Central State Credit Union is headquartered in Stockton and is the 117th largest credit union in the state of California. It is also the 1,106th largest credit union in the nation. It was established in 1936 and as of December of 2021, it had grown to 47 employees and 17,147 members at 4 locations. Central State Credit Union has an A health rating.
Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details
Overall | |
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NCUA # | 60363 |
Year Chartered | 1936 |
Employees | 47 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.34% |
Return on Equity - YTD | 4.69% |
Annual Interest Income | $4.4MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $247.8MM$228.7MM |
Loans | Q4 2021vs Q4 2020 | $58.6MM$75.4MM |
Deposits | Q4 2021vs Q4 2020 | $229.1MM$209.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $17.9MM$19.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.2MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $276.00K$1.0MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.04%* | $1k* | - | Premium Checking Account | ||
OTHER TIERS: 0.03% → Up to $1k | |||||
0.04% | - | - | 50+ Dividend Checking | ||
0.04% | - | - | Direct Dividend Checking | ||
0.03% | $1k | - | Business Dividend Checking |
Central State Credit Union Locations | ||
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Branch Office | 363 S Lower Sacramento Rd | Lodi, CA 95242-3323 |
Branch Office | 5242 N El Dorado St | Stockton, CA 95207-5845 |
Branch Office | 462 Saint Charles St | San Andreas, CA 95249-9664 |
Branch Office | 919 N Center St | Stockton, CA 95202 |