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First Commonwealth Bank


Overview / Commentary
www.fcbanking.com
724-463-8555
600 Philadelphia Street
Indiana, PA 15701

First Commonwealth Bank is headquartered in Indiana and is the 8th largest bank in the state of Pennsylvania. It is also the 164th largest bank in the nation. It was established in 1880 and as of December of 2020, it had grown to 1,398 employees at 123 locations. First Commonwealth Bank has an A+ health rating.

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Reviews (9)

Best Banking Experiences Ever!

Posted by: |

The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).

1

Amazing Community Commonwealth Bank

Posted by: |

I've been with First Commonwealth Bank for a long while now. I've used their personal banking where I have both a checkings account which is known as the hometown checking account and the savings account. I had mostly opened up my account online than at a branch but I do believe that the customer service is quite helpful when you're dealing with any problems regarding the account. They also offer student checking as well. The hometown checking does not need a minimum amount deposit to open and there's not a minimum balance to keep but there is a $2 maintenance fee which can be waived. I would definitely recommend this bank as there is not a lot of fees compared to many local, big brand banks.

3

Not Very Personal, Rude And Not Helpful

Posted by: |

This bank is not very personal. The tellers were very corporate like in response, not helpful or flexible in anyway. I have closed my account, I would never deal with them.

1

Lost Money

Posted by: |

poor service rude sent 1400 dollars from my other bank they say never received bank a joke attorney general notified

2
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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7468
Year Established1880
Employees1398
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD7.24%
Annual Interest Income$301.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$9.06B$8.29B
LoansQ4 2020vs Q4 2019$6.69B$6.15B
DepositsQ4 2020vs Q4 2019$7.47B$6.70B
Equity CapitalQ4 2020vs Q4 2019$1.10B$1.08B
Loan Loss AllowanceQ4 2020vs Q4 2019$101.3MM$51.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$44.5MM$25.3MM
Real Estate OwnedQ4 2020vs Q4 2019$1.2MM$2.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Commonwealth Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%†--American Dream Savings
0.10%†--Holiday Club
0.10%†--Vacation Club
0.05%†--IRA Savings
0.05%*†$25k*-Hometown Savings
OTHER TIERS: 0.02% → Up to $25k
0.05%*†$10k*-Tower Savers
OTHER TIERS: 0.02% → Up to $10k
0.05%*†$25k*-Business Savings
OTHER TIERS: 0.03% → $500 - $25k
0.05%†$500-Health Savings Account

First Commonwealth Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Relationship Money Market w/ Relationship
OTHER TIERS: 0.05% → Up to $20k | 0.10% → $20k - $100k
0.10%*†$100k*-Hometown Money Market
OTHER TIERS: 0.03% → Up to $20k | 0.05% → $20k - $100k
0.10%*†$100k*-Business Hometown Money Market
OTHER TIERS: 0.03% → Up to $20k | 0.05% → $20k - $100k
0.10%*$100k*-Relationship Money Market w/o Relationship
OTHER TIERS: 0.03% → Up to $20k | 0.05% → $20k - $100k

First Commonwealth Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†--IOLTA / MJ-IOTA Accounts
0.02%†--Business Checking Plus
0.01%†$500-Hometown Checking plus Interest
0.01%†$500-Hometown Checking plus Interest plus Solutions

First Commonwealth Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†$500-60 Month CD
0.15%†$500-30 Month CD
0.15%†$500-36 Month CD
0.15%†$500-48 Month CD
0.10%†$500-12 Month CD
0.10%†$500-18 Month CD
0.10%†$500-24 Month CD
0.05%†$2.5k-90 - 181 Day CD
0.05%†$2.5k-182 - 364 Day CD

First Commonwealth Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†$500-60 Month IRA CD
0.15%†$500-30 Month IRA CD
0.15%†$500-36 Month IRA CD
0.15%†$500-48 Month IRA CD
0.10%†$500-12 Month IRA CD
0.10%†$500-18 Month IRA CD
0.10%†$500-24 Month IRA CD
0.05%†$500-90 - 181 Day Traditional IRA CD
0.05%†$500-182 - 364 Day Traditional IRA CD
Locations

Availability

Pittsburgh Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.