Central Virginia Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.45% | 1-year CD | |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
| 0.85% | 3-year CD | 1.87% - National Average |
Central Virginia Federal Credit Union is headquartered in Lynchburg and is the 41st largest credit union in the state of Virginia. It is also the 1,327th largest credit union in the nation. It was established in 1976 and as of December of 2018, it had grown to 41 employees and 13,520 members at 4 locations. Central Virginia Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22307 |
| Year Chartered | 1976 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 8.85% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $138.6MM$131.1MM |
| Loans | Q4 2018vs Q4 2017 | $64.3MM$58.6MM |
| Deposits | Q4 2018vs Q4 2017 | $125.9MM$119.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.1MM$11.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $463.00K$498.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$1.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Central Virginia Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | - | - | Coverdell Savings Account | |
| 1.01% | - | - | Traditional IRA Savings | |
| 1.01% | - | - | Roth IRA Savings | |
| 0.25% | $5 | - | Christmas Club | |
| 0.20% | $250 | - | Share Savings |
Central Virginia Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $25k | - | Money Market Platinum | |
| 0.35% | $10k | - | Money Market Preferred | |
| 0.25% | $2.5k | - | Money Market Gold | |
| 0.20% | $500 | - | Money Market Savings |
Central Virginia Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Dominion Club Checking | |
| 0.10% | $750 | - | Interest Checking | |
| 0.10% | $1.2k | - | Preferred Checking | |
| 0.05% | $500 | - | Branchless Checking |
Central Virginia Federal Credit Union CD Rates
| Central Virginia Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 109 Seminole Dr | Madison Heights, VA 24572-2447 |
| Branch Office | 14416 Forest Rd | Forest, VA 24551 |
| Branch Office | 1638 Mount Athos Rd | Lynchburg, VA 24504-5429 |
| Branch Office | 20255 Timberlake Rd | Lynchburg, VA 24502-7202 |