Central Valley Firefighters Credit Union
Overview / Commentary
Central Valley Firefighters Credit Union is headquartered in FRESNO and is the 192nd largest credit union in the state of California. It is also the 2,477th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 8 employees and 2,510 members at 1 location. Central Valley Firefighters Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Central Valley Firefighters Credit Union is open to active and retired employees of the fire service in the California counties of Fresno, Kings, Madera, Mariposa, Merced, or Tulare. Immediate family members of membership-eligible individuals also qualify for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Valley Firefighters Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68008 |
| Year Chartered | 1935 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 6.62% |
| Annual Interest Income | $544K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $47.1MM$46.6MM |
| Loans | Q1 2025vs Q1 2024 | $25.2MM$25.1MM |
| Deposits | Q1 2025vs Q1 2024 | $40.5MM$40.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.2MM$5.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $87K$69K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $51K$203K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |