2. Centric Federal Credit Union

Centric Federal Credit Union


Overview / Commentary
www.mycentric.org
318-340-9656
1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 17th largest credit union in the state of Louisiana. It is also the 1,115th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 77 employees and 21,879 members at 5 locations. Centric Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
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Reviews (1)

Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..

2


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #1982
Year Chartered1937
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD15.43%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$183.1MM$162.6MM
LoansQ4 2018vs Q4 2017$143.8MM$127.1MM
DepositsQ4 2018vs Q4 2017$157.4MM$137.7MM
Equity CapitalQ4 2018vs Q4 2017$16.9MM$14.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.5MM$1.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.0MM$3.8MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Centric Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$200-IRA Savings
1.01%-$50kKasasa Saver
0.66%$25-Youth Savings
0.65%$25-Club Accounts
0.40%$200-Basic Savings
0.40%$200-Business Basic Savings
0.40%$200-Business Special A Shares
0.40%$200-Business Special B Shares
0.40%$200-Business Special C Shares

Centric Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.61%*$250k*-Business Max Money Checking
OTHER TIERS: 0.30% → Up to $10k | 0.49% → $10k - $50k | 0.53% → $50k - $100k | 0.57% → $100k - $250k
0.57%*$20k*-Max Money
OTHER TIERS: 0.00% → Up to $2.5k | 0.49% → $2.5k - $5k | 0.53% → $5k - $20k

Centric Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$15kKasasa Cash
OTHER TIERS: 0.25% → $15k+
0.32%*$50k*-Business Checking Plus
OTHER TIERS: 0.00% → Up to $2.5k | 0.20% → $2.5k - $10k | 0.24% → $10k - $25k | 0.28% → $25k - $50k

Centric Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$50k-Business 60 Month Jumbo CD
2.95%$1k-Business 60 Month CD
2.95%$50k-Business 48 Month Jumbo CD
2.85%$1k-Business 48 Month CD
2.85%$50k-Business 36 Month Jumbo CD
2.80%$1k-60 Month Choice CD
2.80%$50k-60 Month Jumbo CD
2.75%$1k-Business 36 Month CD
2.75%$50k-Business 24 Month Jumbo CD
2.75%$50k-Business 15 Month Jumbo CD
2.70%$1k-60 Month Regular CD
2.70%$1k-48 Month Choice CD
2.70%$50k-48 Month Jumbo CD
2.65%$1k-Business 24 Month CD
2.65%$50k-Business 18 Month Jumbo CD
2.65%$1k-Business 15 Month CD
2.60%$1k-48 Month Regular CD
2.60%$1k-36 Month Choice CD
2.60%$50k-36 Month Jumbo CD
2.55%$1k-Business 18 Month CD
2.50%$1k-36 Month Regular CD
2.50%$1k-15 Month Choice CD
2.50%$50k-15 Month Jumbo CD
2.40%$1k-24 Month Choice CD
2.40%$50k-24 Month Jumbo CD
2.40%$1k-15 Month Regular CD
2.30%$1k-24 Month Regular CD
2.30%$1k-18 Month Choice CD
2.30%$50k-18 Month Jumbo CD
2.20%$1k-18 Month Regular CD
2.10%$50k-Business 12 Month Jumbo CD
2.05%$1k-12 Month Choice CD
2.05%$50k-12 Month Jumbo CD
2.00%$1k-Business 12 Month CD
1.95%$1k-12 Month Regular CD
1.75%$50k-Business 6 Month Jumbo CD
1.70%$1k-6 Month Choice CD
1.70%$50k-6 Month Jumbo CD
1.65%$1k-Business 6 Month CD
1.60%$1k-6 Month Regular CD

Centric Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.90%$1k-60 Month IRA Certificate
2.80%$1k-48 Month IRA Certificate
2.70%$1k-36 Month IRA Certificate
2.50%$1k-24 Month IRA Certificate
2.50%$1k-15 Month IRA Certificate
2.40%$1k-18 Month IRA Certificate
2.15%$1k-12 Month IRA Certificate
Locations


Centric Federal Credit Union Locations
Branch Office1091 Thomas RdWest Monroe, LA 71292-5821
Branch Office1514 Eagle DriveRuston, LA 71270-4912
Branch Office2353 Arkansas RdWest Monroe, LA 71291-7820
Branch Office710 Highway 165 NorthMonroe, LA 71201
Branch Office1100 Pecanland RdMonroe, LA 71203-7019

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