Overview / Commentary
1638 Mount Athos Rd
Lynchburg, VA 24504-5429

Central Virginia Federal Credit Union is headquartered in Lynchburg and is the 41st largest credit union in the state of Virginia. It is also the 1,326th largest credit union in the nation. It was established in 1976 and as of September of 2018, it had grown to 39 employees and 13,523 members at 4 locations. Central Virginia Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.
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Health Grade Components

NCUA #22307
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.92%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$139.4MM$134.0MM
LoansQ3 2018vs Q3 2017$61.8MM$57.5MM
DepositsQ3 2018vs Q3 2017$126.6MM$122.8MM
Equity CapitalQ3 2018vs Q3 2017$12.1MM$11.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$484.00K$502.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$661.00K$1.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Central Virginia Federal Credit Union Savings Account Rates

1.01%--Coverdell Savings Account
1.01%--Traditional IRA Savings
1.01%--Roth IRA Savings
0.25%$5-Christmas Club
0.20%$250-Share Savings

Central Virginia Federal Credit Union Money Market Rates

0.40%$25k-Money Market Platinum
0.35%$10k-Money Market Preferred
0.25%$2.5k-Money Market Gold
0.20%$500-Money Market Savings

Central Virginia Federal Credit Union Checking Account Rates

0.10%$1k-Dominion Club Checking
0.10%$750-Interest Checking
0.10%$1.2k-Preferred Checking
0.05%$500-Branchless Checking

Central Virginia Federal Credit Union CD Rates

1.00%$500-36 Month Preferred Certificate
0.85%$500-36 Month Certificate
0.75%$500-24 Month Preferred Certificate
0.60%$500-12 Month Preferred Certificate
0.60%$500-24 Month Certificate
0.45%$500-12 Month Certificate
0.30%$500-6 Month Preferred Certificate
0.15%$500-6 Month Certificate

Central Virginia Federal Credit Union Locations
Branch Office109 Seminole DrMadison Heights, VA 24572-2447
Branch Office14416 Forest RdForest, VA 24551
Branch Office1638 Mount Athos RdLynchburg, VA 24504-5429
Branch Office20255 Timberlake RdLynchburg, VA 24502-7202

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