Central State Credit Union

Overview / Commentary
919 N Center St
Stockton, CA 95202

Central State Credit Union is headquartered in Stockton and is the 117th largest credit union in the state of California. It is also the 1,164th largest credit union in the nation. It was established in 1936 and as of March of 2024, it had grown to 40 employees and 15,970 members at 4 locations. Central State Credit Union has a B health rating.

Field of Membership Restrictions

Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details


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Health Grade Components

NCUA #60363
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.56%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$235.9MM$239.9MM
LoansQ1 2024vs Q1 2023$80MM$96.8MM
DepositsQ1 2024vs Q1 2023$226.1MM$231.1MM
Equity CapitalQ1 2024vs Q1 2023$8.2MM$7.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$553K$898K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$497K$346K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Central State Credit Union are currently being reviewed.


Central State Credit Union Locations
Branch Office363 S Lower Sacramento RdLodi, CA 95242-3326
Branch Office5242 N El Dorado StStockton, CA 95207-5845
Branch Office462 Saint Charles StSan Andreas, CA 95249-9664
Branch Office919 N Center StStockton, CA 95202

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