Featured Savings Rates
Featured Accounts

Centric Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.25%Reward CheckingKasasa Cash
1.01%Reward SavingsKasasa Saver
1.66%5-year CD60 Months Regular CD

Overview / Commentary
318-340-9656
1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 20th largest credit union in the state of Louisiana. It is also the 1,238th largest credit union in the nation. It was established in 1937 and as of September of 2016, it had grown to 67 employees and 17,379 members at 4 locations. Centric Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
See current membership details

Related Posts

Centric FCU (LA) Has Both Competitive Kasasa Cash And Kasasa Saver - 6/23/2016

Centric FCU (LA) has a Kasasa Cash account that earns 3.25% APY on qualifying balances up to $10k, and a Kasasa Saver that earns 1.01% APY on qualify balances up to $50k.

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Reviews (1)

Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..



Health
B+

Health Grade Components

Overall
NCUA #1982
Year Chartered1937
Employees67
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.69%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$146.7MM$135.5MM
LoansQ3 2016vs Q3 2015$116.9MM$105.5MM
DepositsQ3 2016vs Q3 2015$128.7MM$118.9MM
Equity CapitalQ3 2016vs Q3 2015$12.5MM$11.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.0MM$721.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.65%$200-IRA Savings
0.65%$200-Roth IRA Savings
0.40%$25-Kidz Saver
0.40%$25-Santa Saver
0.40%$25-Vacation Saver
0.15%$200-Basic Savings
0.15%$200-Business Basic Savings
0.15%$200-Business Special A Shares
0.15%$200-Business Special B Shares
0.15%$200-Business Special C Shares

Centric Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.31%*$250k*-Business Max Money Checking
OTHER TIERS: 0.05% Up to $10k | 0.19% $10k - $50k | 0.23% $50k - $100k | 0.27% $100k - $250k
0.27%*$20k*-Max Money
OTHER TIERS: 0.00% Up to $2,500 | 0.19% $2,500 - $5k | 0.23% $5k - $20k

Centric Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.13%*$50k*-Business Checking Plus
OTHER TIERS: 0.00% Up to $2,500 | 0.01% $2,500 - $10k | 0.05% $10k - $25k | 0.09% $25k - $50k
0.00%--Kasasa Cash Back

Centric Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Months Choice CD
1.76%$50k-60 Months Jumbo CD
1.76%$50k-Business 60 Months Jumbo CD
1.66%$1k-60 Months Regular CD
1.66%$1k-Business 60 Months CD
1.56%$1k-48 Months Choice CD
1.56%$50k-48 Months Jumbo CD
1.56%$50k-Business 48 Months Jumbo CD
1.46%$1k-48 Months Regular CD
1.46%$1k-Business 48 Months CD
1.36%$1k-36 Months Choice CD
1.36%$50k-36 Months Jumbo CD
1.36%$50k-Business 36 Months Jumbo CD
1.26%$1k-36 Months Regular CD
1.26%$1k-24 Months Choice CD
1.26%$50k-24 Months Jumbo CD
1.26%$1k-Business 36 Months CD
1.26%$50k-Business 24 Months Jumbo CD
1.16%$1k-24 Months Regular CD
1.16%$1k-Business 24 Months CD
1.11%$1k-18 Months Choice CD
1.11%$50k-18 Months Jumbo CD
1.11%$50k-Business 18 Months Jumbo CD
1.01%$1k-18 Months Regular CD
1.01%$1k-Business 18 Months CD
0.95%$1k-12 Months Choice CD
0.95%$50k-12 Months Jumbo CD
0.95%$50k-Business 12 Months Jumbo CD
0.85%$1k-12 Months Regular CD
0.85%$1k-Business 12 Months CD
0.54%$1k-6 Months Choice CD
0.54%$50k-6 Months Jumbo CD
0.54%$50k-Business 6 Months Jumbo CD
0.44%$1k-6 Months Regular CD
0.44%$1k-Business 6 Months CD

Centric Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-60 Months IRA CD
1.46%$1k-48 Months IRA CD
1.26%$1k-36 Months IRA CD
1.16%$1k-24 Months IRA CD
1.01%$1k-18 Months IRA CD
0.85%$1k-12 Months IRA CD
Locations


Centric Federal Credit Union Locations
Branch Office1091 Thomas RdWest Monroe, LA 71292-5821
Branch Office1514 Eagle DriveRuston, LA 71270-4912
Branch Office2353 Arkansas RdWest Monroe, LA 71291-7820
Branch Office710 Highway 165 NorthMonroe, LA 71201