Central State Credit Union


Overview / Commentary
209-444-5300
919 N Center St
Stockton, CA 95202

Central State Credit Union is headquartered in Stockton and is the 117th largest credit union in the state of California. It is also the 1,164th largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 42 employees and 15,332 members at 4 locations. Central State Credit Union has a B+ health rating.

Field of Membership Restrictions

Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #60363
Year Chartered1936
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-1.04%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$236.1MM$230.9MM
LoansQ3 2024vs Q3 2023$68.1MM$92.4MM
DepositsQ3 2024vs Q3 2023$223.4MM$225.2MM
Equity CapitalQ3 2024vs Q3 2023$11.9MM$4.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$683K$666K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$327K$478K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Rates for Central State Credit Union are currently being reviewed.

Locations


Central State Credit Union Locations
Branch Office363 S Lower Sacramento RdLodi, CA 95242-3326
Branch Office5242 N El Dorado StStockton, CA 95207-5845
Branch Office462 Saint Charles StSan Andreas, CA 95249-9664
Branch Office919 N Center StStockton, CA 95202

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