Central Virginia Federal Credit Union is headquartered in Lynchburg and is the 41st largest credit union in the state of Virginia. It is also the 1,322nd largest credit union in the nation. It was established in 1976 and as of June of 2019, it had grown to 43 employees and 13,652 members at 4 locations. Central Virginia Federal Credit Union has a B+ health rating.
Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.
See current membership details
Overall | |
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NCUA # | 22307 |
Year Chartered | 1976 |
Employees | 43 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.81% |
Return on Equity - YTD | 9.04% |
Annual Interest Income | $2.6MM |
Assets and Liabilities | ||
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Assets | Q2 2019vs Q2 2018 | $141.4MM$137.9MM |
Loans | Q2 2019vs Q2 2018 | $65.9MM$61.0MM |
Deposits | Q2 2019vs Q2 2018 | $127.7MM$125.6MM |
Equity Capital | Q2 2019vs Q2 2018 | $12.7MM$11.7MM |
Loan Loss Allowance | Q2 2019vs Q2 2018 | $481.00K$444.00K |
Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.1MM$739.00K |
Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central Virginia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.01% | - | - | Coverdell Savings Account | |
1.01% | - | - | Traditional IRA Savings | |
1.01% | - | - | Roth IRA Savings | |
0.25% | $5 | - | Christmas Club | |
0.20% | $250 | - | Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | $25k | - | Money Market Platinum | |
0.40% | $10k | - | Money Market Preferred | |
0.30% | $2.5k | - | Money Market Gold | |
0.20% | $500 | - | Money Market Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1k | - | Dominion Club Checking | |
0.10% | $750 | - | Interest Checking | |
0.10% | $1.2k | - | Preferred Checking | |
0.05% | $500 | - | Branchless Checking |
Central Virginia Federal Credit Union Locations | ||
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Branch Office | 109 Seminole Dr | Madison Heights, VA 24572-2447 |
Branch Office | 14416 Forest Rd | Forest, VA 24551 |
Branch Office | 1638 Mount Athos Rd | Lynchburg, VA 24504-5429 |
Branch Office | 20255 Timberlake Rd | Lynchburg, VA 24502-7202 |