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Centric Federal Credit Union

Eligibility Requirements | Locations (4) | Receive alerts for this credit union

Based on 1 review

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CURRENT TOP RATE

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
3.25%	Reward Checking	Kasasa Cash 1.96% - National Average
1.01%	Reward Savings	Kasasa Saver 0.89% - National Average
2.31%	5-year CD	60 Month Regular CD 3.00% - Barclays 60 Month Online CD

View all Centric Federal Credit Union rates »

Overview / Commentary

www.mycentric.org

318-340-9656

1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 18^th largest credit union in the state of Louisiana. It is also the 1,161^st largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 73 employees and 20,236 members at 4 locations. Centric Federal Credit Union's CD rates are 51% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
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Related Posts

View all posts from:

2016
2014

6/23 - Centric FCU (LA) Has Both Competitive Kasasa Cash And Kasasa Saver

12/12 - Centric CU's (LA) Competitive 13-month CD Special - Limited Time Offer
11/26 - Centric Federal Credit Union RCA ($10K, 3.25%APY)
11/26 - Centric Federal Credit Union 13 Mo CD 1.30%APY

Reviews (1)

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Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..

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1

Health

C+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1982
Year Chartered	1937
Employees	73
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	8.62%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$171.7MM$159.3MM
Loans	Q1 2018vs Q1 2017	$129.2MM$117.4MM
Deposits	Q1 2018vs Q1 2017	$148.7MM$137.9MM
Equity Capital	Q1 2018vs Q1 2017	$14.6MM$13.3MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$1.3MM$1.0MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$3.4MM$994.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%	$200	-	IRA Savings
1.01%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.25% → $50k+
0.55%	$25	-	Youth Savings
0.55%	$25	-	Club Accounts
0.30%	$200	-	Basic Savings
0.30%	$200	-	Business Basic Savings
0.30%	$200	-	Business Special A Shares
0.30%	$200	-	Business Special B Shares
0.30%	$200	-	Business Special C Shares

Centric Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.51%^*	$250k^*	-	Business Max Money Checking
OTHER TIERS: 0.20% → Up to $10k \| 0.39% → $10k - $50k \| 0.43% → $50k - $100k \| 0.47% → $100k - $250k
0.47%^*	$20k^*	-	Max Money
OTHER TIERS: 0.00% → Up to $2,500 \| 0.39% → $2,500 - $5k \| 0.43% → $5k - $20k

Centric Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%^*	-	$15k	Kasasa Cash
OTHER TIERS: 0.25% → $15k+
0.13%^*	$50k^*	-	Business Checking Plus
OTHER TIERS: 0.00% → Up to $2,500 \| 0.01% → $2,500 - $10k \| 0.05% → $10k - $25k \| 0.09% → $25k - $50k

Centric Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.41%	$1k	-	60 Month Choice CD
2.41%	$50k	-	60 Month Jumbo CD
2.41%	$50k	-	Business 60 Month Jumbo CD
2.31%	$1k	-	60 Month Regular CD
2.31%	$1k	-	48 Month Choice CD
2.31%	$50k	-	48 Month Jumbo CD
2.31%	$1k	-	Business 60 Month CD
2.31%	$50k	-	Business 48 Month Jumbo CD
2.25%	$1k	-	15 Month Choice CD
2.25%	$50k	-	Business 15 Month Jumbo CD
2.25%	$50k	-	15 Month Jumbo CD
2.21%	$1k	-	48 Month Regular CD
2.21%	$1k	-	36 Month Choice CD
2.21%	$50k	-	36 Month Jumbo CD
2.21%	$1k	-	Business 48 Month CD
2.21%	$50k	-	Business 36 Month Jumbo CD
2.15%	$1k	-	Business 15 Month CD
2.15%	$1k	-	15 Month Regular CD
2.11%	$1k	-	36 Month Regular CD
2.11%	$1k	-	24 Month Choice CD
2.11%	$50k	-	24 Month Jumbo CD
2.11%	$1k	-	Business 36 Month CD
2.11%	$50k	-	Business 24 Month Jumbo CD
2.06%	$1k	-	18 Month Choice CD
2.06%	$50k	-	18 Month Jumbo CD
2.06%	$50k	-	Business 18 Month Jumbo CD
2.01%	$1k	-	24 Month Regular CD
2.01%	$1k	-	Business 24 Month CD
1.96%	$1k	-	18 Month Regular CD
1.96%	$1k	-	Business 18 Month CD
1.36%	$1k	-	12 Month Choice CD
1.36%	$50k	-	12 Month Jumbo CD
1.36%	$50k	-	Business 12 Month Jumbo CD
1.26%	$1k	-	12 Month Regular CD
1.26%	$1k	-	Business 12 Month CD
1.01%	$1k	-	6 Month Choice CD
1.01%	$50k	-	6 Month Jumbo CD
1.01%	$50k	-	Business 6 Month Jumbo CD
0.91%	$1k	-	6 Month Regular CD
0.91%	$1k	-	Business 6 Month CD

Centric Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.51%	$1k	-	60 Month IRA Certificate
2.41%	$1k	-	48 Month IRA Certificate
2.31%	$1k	-	36 Month IRA Certificate
2.25%	$1k	-	15 Month IRA Certificate
2.21%	$1k	-	24 Month IRA Certificate
2.16%	$1k	-	18 Month IRA Certificate
1.46%	$1k	-	12 Month IRA Certificate

Locations

Centric Federal Credit Union Locations
Branch Office	1091 Thomas Rd	West Monroe, LA 71292-5821
Branch Office	1514 Eagle Drive	Ruston, LA 71270-4912
Branch Office	2353 Arkansas Rd	West Monroe, LA 71291-7820
Branch Office	710 Highway 165 North	Monroe, LA 71201

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