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First Commonwealth Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fcbanking.com
800-711-2265
600 Philadelphia Street
Indiana, PA 15701

First Commonwealth Bank is headquartered in INDIANA and is the 7th largest bank in the state of Pennsylvania. It is also the 142nd largest bank in the nation. It was established in 1880 and as of March of 2025, it had grown to 1,538 employees at 130 locations. First Commonwealth Bank's CD rates are 4X the national average, and it has an A health rating.

Reviews (3)

Best Banking Experiences Ever!

Posted by: |

The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).

1

Scam Artists

Posted by: |

Do yourself a favor and find another bank! Worst place I ever dealt with, Lazy , Rude And Know Nothing People ! Can't even get my paperwork Sent to the correct address ! Fill out on line ? I do not want my information put o line ! STAY AWAY FROM THESE CROOKS !

2

Biggest Crooks In The Banking Industry

Posted by: |

Wife and I had accounts here and she started finding fraudulent charges on her debit card, she contacted the bank and was told to go in and close the account out and the charges would be investigated for a refund.
She went to the bank with our daughter , explained to them what was going on and what she was instructed to do, and so they closed out the account.
A couple of weeks later we started to receive statements with more fraudulent charges from several different states, I tried to contact the bank but the woman they said we needed to talk to was never available, and so they started to add on their DAILY rip off charges for in sufficient funds on an account that was CLOSED, and did this for several weeks, then turned it over to a collection account.
our other bank, monitors your accounts and have contacted us if something looks fraudulent, apparently First Commonripoff doesn't do this since they probably make a bundle charging daily fees.

4


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7468
Year Established1880
Employees1538
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.98%
Annual Interest Income$147.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$11.76B$11.66B
LoansQ1 2025vs Q1 2024$9.01B$8.91B
DepositsQ1 2025vs Q1 2024$9.95B$9.51B
Equity CapitalQ1 2025vs Q1 2024$1.41B$1.3B
Loan Loss AllowanceQ1 2025vs Q1 2024$119.9MM$119.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$42.7MM$37.2MM
Real Estate OwnedQ1 2025vs Q1 2024$1.3MM$368K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Commonwealth Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.48%†$0-American Dream Savings
0.12%*†$25k*-Hometown Savings
OTHER TIERS: 0.10% → $0 - $25k
0.12%*†$10k*-Tower Savers
OTHER TIERS: 0.10% → $0 - $10k
0.10%†$0-Holiday Club
0.10%†$0-Vacation Club
0.05%†$500-Health Savings Account
0.04%*†$25k*-Business Savings
OTHER TIERS: 0.02% → $500 - $25k

First Commonwealth Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$25k-Money Market Promotion w/Relationship For First Three Month - New Money
0.50%*†$100k*-Relationship Money Market w/ Relationship
OTHER TIERS: 0.20% → $0 - $20k | 0.30% → $20k - $50k | 0.40% → $50k - $100k
0.25%*†$100k*-Hometown Money Market
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Business Hometown Money Market
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Relationship Money Market w/o Relationship
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k

First Commonwealth Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%†$0-IOLTA / MJ-IOTA Accounts
0.02%†$0-Business Checking Plus
0.01%†$500-Hometown Checking plus
0.01%†$500-Hometown Checking Premium

First Commonwealth Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$10k$500k6 Month CD Special - New Money
3.75%$10k$500k12 Month CD Special - New Money
3.00%†$10k$500k36 Month CD Special - New Money
0.20%†$0$100k60 Month CD
0.20%†$0$100kBusiness 60 Month CD
0.15%†$0$100k30 Month CD
0.15%†$0$100k36 Month CD
0.15%†$0$100k48 Month CD
0.15%†$0$100kBusiness 30 Month CD
0.15%†$0$100kBusiness 36 Month CD
0.15%†$0$100kBusiness 48 Month CD
0.10%†$0$100k24 Month CD
0.10%†$0$100kBusiness 24 Month CD
0.05%†$0$100k90 - 181 Day CD
0.05%†$0$100k182 - 364 Day CD
0.05%†$0$100k12 Month CD
0.05%†$0$100k18 Month CD
0.05%†$0$100kBusiness 90 - 181 Day CD
0.05%†$0$100kBusiness 182 - 364 Day CD
0.05%†$0$100kBusiness 12 Month CD
0.05%†$0$100kBusiness 18 Month CD

First Commonwealth Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†$0-60 Month IRA CD
0.15%†$0-30 Month IRA CD
0.15%†$0-36 Month IRA CD
0.15%†$0-48 Month IRA CD
0.10%†$0-24 Month IRA CD
0.05%†$0-90 - 181 Day Traditional IRA CD
0.05%†$0-182 - 364 Day Traditional IRA CD
0.05%†$0-12 Month IRA CD
0.05%†$0-18 Month IRA CD
0.05%†$0-IRA Savings
Locations

Availability

Cleveland Area

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