbo IRA Certificate
0.50%$25k$50k24 - 35 Month Premium Plus IRA Certificate
0.50%$100k-12 - 23 Month Jumbo Plus IRA Certificate
0.40%$1k$10k12 - 23 Month IRA Certificate
0.40%$10k$25k12 - 23 Month Premium IRA Share Certificate
0.40%$25k$50k12 - 23 Month Premium Plus IRA Certificate
0.40%$50k$100k12 - 23 Month Jumbo IRA Certificate
Locations


Central State Credit Union Locations
Branch Office363 S Lower Sacramento RdLodi, CA 95242-3323
Branch Office5242 N El Dorado StStockton, CA 95207-5845
Branch Office462 W Saint Charles StSan Andreas, CA 95249-9664
Branch Office919 N Center StStockton, CA 95202

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