Overview / Commentary
601-649-7181 ext. 2039
1506 Congress St
Laurel, MS 39440-4239

Central Sunbelt Federal Credit Union is headquartered in Laurel and is the 5th largest credit union in the state of Mississippi. It is also the 1,027th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 88 employees and 35,734 members at 9 locations. Central Sunbelt Federal Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Central Sunbelt Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Jones, Pike and Wayne Counties, and certain parts of Forrest and Lamar Counties. Membership is also open to employees and members of Pike County, Hattiesburg Public School District, and over 150 Select Employer Groups.
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Health Grade Components

NCUA #8905
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD2.19%
Return on Equity - YTD12.63%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$211.8MM$212.3MM
LoansQ4 2018vs Q4 2017$94.2MM$82.6MM
DepositsQ4 2018vs Q4 2017$171.5MM$174.2MM
Equity CapitalQ4 2018vs Q4 2017$36.9MM$33.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.7MM$1.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.1MM$924.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Central Sunbelt Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Sunbelt Federal Credit Union Savings Account Rates

1.50%--Traditional IRA
1.50%--Roth IRA
1.50%--IRA Beneficiary Shares
1.00%*-$1.5kHoliday Club
OTHER TIERS: 0.25% $1.5k+
0.25%$100-Regular Share
0.25%$100-Special Shares
0.25%$5-Sunny Kids Club

Central Sunbelt Federal Credit Union Money Market Rates

0.50%*$50k*-Money Investment
OTHER TIERS: 0.35% $1k - $2.5k | 0.40% $2.5k - $10k | 0.45% $10k - $50k

Central Sunbelt Federal Credit Union Checking Account Rates

3.00%*$100*$20kAdvantage Checking
OTHER TIERS: 0.50% $20k+
0.25%$100-Regular Checking
0.25%$100-Rising Sun Checking

Central Sunbelt Federal Credit Union CD Rates

2.48%$500-60 Month Share Certificate
2.22%$500-48 Month Share Certificate
1.87%$500-36 Month Share Certificate
1.46%$500-24 Month Share Certificate
1.20%$500-12 Month Share Certificate
0.75%$500-6 Month Share Certificate

Central Sunbelt Federal Credit Union Locations
Branch Office1857 Lincoln RdHattiesburg, MS 39402-3228
Main Office1506 Congress StLaurel, MS 39440-4239
Branch Office112 S Westover DrHattiesburg, MS 39402-1474
Branch Office1417 Aston AveMcComb, MS 39648
Branch Office734 Sawmill RdLaurel, MS 39440-6605
Branch Office345 Central RoadWaynesboro, MS 39367
Branch Office1859 Evelyn Gandy PkwyHattiesburg, MS 39401
Branch Office615 Hill StEllisville, MS 39437
Branch Office706 3rd Ave SWMagee, MS 39111

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