Overview / Commentary
Central Valley Firefighters Credit Union is headquartered in FRESNO and is the 216th largest credit union in the state of California. It is also the 2,639th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 4 employees and 2,263 members at 1 location. Central Valley Firefighters Credit Union's CD rates are 51% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Central Valley Firefighters Credit Union is open to employees and retirees of the fire service in the counties of Fresno, Madera, Merced, Mariposa, Kings and Tulare in California.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Valley Firefighters Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68008 |
| Year Chartered | 1935 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 3.1% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $37.0MM$37.0MM |
| Loans | Q4 2019vs Q4 2018 | $20.6MM$18.5MM |
| Deposits | Q4 2019vs Q4 2018 | $31.7MM$31.7MM |
| Equity Capital | Q4 2019vs Q4 2018 | $5.1MM$4.9MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $173.00K$62.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $65.00K$36.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |