Century Bank (NM)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mycenturybank.com

505-995-1200

100 S. Fedl Pl.
Santa Fe, NM 87501

Century Bank (NM) is headquartered in SANTA FE and is the 2^nd largest bank in the state of New Mexico. It is also the 773^rd largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 186 employees at 9 locations. Century Bank (NM)'s money market rates are 5X the national average, and it has a C+ health rating.

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28362
Year Established	1910
Employees	186
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	15.82%
Annual Interest Income	$17.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.43B$1.43B
Loans	Q1 2025vs Q1 2024	$804.8MM$910.8MM
Deposits	Q1 2025vs Q1 2024	$1.31B$1.3B
Equity Capital	Q1 2025vs Q1 2024	$114.6MM$103MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$12.2MM$16.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$18.4MM$27.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$12.1MM$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank (NM) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$2k	-	Liberty Savings
0.03%	$100	-	High Performance Savings
0.03%	$25	-	Minor Savings
0.03%	$100	-	Business High Performance Savings

Century Bank (NM) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*	$150k^*	-	Liberty Money Market Account
OTHER TIERS: 2.00% → $1k - $50k \| 2.25% → $50k - $150k
2.25%^*	$250k^*	-	Business Liberty Money Market Account
OTHER TIERS: 1.50% → $1k - $50k \| 1.75% → $50k - $250k
0.50%	$100	-	Money Market Rate IRA
0.03%^*	$100k^*	-	Personal High Performance Money Market
OTHER TIERS: 0.01% → $1k - $25k \| 0.02% → $25k - $100k
0.03%^*	$100k^*	-	Business High Performance Money Market
OTHER TIERS: 0.01% → $1k - $25k \| 0.02% → $25k - $100k

Century Bank (NM) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%	$5k	-	Business Plus Interest Checking
0.01%	$0	-	Century Interest Checking
0.01%	$1k	-	Century Platinum Checking

Century Bank (NM) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.77%	$1k	-	182 Day CD
2.50%	$1k	-	1 Year CD
2.25%	$1k	-	2 Year CD
1.75%	$1k	-	3 Year CD
1.75%	$1k	-	4 Year CD
1.75%	$1k	-	5 Year CD
1.51%	$1k	-	90 Day CD

Century Bank (NM) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$1k	-	1 Year IRA
2.27%	$1k	-	2 Year IRA
1.76%	$1k	-	3 Year IRA
1.76%	$1k	-	4 Year IRA
1.76%	$1k	-	5 Year IRA

Locations

Century Bank (NM) Locations
Century Bank	100 S Federal Pl	Santa Fe, NM 87501
Las Cruces Branch	141 Roadrunner Parkway	Las Cruces, NM 88011
St. Michaels Drive Branch	1790 St Michaels Drive	Santa Fe, NM 87505
Rodeo Road Branch	4062 Cerrillos Road	Santa Fe, NM 87507
Devargas Branch	498 North Guadalupe	Santa Fe, NM 87501
Albuquerque Branch	8220 San Pedro Drive Ne, Suite 200	Albuquerque, NM 87113
Espanola Branch	322 N Riverside Drive	Espanola, NM 87532
Century Bank - Los Alamos Branch	751 Trainity Drive, Suite 200	Los Alamos, NM 87544

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