Central State Credit Union is headquartered in Stockton and is the 119th largest credit union in the state of California. It is also the 1,087th largest credit union in the nation. It was established in 1936 and as of December of 2020, it had grown to 54 employees and 17,832 members at 4 locations. Central State Credit Union has a B+ health rating.
Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details
Overall | |
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NCUA # | 60363 |
Year Chartered | 1936 |
Employees | 54 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.47% |
Return on Equity - YTD | 5.6% |
Annual Interest Income | $5.3MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $228.7MM$201.1MM |
Loans | Q4 2020vs Q4 2019 | $75.4MM$96.4MM |
Deposits | Q4 2020vs Q4 2019 | $209.0MM$183.0MM |
Equity Capital | Q4 2020vs Q4 2019 | $19.1MM$17.6MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.4MM$1.5MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.0MM$754.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.04%* | $1k* | - | Premium Checking Account | ||
OTHER TIERS: 0.03% → Up to $1k | |||||
0.04% | - | - | 50+ Dividend Checking | ||
0.04% | - | - | Direct Dividend Checking | ||
0.03% | $1k | - | Business Dividend Checking |
Central State Credit Union Locations | ||
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Branch Office | 363 S Lower Sacramento Rd | Lodi, CA 95242-3323 |
Branch Office | 5242 N El Dorado St | Stockton, CA 95207-5845 |
Branch Office | 462 Saint Charles St | San Andreas, CA 95249-9664 |
Branch Office | 919 N Center St | Stockton, CA 95202 |