Central Willamette Credit Union


Overview / Commentary
541-928-4536
7101 Supra Dr SW
Albany, OR 97321

Central Willamette Credit Union is headquartered in Albany and is the 13th largest credit union in the state of Oregon. It is also the 709th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 121 employees and 34,735 members at 9 locations. Central Willamette Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Central Willamette Credit Union is open to those who live in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Shermer, Tillamook, Wasco, Washington, or Yamhill. Family members of an existing CWCU member also qualify for membership.
See current membership details

Reviews (1)

Nobody Accepts Responsibility

Posted by: |

On Thursday I mistakenly made a payment to American Express from my personal account.

I was notified Friday morning and called immediately. I talked with a representative. They said that American Express had already been paid. So, I drove to the credit union and gave a check from my Business account to cover the over draft, by 10am.

I was told this would take care of it and the overdraft charge was removed. Thank you.

Then I get an e-mail saying my account was locked and we can't by groceries. I called WCU and was told to call the debt collection service, because they are the only ones that can help.

I called the debt collection at 4:00pm and they are closed, won't open until Saturday... still no groceries.

On Saturday at 7:00, I called the debt collection agency and was told they have no account of my record.

I still don't have access to my funds.

Now I am being told to call a third number (doesn't answer) to unblock my Central Willamette Credit Union Checking account.

It was not overdrawn, I submitted the funds as soon as I was notified. I discussed this with an Agent at Central Willamette and my account is STILL FUBAR.



Health
B+

Health Grade Components

Overall
NCUA #62665
Year Chartered1955
Employees121
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD13.01%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$518.2MM$508.8MM
LoansQ2 2023vs Q2 2022$382.1MM$320.4MM
DepositsQ2 2023vs Q2 2022$448.8MM$440.2MM
Equity CapitalQ2 2023vs Q2 2022$38.3MM$35.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.4MM$1.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central Willamette Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Willamette Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-IRA Deposit
OTHER TIERS: 0.10% $100 - $10k
0.10%--First-Time HomeBuyer Saving
0.05%$5-Youth Membership
0.05%$10k-Membership Savings
0.05%$5-Business Membership Savings
0.05%$5-Kid Kash
0.05%$100-Business Rainy Day Savings Account
0.05%$100-Rainy Day Savings Account

Central Willamette Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*-$1kMoney Market Plus
OTHER TIERS: 0.05% $250k+ | 0.07% $100k - $250k | 0.10% $50k - $100k | 0.12% $10k - $50k | 0.80% $5k - $10k | 1.10% $1k - $5k
1.15%*-$1kBusiness Money Market Plus
OTHER TIERS: 0.05% $250k+ | 0.07% $100k - $250k | 0.10% $50k - $100k | 0.12% $10k - $50k | 0.80% $5k - $10k | 1.10% $1k - $5k
1.05%*$100k*-Choice Money Market Account
OTHER TIERS: 0.95% $25k - $50k | 1.00% $50k - $100k
1.05%*$100k*-Business Choice Money Market Account
OTHER TIERS: 0.95% $25k - $50k | 1.00% $50k - $100k

Central Willamette Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$100k*-Premier Business Checking
OTHER TIERS: 0.05% Up to $1.5k | 0.07% $1.5k - $25k | 0.09% $25k - $50k | 0.11% $50k - $100k
0.14%*$100k*-Premier Interest Checking
OTHER TIERS: 0.05% Up to $1.5k | 0.07% $1.5k - $25k | 0.09% $25k - $50k | 0.11% $50k - $100k
0.05%--50+ Checking
0.05%--Direct Interest Checking

Central Willamette Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-7 Month CD Special - New Money
4.50%$500-13 Month CD Special - New Money
4.00%$500-17 Month CD Special - New Money
3.00%$500-5 Year CD
2.90%$500-4 Year CD
2.80%$500-3 Year CD
2.70%$500-2 Year CD
2.60%$500-18 Month CD
2.50%$500-1 Year CD
2.45%$500-2 Year Bump CD
2.25%$500-1 Year Bump CD
1.25%$500-6 Month CD

Central Willamette Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-7 Month IRA Special - New Money
4.50%$500-13 Month IRA Special - New Money
4.00%$500-17 Month IRA Special - New Money
3.00%$500-5 Year IRA
2.90%$500-4 Year IRA
2.80%$500-3 Year IRA
2.70%$500-2 Year IRA
2.60%$500-18 Month IRA
2.50%$500-1 Year IRA
1.25%$500-6 Month IRA
Locations


Central Willamette Credit Union Locations
Branch Office625 N 5th StLebanon, OR 97355
Branch Office852 Lancaster Dr SESalem, OR 97317
Branch Office555 NE Circle BlvdCorvallis, OR 97330
Branch Office645 Waverly Dr SEAlbany, OR 97322
Branch Office905 29th Ave SWAlbany, OR 97321
Branch Office7101 Supra Dr SWAlbany, OR 97321
Branch Office621 Hickory St NWAlbany, OR 97321
Branch Office4093 Commercial St SESalem, OR 97302-3873
Branch Office150 NE 20th StNewport, OR 97365

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