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Central Virginia Federal Credit Union


Overview / Commentary
www.cvfcu.com
434-528-9016
1638 Mount Athos Rd
Lynchburg, VA 24504

Central Virginia Federal Credit Union is headquartered in Lynchburg and is the 39th largest credit union in the state of Virginia. It is also the 1,319th largest credit union in the nation. It was established in 1976 and as of December of 2019, it had grown to 44 employees and 13,567 members at 5 locations. Central Virginia Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.
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Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #22307
Year Chartered1976
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.43%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$143.1MM$138.6MM
LoansQ4 2019vs Q4 2018$67.0MM$64.3MM
DepositsQ4 2019vs Q4 2018$129.3MM$125.9MM
Equity CapitalQ4 2019vs Q4 2018$13.2MM$12.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$487.00K$463.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.1MM$1.3MM
Real Estate OwnedQ4 2019vs Q4 2018$107.00K$0
Rates
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Central Virginia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--Coverdell Savings Account
1.01%--Traditional IRA Savings
1.01%--Roth IRA Savings
0.22%$5-Christmas Club
0.20%$250-Share Savings

Central Virginia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25k-Money Market Platinum
0.23%$10k-Money Market Preferred
0.22%$2.5k-Money Market Gold
0.20%$500-Money Market Savings

Central Virginia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Dominion Club Checking
0.10%$750-Interest Checking
0.10%$1.2k-Preferred Checking
0.05%$500-Branchless Checking

Central Virginia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-36 Month Preferred Certificate
0.65%$500-24 Month Preferred Certificate
0.60%$500-36 Month Certificate
0.50%$500-12 Month Preferred Certificate
0.50%$500-24 Month Certificate
0.40%$500-6 Month Preferred Certificate
0.35%$500-12 Month Certificate
0.25%$500-6 Month Certificate
Locations


Central Virginia Federal Credit Union Locations
Branch Office109 Seminole DrMadison Heights, VA 24572-2447
Branch Office14416 Forest RdForest, VA 24551
Branch Office1638 Mount Athos RdLynchburg, VA 24504-5429
Branch Office20255 Timberlake RdLynchburg, VA 24502-7202
Branch Office3404 Old Forest RdLynchburg, VA 24501-2915

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