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First Commonwealth Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.fcbanking.com
800-711-2265
600 Philadelphia Street
Indiana, PA 15701

First Commonwealth Bank is headquartered in INDIANA and is the 7th largest bank in the state of Pennsylvania. It is also the 143rd largest bank in the nation. It was established in 1880 and as of September of 2024, it had grown to 1,500 employees at 129 locations. First Commonwealth Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Reviews (3)

Best Banking Experiences Ever!

Posted by: |

The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).

1

Scam Artists

Posted by: |

Do yourself a favor and find another bank! Worst place I ever dealt with, Lazy , Rude And Know Nothing People ! Can't even get my paperwork Sent to the correct address ! Fill out on line ? I do not want my information put o line ! STAY AWAY FROM THESE CROOKS !

2

Biggest Crooks In The Banking Industry

Posted by: |

Wife and I had accounts here and she started finding fraudulent charges on her debit card, she contacted the bank and was told to go in and close the account out and the charges would be investigated for a refund.
She went to the bank with our daughter , explained to them what was going on and what she was instructed to do, and so they closed out the account.
A couple of weeks later we started to receive statements with more fraudulent charges from several different states, I tried to contact the bank but the woman they said we needed to talk to was never available, and so they started to add on their DAILY rip off charges for in sufficient funds on an account that was CLOSED, and did this for several weeks, then turned it over to a collection account.
our other bank, monitors your accounts and have contacted us if something looks fraudulent, apparently First Commonripoff doesn't do this since they probably make a bundle charging daily fees.

4


Health
A+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7468
Year Established1880
Employees1500
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD11.32%
Annual Interest Income$450.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$11.95B$11.39B
LoansQ3 2024vs Q3 2023$8.89B$8.8B
DepositsQ3 2024vs Q3 2023$9.84B$9.29B
Equity CapitalQ3 2024vs Q3 2023$1.37B$1.22B
Loan Loss AllowanceQ3 2024vs Q3 2023$126.1MM$134.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$65MM$45.3MM
Real Estate OwnedQ3 2024vs Q3 2023$669K$765K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Commonwealth Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.48%†$0-American Dream Savings
0.12%*†$25k*-Hometown Savings
OTHER TIERS: 0.10% → $0 - $25k
0.12%*†$10k*-Tower Savers
OTHER TIERS: 0.10% → $0 - $10k
0.10%†$0-Holiday Club
0.10%†$0-Vacation Club
0.05%†$0-IRA Savings
0.05%†$500-Health Savings Account
0.04%*†$25k*-Business Savings
OTHER TIERS: 0.02% → $500 - $25k

First Commonwealth Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$25k-Money Market Promotion w/Relationship For First Three Month - New Money
0.50%*†$100k*-Relationship Money Market w/ Relationship
OTHER TIERS: 0.20% → $0 - $20k | 0.30% → $20k - $50k | 0.40% → $50k - $100k
0.25%*†$100k*-Hometown Money Market
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Business Hometown Money Market
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k
0.25%*†$100k*-Relationship Money Market w/o Relationship
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $50k | 0.20% → $50k - $100k

First Commonwealth Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%†$0-IOLTA / MJ-IOTA Accounts
0.02%†$0-Business Checking Plus
0.01%†$500-Hometown Checking plus Interest
0.01%†$500-Hometown Checking plus Interest plus Solutions

First Commonwealth Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$10k$500k6 Month CD Special - New Money
4.00%$10k$500k12 Month CD Special - New Money
3.00%†$10k$500k36 Month CD Special - New Money
0.20%†$0$100k60 Month CD
0.20%†$0$100kBusiness 60 Month CD
0.15%†$0$100k30 Month CD
0.15%†$0$100k36 Month CD
0.15%†$0$100k48 Month CD
0.15%†$0$100kBusiness 30 Month CD
0.15%†$0$100kBusiness 36 Month CD
0.15%†$0$100kBusiness 48 Month CD
0.10%†$0$100k24 Month CD
0.10%†$0$100kBusiness 24 Month CD
0.05%†$0$100k90 - 181 Day CD
0.05%†$0$100k182 - 364 Day CD
0.05%†$0$100k12 Month CD
0.05%†$0$100k18 Month CD
0.05%†$0$100kBusiness 90 - 181 Day CD
0.05%†$0$100kBusiness 182 - 364 Day CD
0.05%†$0$100kBusiness 12 Month CD
0.05%†$0$100kBusiness 18 Month CD

First Commonwealth Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%†$0-60 Month IRA CD
0.15%†$0-30 Month IRA CD
0.15%†$0-36 Month IRA CD
0.15%†$0-48 Month IRA CD
0.10%†$0-24 Month IRA CD
0.05%†$0-90 - 181 Day Traditional IRA CD
0.05%†$0-182 - 364 Day Traditional IRA CD
0.05%†$0-12 Month IRA CD
0.05%†$0-18 Month IRA CD
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