Central Virginia Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.20%	Savings	Share Savings 1.00% - Ally Bank Online Savings Account
0.55%	3-year CD	36 Month Certificate 1.55% - Ally Bank High Yield 3 Year CD

View all Central Virginia Federal Credit Union rates »

Overview / Commentary

www.cvfcu.com

800-335-0069

1638 Mount Athos Rd
Lynchburg, VA 24504-5429

Central Virginia Federal Credit Union is headquartered in Lynchburg and is the 41^st largest credit union in the state of Virginia. It is also the 1,375^th largest credit union in the nation. It was established in 1976 and as of June of 2016, it had grown to 34 employees and 13,407 members at 4 locations. Central Virginia Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	22307
Year Chartered	1976
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.06%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$122.4MM$114.7MM
Loans	Q2 2016vs Q2 2015	$54.0MM$51.4MM
Deposits	Q2 2016vs Q2 2015	$111.8MM$104.6MM
Equity Capital	Q2 2016vs Q2 2015	$10.4MM$9.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$348.00K$250.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$421.00K$307.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Central Virginia Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	-	-	Coverdell Education Savings Account
1.01%	-	-	Traditional IRA Account
1.01%	-	-	Roth IRA Account
0.25%	-	-	Christmas Club
0.20%	$250	-	Share Savings

Central Virginia Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$25k	-	Platinum Money Market
0.27%	$10k	-	Preferred Money Market
0.25%	$2,500	-	Gold Money Market
0.20%	$500	-	Money Market Savings

Central Virginia Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1k	-	Dominion Club Checking
0.10%	$750	-	Interest Checking
0.10%	$1,200	-	Preferred Checking
0.05%	$500	-	Branchless Checking

Central Virginia Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	36 Month Preferred Certificate
0.55%	-	-	24 Month Preferred Certificate
0.55%	-	-	36 Month Certificate
0.45%	-	-	12 Month Preferred Certificate
0.40%	-	-	24 Month Certificate
0.30%	-	-	12 Month Certificate
0.25%	-	-	6 Month Preferred Certificate
0.10%	-	-	6 Month Certificate

Central Virginia Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	36 Month Preferred IRA Certificate
0.55%	-	-	24 Month Preferred IRA Certificate
0.55%	-	-	36 Month IRA Certificate
0.45%	-	-	12 Month Preferred IRA Certificate
0.40%	-	-	24 Month IRA Certificate
0.30%	-	-	12 Month IRA Certificate
0.25%	-	-	6 Month Preferred IRA Certificate
0.10%	-	-	6 Month IRA Certificate

Locations

Central Virginia Federal Credit Union Locations
Branch Office	109 Seminole Dr	Madison Heights, VA 24572-2447
Branch Office	14416 Forest Rd	Forest, VA 24551
Branch Office	1638 Mount Athos Rd	Lynchburg, VA 24504-5429
Branch Office	20255 Timberlake Rd	Lynchburg, VA 24502-7202