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First Commonwealth Bank


Overview / Commentary
www.fcbanking.com
724-463-8555
600 Philadelphia Street
Indiana, PA 15701

First Commonwealth Bank is headquartered in Indiana and is the 8th largest bank in the state of Pennsylvania. It is also the 163rd largest bank in the nation. It was established in 1880 and as of June of 2022, it had grown to 1,409 employees at 121 locations. First Commonwealth Bank has an A health rating.

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Reviews (9)

Best Banking Experiences Ever!

Posted by: |

The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).

1

Amazing Community Commonwealth Bank

Posted by: |

I've been with First Commonwealth Bank for a long while now. I've used their personal banking where I have both a checkings account which is known as the hometown checking account and the savings account. I had mostly opened up my account online than at a branch but I do believe that the customer service is quite helpful when you're dealing with any problems regarding the account. They also offer student checking as well. The hometown checking does not need a minimum amount deposit to open and there's not a minimum balance to keep but there is a $2 maintenance fee which can be waived. I would definitely recommend this bank as there is not a lot of fees compared to many local, big brand banks.

3

Not Very Personal, Rude And Not Helpful

Posted by: |

This bank is not very personal. The tellers were very corporate like in response, not helpful or flexible in anyway. I have closed my account, I would never deal with them.

1

Lost Money

Posted by: |

poor service rude sent 1400 dollars from my other bank they say never received bank a joke attorney general notified

2
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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7468
Year Established1880
Employees1409
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD11.25%
Annual Interest Income$148.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$9.50B$9.38B
LoansQ2 2022vs Q2 2021$7.04B$6.66B
DepositsQ2 2022vs Q2 2021$8.08B$7.91B
Equity CapitalQ2 2022vs Q2 2021$1.06B$1.13B
Loan Loss AllowanceQ2 2022vs Q2 2021$93.6MM$97.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$31.1MM$45.2MM
Real Estate OwnedQ2 2022vs Q2 2021$93.00K$394.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Commonwealth Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.48%†--American Dream Savings
0.12%*†$25k*-Hometown Savings
OTHER TIERS: 0.10% → Up to $25k
0.12%*†$10k*-Tower Savers
OTHER TIERS: 0.10% → Up to $10k
0.10%†--Holiday Club
0.10%†--Vacation Club
0.05%†--IRA Savings
0.05%†$500-Health Savings Account
0.04%*†$25k*-Business Savings
OTHER TIERS: 0.02% → $500 - $25k

First Commonwealth Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*†-$150kMoney Market Promotion w/Relationship - New Money
OTHER TIERS: 0.50% → $150k+
0.50%*†$100k*-Relationship Money Market w/ Relationship
OTHER TIERS: 0.20% → Up to $20k | 0.30% → $20k - $50k | 0.40% → $50k - $100k
0.25%*†$100k*-Hometown Money Market
OTHER TIERS: 0.10% → Up to $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Business Hometown Money Market
OTHER TIERS: 0.10% → Up to $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Relationship Money Market w/o Relationship
OTHER TIERS: 0.10% → Up to $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k

First Commonwealth Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†--IOLTA / MJ-IOTA Accounts
0.02%†--Business Checking Plus
0.01%†$500-Hometown Checking plus Interest
0.01%†$500-Hometown Checking plus Interest plus Solutions

First Commonwealth Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%†$10k$500k35 Month CD Special - New Money
2.25%†$10k$500k25 months CD special - New Money
2.25%†$10k-Business 25 months CD special - New Money
0.20%†$500-60 Month CD
0.15%†$500-30 Month CD
0.15%†$500-36 Month CD
0.15%†$500-48 Month CD
0.10%†$500-24 Month CD
0.05%†$2.5k-90 - 181 Day CD
0.05%†$2.5k-182 - 364 Day CD
0.05%†$500-12 Month CD
0.05%†$500-18 Month CD

First Commonwealth Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†$500-60 Month IRA CD
0.15%†$500-30 Month IRA CD
0.15%†$500-36 Month IRA CD
0.15%†$500-48 Month IRA CD
0.10%†$500-24 Month IRA CD
0.05%†$500-90 - 181 Day Traditional IRA CD
0.05%†$500-182 - 364 Day Traditional IRA CD
0.05%†$500-12 Month IRA CD
0.05%†$500-18 Month IRA CD
Locations

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