Central State Credit Union


Overview / Commentary
209-444-5300
919 N Center St
Stockton, CA 95202

Central State Credit Union is headquartered in Stockton and is the 114th largest credit union in the state of California. It is also the 1,172nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 38 employees and 15,082 members at 4 locations. Central State Credit Union has a B+ health rating.

Field of Membership Restrictions

Central State Credit Union is open to anyone who lives, works, or worships in the California counties of Amador, Calaveras, San Joaquin, Stanislaus, or Tuolumne.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #60363
Year Chartered1936
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD5.65%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$238.8MM$235.9MM
LoansQ1 2025vs Q1 2024$58.9MM$80MM
DepositsQ1 2025vs Q1 2024$225.7MM$226.1MM
Equity CapitalQ1 2025vs Q1 2024$12.3MM$8.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$745K$553K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$258K$497K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Central State Credit Union are currently being reviewed.

Locations


Central State Credit Union Locations
Branch Office363 S Lower Sacramento RdLodi, CA 95242-3326
Branch Office5242 N El Dorado StStockton, CA 95207-5845
Branch Office462 Saint Charles StSan Andreas, CA 95249-9664
Branch Office919 N Center StStockton, CA 95202

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