Overview / Commentary
Centric Bank is headquartered in Harrisburg and is the 45th largest bank in the state of Pennsylvania. It is also the 949th largest bank in the nation. It was established in 1919 and as of June of 2022, it had grown to 146 employees at 9 locations. Centric Bank has an A health rating.
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7461 |
| Year Established | 1919 |
| Employees | 146 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 10.85% |
| Annual Interest Income | $21.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.04B$1.11B |
| Loans | Q2 2022vs Q2 2021 | $891.1MM$951.6MM |
| Deposits | Q2 2022vs Q2 2021 | $878.9MM$945.4MM |
| Equity Capital | Q2 2022vs Q2 2021 | $116.2MM$107.2MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $13.2MM$11.1MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $9.5MM$11.5MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |