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Central State Credit Union


Overview / Commentary
www.centralstatecu.org
800-675-5114
919 N Center St
Stockton, CA 95202

Central State Credit Union is headquartered in Stockton and is the 119th largest credit union in the state of California. It is also the 1,062nd largest credit union in the nation. It was established in 1936 and as of September of 2019, it had grown to 52 employees and 24,423 members at 4 locations. Central State Credit Union has a B+ health rating.

Field of Membership Restrictions

Central State Credit Union is open to anyone who lives, works, or worships in Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne counties.
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Health
B+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #60363
Year Chartered1936
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.78%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$201.1MM$202.8MM
LoansQ3 2019vs Q3 2018$101.2MM$112.9MM
DepositsQ3 2019vs Q3 2018$182.7MM$186.6MM
Equity CapitalQ3 2019vs Q3 2018$17.4MM$14.3MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.5MM$1.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$579.00K$573.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Share Plus Account
OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k
0.10%$100-Christmas Club Account
0.10%$1-Planet M & Boom Account
0.10%$500-IRA Share Account
0.10%$500-Regular Share Account
0.10%$500-Coverdell Education Savings Account

Central State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Premium Checking Account
0.10%--50+ Dividend Checking
0.10%--Direct Dividend Checking
0.10%$1k-Business Dividend Checking

Central State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k$10k60 Month Share Certificate
1.40%$10k$25k60 Month Premium Share Certificate
1.40%$25k$50k60 Month Premium Plus Share Certificate
1.40%$50k$100k60 Month Jumbo Share Certificate
1.40%$100k-60 Month Jumbo Plus Share Certificate
1.10%$1k$10k48 - 59 Month Share Certificate
1.10%$10k$25k48 - 59 Month Premium Share Certificate
1.10%$25k$50k48 - 59 Month Premium Plus Share Certificate
1.10%$50k$100k48 - 59 Month Jumbo Share Certificate
1.10%$100k-48 - 59 Month Jumbo Plus Share Certificate
0.90%$1k$10k36 - 47 Month Share Certificate
0.90%$10k$25k36 - 47 Month Premium Share Certificate
0.90%$25k$50k36 - 47 Month Premium Plus Share Certificate
0.90%$50k$100k36 - 47 Month Jumbo Share Certificate
0.90%$100k-36 - 47 Month Jumbo Plus Share Certificate
0.70%$100k-24 - 35 Month Jumbo Plus Share Certificate
0.60%$1k$10k24 - 35 Month Share Certificate
0.60%$10k$25k24 - 35 Month Premium Share Certificate
0.60%$50k$100k24 - 35 Month Jumbo Share Certificate
0.50%$25k$50k24 - 35 Month Premium Plus Share Certificate
0.50%$100k-12 - 23 Month Jumbo Plus Share Certificate
0.40%$1k$10k12 - 23 Month Share Certificate
0.40%$10k$25k12 - 23 Month Premium Share Certificate
0.40%$25k$50k12 - 23 Month Premium Plus Share Certificate
0.40%$50k$100k12 - 23 Month Jumbo Share Certificate
0.40%$500$1k180 Day Planet M & Boom Youth Certificate
0.40%$1k$5k180 Day Planet M & Boom Premium Youth Certificate

Central State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k$10k60 Month IRA Certificate
1.40%$10k$25k60 Month Premium IRA Share Certificate
1.40%$25k$50k60 Month Premium Plus IRA Certificate
1.40%$50k$100k60 Month Jumbo IRA Certificate
1.40%$100k-60 Month Jumbo Plus IRA Certificate
1.10%$1k$10k48 - 59 Month IRA Certificate
1.10%$10k$25k48 - 59 Month Premium IRA Share Certificate
1.10%$25k$50k36 - 47 Month Premium Plus IRA Certificate
1.10%$25k$50k48 - 59 Month Premium Plus IRA Certificate
1.10%$50k$100k48 - 59 Month Jumbo IRA Certificate
1.10%$100k-48 - 59 Month Jumbo Plus IRA Certificate
0.90%$1k$10k36 - 47 Month IRA Certificate
0.90%$10k$25k36 - 47 Month Premium IRA Share Certificate
0.90%$50k$100k36 - 47 Month Jumbo IRA Certificate
0.90%$100k-36 - 47 Month Jumbo Plus IRA Certificate
0.70%$100k-24 - 35 Month Jumbo Plus IRA Certificate
0.60%$1k$10k24 - 35 Month IRA Certificate
0.60%$10k$25k24 - 35 Month Premium IRA Share Certificate
0.60%$50k$100k24 - 35 Month Jumbo IRA Certificate
0.50%$25k$50k24 - 35 Month Premium Plus IRA Certificate
0.50%$100k-12 - 23 Month Jumbo Plus IRA Certificate
0.40%$1k$10k12 - 23 Month IRA Certificate
0.40%$10k$25k12 - 23 Month Premium IRA Share Certificate
0.40%$25k$50k12 - 23 Month Premium Plus IRA Certificate
0.40%$50k$100k12 - 23 Month Jumbo IRA Certificate
Locations


Central State Credit Union Locations
Branch Office363 S Lower Sacramento RdLodi, CA 95242-3323
Branch Office5242 N El Dorado StStockton, CA 95207-5845
Branch Office462 Saint Charles StSan Andreas, CA 95249-9664
Branch Office919 N Center StStockton, CA 95202

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