Central Willamette Credit Union
Central Willamette Credit Union is headquartered in Albany and is the 12th largest credit union in the state of Oregon. It is also the 673rd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 141 employees and 37,014 members at 11 locations. Central Willamette Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Central Willamette Credit Union is open to those who live in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Shermer, Tillamook, Wasco, Washington, or Yamhill. Family members of an existing CWCU member also qualify for membership.
See current membership details
Nobody Accepts Responsibility
On Thursday I mistakenly made a payment to American Express from my personal account.
I was notified Friday morning and called immediately. I talked with a representative. They said that American Express had already been paid. So, I drove to the credit union and gave a check from my Business account to cover the over draft, by 10am.
I was told this would take care of it and the overdraft charge was removed. Thank you.
Then I get an e-mail saying my account was locked and we can't by groceries. I called WCU and was told to call the debt collection service, because they are the only ones that can help.
I called the debt collection at 4:00pm and they are closed, won't open until Saturday... still no groceries.
On Saturday at 7:00, I called the debt collection agency and was told they have no account of my record.
I still don't have access to my funds.
Now I am being told to call a third number (doesn't answer) to unblock my Central Willamette Credit Union Checking account.
It was not overdrawn, I submitted the funds as soon as I was notified. I discussed this with an Agent at Central Willamette and my account is STILL FUBAR.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62665 |
| Year Chartered | 1955 |
| Employees | 141 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 6.1% |
| Annual Interest Income | $7.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $605.5MM$545.4MM |
| Loans | Q1 2025vs Q1 2024 | $415.8MM$384.1MM |
| Deposits | Q1 2025vs Q1 2024 | $522.2MM$468.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $49.9MM$42.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.5MM$4.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5.3MM$4.6MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
