Century Bank of Florida

Overview / Commentary

www.centurybk.com

813-961-3300

716 West Fletcher Avenue
Tampa, FL 33612

Century Bank of Florida is headquartered in Tampa and is the 91^st largest bank in the state of Florida. It is also the 4,046^th largest bank in the nation. It was established in 2000 and as of September of 2021, it had grown to 16 employees at 1 location. Century Bank of Florida has a B+ health rating.

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Health

B+

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #	35558
Year Established	2000
Employees	16
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.55%
Return on Equity - YTD	7.05%
Annual Interest Income	$2.9MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$101.7MM$104.2MM
Loans	Q3 2021vs Q3 2020	$56.8MM$67.1MM
Deposits	Q3 2021vs Q3 2020	$85.1MM$85.3MM
Equity Capital	Q3 2021vs Q3 2020	$8.3MM$8.0MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$744.00K$676.00K
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$521.00K$747.00K
Real Estate Owned	Q3 2021vs Q3 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of Florida Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$500k^*	-	High Yield Savings Account
OTHER TIERS: 0.10% → Up to $250k \| 0.15% → $250k - $500k
0.10%^*	$1k^*	-	Personal Savings Account
OTHER TIERS: 0.05% → Up to $1k
0.10%^*	$1k^*	-	Minor Savings Account
OTHER TIERS: 0.05% → Up to $1k
0.10%	$100	-	IRA Savings Account

Century Bank of Florida Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$1m^*	-	Money Market Account
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $250k \| 0.15% → $250k - $500k \| 0.20% → $500k - $1m
0.10%	$1k	-	Money Market IRA

Century Bank of Florida Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Interest Checking Account
OTHER TIERS: 0.05% → Up to $1k \| 0.10% → $1k - $100k

Century Bank of Florida CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$500	-	60 Month CD
0.35%	$500	-	48 Month CD
0.30%	$500	-	36 Month CD
0.25%	$500	-	24 Month CD
0.20%	$500	-	12 Month CD
0.20%	$500	-	18 Month CD
0.07%	$500	-	7 - 31 Day CD
0.07%	$500	-	90 Day CD
0.07%	$500	-	6 Month CD

Century Bank of Florida IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$500	-	60 Month IRA CD
0.35%	$500	-	48 Month IRA CD
0.30%	$500	-	36 Month IRA CD
0.25%	$500	-	24 Month IRA CD
0.20%	$500	-	12 Month IRA CD
0.20%	$500	-	18 Month IRA CD

Locations

Century Bank of Florida Locations
Century Bank Of Florida	716 West Fletcher Avenue	Tampa, FL 33612

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