Central State Credit Union is headquartered in Stockton and is the 117th largest credit union in the state of California. It is also the 1,164th largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 42 employees and 15,332 members at 4 locations. Central State Credit Union has a B+ health rating.
Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details
Overall | |
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NCUA # | 60363 |
Year Chartered | 1936 |
Employees | 42 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.05% |
Return on Equity - YTD | -1.04% |
Annual Interest Income | $5.2MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $236.1MM$230.9MM |
Loans | Q3 2024vs Q3 2023 | $68.1MM$92.4MM |
Deposits | Q3 2024vs Q3 2023 | $223.4MM$225.2MM |
Equity Capital | Q3 2024vs Q3 2023 | $11.9MM$4.7MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $683K$666K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $327K$478K |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Rates for Central State Credit Union are currently being reviewed.
Central State Credit Union Locations | ||
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Branch Office | 363 S Lower Sacramento Rd | Lodi, CA 95242-3326 |
Branch Office | 5242 N El Dorado St | Stockton, CA 95207-5845 |
Branch Office | 462 Saint Charles St | San Andreas, CA 95249-9664 |
Branch Office | 919 N Center St | Stockton, CA 95202 |