Centric Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.25% | Reward Checking | Kasasa Cash 1.82% - National Average |
| 1.01% | Reward Savings | Kasasa Saver 0.81% - National Average |
| 1.91% | 5-year CD | 60 Months Regular CD 2.25% - Ally Bank High Yield 5 Year CD |
Centric Federal Credit Union is headquartered in West Monroe and is the 19th largest credit union in the state of Louisiana. It is also the 1,196th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 69 employees and 18,269 members at 4 locations. Centric Federal Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
See current membership details
Related Posts
Horrible Customer Service
My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1982 |
| Year Chartered | 1937 |
| Employees | 69 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 9.54% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $159.3MM$144.2MM |
| Loans | Q1 2017vs Q1 2016 | $117.4MM$111.2MM |
| Deposits | Q1 2017vs Q1 2016 | $137.9MM$126.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $13.3MM$11.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.0MM$875.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $994.00K$991.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$39.00K |
Always verify rates and promotions with the bank or credit union. We are not Centric Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Centric Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $50k+ | |||||
| 0.90% | $200 | - | IRA Savings | ||
| 0.90% | $200 | - | Roth IRA Savings | ||
| 0.40% | $25 | - | Kidz Saver | ||
| 0.40% | $25 | - | Santa Saver | ||
| 0.40% | $25 | - | Vacation Saver | ||
| 0.15% | $200 | - | Basic Savings | ||
| 0.15% | $200 | - | Business Basic Savings | ||
| 0.15% | $200 | - | Business Special A Shares | ||
| 0.15% | $200 | - | Business Special B Shares | ||
| 0.15% | $200 | - | Business Special C Shares | ||
Centric Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.31%* | $250k* | - | Business Max Money Checking | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.19% → $10k - $50k | 0.23% → $50k - $100k | 0.27% → $100k - $250k | |||||
| 0.27%* | $20k* | - | Max Money | ||
| OTHER TIERS: 0.00% → Up to $2,500 | 0.19% → $2,500 - $5k | 0.23% → $5k - $20k | |||||
Centric Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.25%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.13%* | $50k* | - | Business Checking Plus | ||
| OTHER TIERS: 0.00% → Up to $2,500 | 0.01% → $2,500 - $10k | 0.05% → $10k - $25k | 0.09% → $25k - $50k | |||||
Centric Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $1k | - | 60 Months Choice CD | |
| 2.01% | $50k | - | 60 Months Jumbo CD | |
| 2.01% | $50k | - | Business 60 Months Jumbo CD | |
| 1.91% | $1k | - | 60 Months Regular CD | |
| 1.91% | $1k | - | Business 60 Months CD | |
| 1.81% | $1k | - | 48 Months Choice CD | |
| 1.81% | $50k | - | 48 Months Jumbo CD | |
| 1.81% | $50k | - | Business 48 Months Jumbo CD | |
| 1.71% | $1k | - | 48 Months Regular CD | |
| 1.71% | $1k | - | Business 48 Months CD | |
| 1.56% | $1k | - | 36 Months Choice CD | |
| 1.56% | $50k | - | 36 Months Jumbo CD | |
| 1.56% | $50k | - | Business 36 Months Jumbo CD | |
| 1.46% | $1k | - | 36 Months Regular CD | |
| 1.46% | $1k | - | Business 36 Months CD | |
| 1.37% | $1k | - | 15 Month Share Certificate Special w/ Checking Account | |
| 1.37% | $1k | - | 15 Month Choice Certificate Special w/ Checking Account | |
| 1.37% | $1k | - | 15 Month Jumbo Certificate Special w/ Checking Account | |
| 1.37% | $1k | - | Business 15 Month Share Certificate Special w/ Checking Account | |
| 1.37% | $1k | - | Business 15 Month Jumbo Certificate Special w/ Checking Account | |
| 1.36% | $1k | - | 24 Months Choice CD | |
| 1.36% | $50k | - | 24 Months Jumbo CD | |
| 1.36% | $50k | - | Business 24 Months Jumbo CD | |
| 1.27% | $1k | - | 15 Month Share Certificate Special | |
| 1.27% | $1k | - | 15 Month Choice Certificate Special | |
| 1.27% | $1k | - | 15 Month Jumbo Certificate Special | |
| 1.27% | $1k | - | Business 15 Month Share Certificate Special | |
| 1.27% | $1k | - | Business 15 Month Jumbo Certificate Special | |
| 1.26% | $1k | - | 24 Months Regular CD | |
| 1.26% | $1k | - | Business 24 Months CD | |
| 1.21% | $1k | - | 18 Months Choice CD | |
| 1.21% | $50k | - | 18 Months Jumbo CD | |
| 1.21% | $50k | - | Business 18 Months Jumbo CD | |
| 1.11% | $1k | - | 18 Months Regular CD | |
| 1.11% | $1k | - | Business 18 Months CD | |
| 1.06% | $1k | - | 12 Months Choice CD | |
| 1.06% | $50k | - | 12 Months Jumbo CD | |
| 1.06% | $50k | - | Business 12 Months Jumbo CD | |
| 0.96% | $1k | - | 12 Months Regular CD | |
| 0.96% | $1k | - | Business 12 Months CD | |
| 0.65% | $1k | - | 6 Months Choice CD | |
| 0.65% | $50k | - | 6 Months Jumbo CD | |
| 0.65% | $50k | - | Business 6 Months Jumbo CD | |
| 0.55% | $1k | - | 6 Months Regular CD | |
| 0.55% | $1k | - | Business 6 Months CD |
Centric Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.11% | $1k | - | 60 Months IRA CD | |
| 1.91% | $1k | - | 48 Months IRA CD | |
| 1.66% | $1k | - | 36 Months IRA CD | |
| 1.46% | $1k | - | 24 Months IRA CD | |
| 1.37% | $1k | - | 15 Month IRA Certificate Special w/ Checking Account | |
| 1.31% | $1k | - | 18 Months IRA CD | |
| 1.27% | $1k | - | 15 Month IRA Certificate Special | |
| 1.16% | $1k | - | 12 Months IRA CD |
| Centric Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1091 Thomas Rd | West Monroe, LA 71292-5821 |
| Branch Office | 1514 Eagle Drive | Ruston, LA 71270-4912 |
| Branch Office | 2353 Arkansas Rd | West Monroe, LA 71291-7820 |
| Branch Office | 710 Highway 165 North | Monroe, LA 71201 |