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Centric Federal Credit Union

Popular Accounts at this Credit Union

3.25%Reward CheckingKasasa Cash
1.01%Reward SavingsKasasa Saver
2.31%5-year CD60 Month Regular CD

Overview / Commentary
1091 Thomas Rd
West Monroe, LA 71292-5821

Centric Federal Credit Union is headquartered in West Monroe and is the 19th largest credit union in the state of Louisiana. It is also the 1,181st largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 75 employees and 19,472 members at 4 locations. Centric Federal Credit Union's CD rates are 51% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes..
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Reviews (1)

Horrible Customer Service

Posted by: Amber Barr | Jan 4, 2016

My first visit to the West Monroe location was great and everyone was nice.. Since then I feel like the Ruston branch cares more about thier cellphones and today I saw it at the West Monroe location. How can you have customers walk up and not greet them? When you have a customer in the drive thru make sure you find out how they are or if there's anything else you can do. Don't just send the receipt down and say "thank you, have a good day". I even pressed the button to talk and no one said anything. I'm about to close my account and go back to a bank that cares. ..


Health Grade Components

NCUA #1982
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.4%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$162.6MM$146.7MM
LoansQ4 2017vs Q4 2016$127.1MM$121.6MM
DepositsQ4 2017vs Q4 2016$137.7MM$126.5MM
Equity CapitalQ4 2017vs Q4 2016$14.3MM$12.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$1.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.8MM$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centric Federal Credit Union Savings Account Rates

1.01%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.95%$200-IRA Savings
0.45%$25-Youth Savings
0.45%$25-Club Accounts
0.20%$200-Basic Savings
0.20%$200-Business Basic Savings
0.20%$200-Business Special A Shares
0.20%$200-Business Special B Shares
0.20%$200-Business Special C Shares

Centric Federal Credit Union Money Market Rates

0.41%*$250k*-Business Max Money Checking
OTHER TIERS: 0.10% Up to $10k | 0.29% $10k - $50k | 0.33% $50k - $100k | 0.37% $100k - $250k
0.27%*$20k*-Max Money
OTHER TIERS: 0.00% Up to $2,500 | 0.19% $2,500 - $5k | 0.23% $5k - $20k

Centric Federal Credit Union Checking Account Rates

3.25%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.13%*$50k*-Business Checking Plus
OTHER TIERS: 0.00% Up to $2,500 | 0.01% $2,500 - $10k | 0.05% $10k - $25k | 0.09% $25k - $50k

Centric Federal Credit Union CD Rates

2.41%$1k-60 Month Choice CD
2.41%$50k-60 Month Jumbo CD
2.41%$50k-Business 60 Month Jumbo CD
2.31%$1k-60 Month Regular CD
2.31%$1k-48 Month Choice CD
2.31%$50k-48 Month Jumbo CD
2.31%$1k-Business 60 Month CD
2.31%$50k-Business 48 Month Jumbo CD
2.21%$1k-48 Month Regular CD
2.21%$1k-36 Month Choice CD
2.21%$50k-36 Month Jumbo CD
2.21%$1k-Business 48 Month CD
2.21%$50k-Business 36 Month Jumbo CD
2.11%$1k-36 Month Regular CD
2.11%$1k-24 Month Choice CD
2.11%$50k-24 Month Jumbo CD
2.11%$1k-Business 36 Month CD
2.11%$50k-Business 24 Month Jumbo CD
2.06%$1k-18 Month Choice CD
2.06%$50k-18 Month Jumbo CD
2.06%$50k-Business 18 Month Jumbo CD
2.01%$1k-24 Month Regular CD
2.01%$1k-Business 24 Month CD
2.00%$1k-15 Month Choice CD
2.00%$50k-Business 15 Month Jumbo CD
2.00%$50k-15 Month Jumbo CD
1.96%$1k-18 Month Regular CD
1.96%$1k-Business 18 Month CD
1.90%$1k-Business 15 Month CD
1.90%$1k-15 Month Regular CD
1.36%$1k-12 Month Choice CD
1.36%$50k-12 Month Jumbo CD
1.36%$50k-Business 12 Month Jumbo CD
1.26%$1k-12 Month Regular CD
1.26%$1k-Business 12 Month CD
1.01%$1k-6 Month Choice CD
1.01%$50k-6 Month Jumbo CD
1.01%$50k-Business 6 Month Jumbo CD
0.91%$1k-6 Month Regular CD
0.91%$1k-Business 6 Month CD

Centric Federal Credit Union IRA Rates

2.51%$1k-60 Month IRA Certificate
2.41%$1k-48 Month IRA Certificate
2.31%$1k-36 Month IRA Certificate
2.21%$1k-24 Month IRA Certificate
2.16%$1k-18 Month IRA Certificate
2.00%$1k-15 Month IRA Certificate
1.46%$1k-12 Month IRA Certificate

Centric Federal Credit Union Locations
Branch Office1091 Thomas RdWest Monroe, LA 71292-5821
Branch Office1514 Eagle DriveRuston, LA 71270-4912
Branch Office2353 Arkansas RdWest Monroe, LA 71291-7820
Branch Office710 Highway 165 NorthMonroe, LA 71201

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