Central State Credit Union is headquartered in Stockton and is the 114th largest credit union in the state of California. It is also the 1,172nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 38 employees and 15,082 members at 4 locations. Central State Credit Union has a B+ health rating.
Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details
Overall | |
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NCUA # | 60363 |
Year Chartered | 1936 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.29% |
Return on Equity - YTD | 5.65% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $238.8MM$235.9MM |
Loans | Q1 2025vs Q1 2024 | $58.9MM$80MM |
Deposits | Q1 2025vs Q1 2024 | $225.7MM$226.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $12.3MM$8.2MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $745K$553K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $258K$497K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Central State Credit Union are currently being reviewed.
Central State Credit Union Locations | ||
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Branch Office | 363 S Lower Sacramento Rd | Lodi, CA 95242-3326 |
Branch Office | 5242 N El Dorado St | Stockton, CA 95207-5845 |
Branch Office | 462 Saint Charles St | San Andreas, CA 95249-9664 |
Branch Office | 919 N Center St | Stockton, CA 95202 |
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