Featured Savings Rates
Featured Accounts

Centric Federal Credit Union

Popular Accounts at this Credit Union

3.25%Reward CheckingKasasa Cash
1.01%Reward SavingsKasasa Saver
2.31%5-year CD60 Month Regular CD

Overview / Commentary
1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 18th largest credit union in the state of Louisiana. It is also the 1,161st largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 73 employees and 20,236 members at 4 locations. Centric Federal Credit Union's CD rates are 51% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
See current membership details

Related Posts

View all posts from:

Reviews (1)

Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..


Health Grade Components

NCUA #1982
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.62%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$171.7MM$159.3MM
LoansQ1 2018vs Q1 2017$129.2MM$117.4MM
DepositsQ1 2018vs Q1 2017$148.7MM$137.9MM
Equity CapitalQ1 2018vs Q1 2017$14.6MM$13.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.3MM$1.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.4MM$994.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Centric Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

1.05%$200-IRA Savings
1.01%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.55%$25-Youth Savings
0.55%$25-Club Accounts
0.30%$200-Basic Savings
0.30%$200-Business Basic Savings
0.30%$200-Business Special A Shares
0.30%$200-Business Special B Shares
0.30%$200-Business Special C Shares

Centric Federal Credit Union Money Market Rates

0.51%*$250k*-Business Max Money Checking
OTHER TIERS: 0.20% Up to $10k | 0.39% $10k - $50k | 0.43% $50k - $100k | 0.47% $100k - $250k
0.47%*$20k*-Max Money
OTHER TIERS: 0.00% Up to $2,500 | 0.39% $2,500 - $5k | 0.43% $5k - $20k

Centric Federal Credit Union Checking Account Rates

3.25%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.13%*$50k*-Business Checking Plus
OTHER TIERS: 0.00% Up to $2,500 | 0.01% $2,500 - $10k | 0.05% $10k - $25k | 0.09% $25k - $50k

Centric Federal Credit Union CD Rates

2.41%$1k-60 Month Choice CD
2.41%$50k-60 Month Jumbo CD
2.41%$50k-Business 60 Month Jumbo CD
2.31%$1k-60 Month Regular CD
2.31%$1k-48 Month Choice CD
2.31%$50k-48 Month Jumbo CD
2.31%$1k-Business 60 Month CD
2.31%$50k-Business 48 Month Jumbo CD
2.25%$1k-15 Month Choice CD
2.25%$50k-Business 15 Month Jumbo CD
2.25%$50k-15 Month Jumbo CD
2.21%$1k-48 Month Regular CD
2.21%$1k-36 Month Choice CD
2.21%$50k-36 Month Jumbo CD
2.21%$1k-Business 48 Month CD
2.21%$50k-Business 36 Month Jumbo CD
2.15%$1k-Business 15 Month CD
2.15%$1k-15 Month Regular CD
2.11%$1k-36 Month Regular CD
2.11%$1k-24 Month Choice CD
2.11%$50k-24 Month Jumbo CD
2.11%$1k-Business 36 Month CD
2.11%$50k-Business 24 Month Jumbo CD
2.06%$1k-18 Month Choice CD
2.06%$50k-18 Month Jumbo CD
2.06%$50k-Business 18 Month Jumbo CD
2.01%$1k-24 Month Regular CD
2.01%$1k-Business 24 Month CD
1.96%$1k-18 Month Regular CD
1.96%$1k-Business 18 Month CD
1.36%$1k-12 Month Choice CD
1.36%$50k-12 Month Jumbo CD
1.36%$50k-Business 12 Month Jumbo CD
1.26%$1k-12 Month Regular CD
1.26%$1k-Business 12 Month CD
1.01%$1k-6 Month Choice CD
1.01%$50k-6 Month Jumbo CD
1.01%$50k-Business 6 Month Jumbo CD
0.91%$1k-6 Month Regular CD
0.91%$1k-Business 6 Month CD

Centric Federal Credit Union IRA Rates

2.51%$1k-60 Month IRA Certificate
2.41%$1k-48 Month IRA Certificate
2.31%$1k-36 Month IRA Certificate
2.25%$1k-15 Month IRA Certificate
2.21%$1k-24 Month IRA Certificate
2.16%$1k-18 Month IRA Certificate
1.46%$1k-12 Month IRA Certificate

Centric Federal Credit Union Locations
Branch Office1091 Thomas RdWest Monroe, LA 71292-5821
Branch Office1514 Eagle DriveRuston, LA 71270-4912
Branch Office2353 Arkansas RdWest Monroe, LA 71291-7820
Branch Office710 Highway 165 NorthMonroe, LA 71201

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.