Century Bank and Trust (MI)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.centurybankandtrust.com

517-278-1500

100 West Chicago Street
Coldwater, MI 49036

Century Bank and Trust (MI) is headquartered in COLDWATER and is the 32^nd largest bank in the state of Michigan. It is also the 1,841^st largest bank in the nation. It was established in 1909 and as of March of 2025, it had grown to 94 employees at 11 locations. Century Bank and Trust (MI) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5015
Year Established	1909
Employees	94
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.92%
Return on Equity - YTD	15.61%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$483.3MM$473.5MM
Loans	Q1 2025vs Q1 2024	$233.4MM$223.5MM
Deposits	Q1 2025vs Q1 2024	$415.7MM$414.8MM
Equity Capital	Q1 2025vs Q1 2024	$60.1MM$50.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.6MM$3.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$1.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$200K$7K

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Century Bank and Trust (MI) are currently being reviewed.

Locations

Cities: Bronson, Coldwater, Nottawa, Quincy, Reading, Sturgis, Sturgis Township, Three Rivers

Bronson Branches
Bronson Branch	106 East Chicago Road	Bronson, MI 49028

Coldwater Branches
Century Bank and Trust	100 W Chicago St	Coldwater, MI 49036
Auto Bank Drive-In Branch	66 North Monroe Street	Coldwater, MI 49036
East Branch	745 East Chicago Road	Coldwater, MI 49036

Nottawa Branches
Nottawa Branch	25985 M-86	Nottawa, MI 49075

Quincy Branches
Quincy Branch	109 West Chicago Street	Quincy, MI 49082

Reading Branches
Reading Branch	108 North Main Street	Reading, MI 49274

Sturgis Branches
Sturgis Main	300 West Chicago Road	Sturgis, MI 49091

Sturgis Township Branches
Sturgis West Branch	201 South Centerville Road	Sturgis Township, MI 49091

Three Rivers Branches
Three Rivers Branch	1310 W Broadway	Three Rivers, MI 49093

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