First Commonwealth Bank


Overview / Commentary
800-711-2265
600 Philadelphia Street
Indiana, PA 15701

First Commonwealth Bank is headquartered in INDIANA and is the 7th largest bank in the state of Pennsylvania. It is also the 146th largest bank in the nation. It was established in 1880 and as of March of 2024, it had grown to 1,465 employees at 129 locations. First Commonwealth Bank has an A health rating.

Best Banking Experiences Ever!

Posted by: |

The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).

Amazing Community Commonwealth Bank

I've been with First Commonwealth Bank for a long while now. I've used their personal banking where I have both a checkings account which is known as the hometown checking account and the savings account. I had mostly opened up my account online than at a branch but I do believe that the customer service is quite helpful when you're dealing with any problems regarding the account. They also offer student checking as well. The hometown checking does not need a minimum amount deposit to open and there's not a minimum balance to keep but there is a $2 maintenance fee which can be waived. I would definitely recommend this bank as there is not a lot of fees compared to many local, big brand banks.

Not Very Personal, Rude And Not Helpful

Posted by: |

This bank is not very personal. The tellers were very corporate like in response, not helpful or flexible in anyway. I have closed my account, I would never deal with them.

Scam Artists

Posted by: |

Do yourself a favor and find another bank! Worst place I ever dealt with, Lazy , Rude And Know Nothing People ! Can't even get my paperwork Sent to the correct address ! Fill out on line ? I do not want my information put o line ! STAY AWAY FROM THESE CROOKS !

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Health

Health Grade Components

Overall
FDIC Certificate #7468
Year Established1880
Employees1465
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD12.17%
Annual Interest Income$145.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$11.66B$11.08B
LoansQ1 2024vs Q1 2023$8.91B$8.53B
DepositsQ1 2024vs Q1 2023$9.51B$9.27B
Equity CapitalQ1 2024vs Q1 2023$1.3B$1.23B
Loan Loss AllowanceQ1 2024vs Q1 2023$119.1MM$133.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$37.2MM$42.3MM
Real Estate OwnedQ1 2024vs Q1 2023$368K$424K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Commonwealth Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.48%$0-American Dream Savings
0.12%*$25k*-Hometown Savings
OTHER TIERS: 0.10% $0 - $25k
0.12%*$10k*-Tower Savers
OTHER TIERS: 0.10% $0 - $10k
0.10%$0-Holiday Club
0.10%$0-Vacation Club
0.05%$0-IRA Savings
0.05%$500-Health Savings Account
0.04%*$25k*-Business Savings
OTHER TIERS: 0.02% $500 - $25k

First Commonwealth Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$10k-Money Market Promotion w/Relationship For First Six Month - New Money
0.50%*$100k*-Relationship Money Market w/ Relationship
OTHER TIERS: 0.20% $0 - $20k | 0.30% $20k - $50k | 0.40% $50k - $100k
0.25%*$100k*-Hometown Money Market
OTHER TIERS: 0.10% $0 - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Business Hometown Money Market
OTHER TIERS: 0.10% $0 - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k
0.25%*$100k*-Relationship Money Market w/o Relationship
OTHER TIERS: 0.10% $0 - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k

First Commonwealth Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%$0-IOLTA / MJ-IOTA Accounts
0.02%$0-Business Checking Plus
0.01%$500-Hometown Checking plus Interest
0.01%$500-Hometown Checking plus Interest plus Solutions

First Commonwealth Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%$10k$500k7 Month CD Special - New Money
4.75%$10k-11 Months CD Special - New Money
0.20%$0-60 Month CD
0.15%$0-30 Month CD
0.15%$0-36 Month CD
0.15%$0-48 Month CD
0.10%$0-24 Month CD
0.05%$0-90 - 181 Day CD
0.05%$0-182 - 364 Day CD
0.05%$0-12 Month CD
0.05%$0-18 Month CD

First Commonwealth Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-60 Month IRA CD
0.15%$0-30 Month IRA CD
0.15%$0-36 Month IRA CD
0.15%$0-48 Month IRA CD
0.10%$0-24 Month IRA CD
0.05%$0-90 - 181 Day Traditional IRA CD
0.05%$0-182 - 364 Day Traditional IRA CD
0.05%$0-12 Month IRA CD
0.05%$0-18 Month IRA CD
Locations

Availability



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