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Centric Federal Credit Union

Popular Accounts at this Credit Union

3.25%Reward CheckingKasasa Cash
1.01%Reward SavingsKasasa Saver
1.91%5-year CD60 Months Regular CD

Overview / Commentary
1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 19th largest credit union in the state of Louisiana. It is also the 1,196th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 69 employees and 18,269 members at 4 locations. Centric Federal Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
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Reviews (1)

Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..


Health Grade Components

NCUA #1982
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.54%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$159.3MM$144.2MM
LoansQ1 2017vs Q1 2016$117.4MM$111.2MM
DepositsQ1 2017vs Q1 2016$137.9MM$126.5MM
Equity CapitalQ1 2017vs Q1 2016$13.3MM$11.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.0MM$875.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$994.00K$991.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$39.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

1.01%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.90%$200-IRA Savings
0.40%$25-Youth Savings
0.40%$25-Club Accounts
0.15%$200-Basic Savings
0.15%$200-Business Basic Savings
0.15%$200-Business Special A Shares
0.15%$200-Business Special B Shares
0.15%$200-Business Special C Shares

Centric Federal Credit Union Money Market Rates

0.31%*$250k*-Business Max Money Checking
OTHER TIERS: 0.05% Up to $10k | 0.19% $10k - $50k | 0.23% $50k - $100k | 0.27% $100k - $250k
0.27%*$20k*-Max Money
OTHER TIERS: 0.00% Up to $2,500 | 0.19% $2,500 - $5k | 0.23% $5k - $20k

Centric Federal Credit Union Checking Account Rates

3.25%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.13%*$50k*-Business Checking Plus
OTHER TIERS: 0.00% Up to $2,500 | 0.01% $2,500 - $10k | 0.05% $10k - $25k | 0.09% $25k - $50k

Centric Federal Credit Union CD Rates

2.01%$1k-60 Months Choice CD
2.01%$50k-60 Months Jumbo CD
2.01%$50k-Business 60 Months Jumbo CD
1.91%$1k-60 Months Regular CD
1.91%$1k-Business 60 Months CD
1.81%$1k-48 Months Choice CD
1.81%$50k-48 Months Jumbo CD
1.81%$50k-Business 48 Months Jumbo CD
1.71%$1k-48 Months Regular CD
1.71%$1k-Business 48 Months CD
1.56%$1k-36 Months Choice CD
1.56%$50k-36 Months Jumbo CD
1.56%$50k-Business 36 Months Jumbo CD
1.46%$1k-36 Months Regular CD
1.46%$1k-Business 36 Months CD
1.37%$1k-15 Month Certificate Special w/ Checking Account
1.37%$1k-15 Month Jumbo Certificate Special w/ Checking Account
1.36%$1k-24 Months Choice CD
1.36%$50k-24 Months Jumbo CD
1.36%$50k-Business 24 Months Jumbo CD
1.27%$1k-15 Month Share Certificate Special
1.27%$1k-15 Month Choice Certificate
1.27%$1k-15 Month Jumbo Certificate Special
1.27%$1k-Business 15 Month Share Certificate
1.27%$50k-Business 15 Month Jumbo Share Certificate
1.26%$1k-24 Months Regular CD
1.26%$1k-Business 24 Months CD
1.21%$1k-18 Months Choice CD
1.21%$50k-18 Months Jumbo CD
1.21%$50k-Business 18 Months Jumbo CD
1.11%$1k-18 Months Regular CD
1.11%$1k-Business 18 Months CD
1.06%$1k-12 Months Choice CD
1.06%$50k-12 Months Jumbo CD
1.06%$50k-Business 12 Months Jumbo CD
0.96%$1k-12 Months Regular CD
0.96%$1k-Business 12 Months CD
0.65%$1k-6 Months Choice CD
0.65%$50k-6 Months Jumbo CD
0.65%$50k-Business 6 Months Jumbo CD
0.55%$1k-6 Months Regular CD
0.55%$1k-Business 6 Months CD

Centric Federal Credit Union IRA Rates

2.11%$1k-60 Months IRA CD
1.91%$1k-48 Months IRA CD
1.66%$1k-36 Months IRA CD
1.46%$1k-24 Months IRA CD
1.37%$1k-15 Month IRA Certificate Special w/ Checking Account
1.31%$1k-18 Months IRA CD
1.27%$1k-15 Month IRA Certificate Special
1.16%$1k-12 Months IRA CD

Centric Federal Credit Union Locations
Branch Office1091 Thomas RdWest Monroe, LA 71292-5821
Branch Office1514 Eagle DriveRuston, LA 71270-4912
Branch Office2353 Arkansas RdWest Monroe, LA 71291-7820
Branch Office710 Highway 165 NorthMonroe, LA 71201