Century Bank of the Ozarks is headquartered in Gainesville and is the 119th largest bank in the state of Missouri. It is also the 2,846th largest bank in the nation. It was established in 1894 and as of June of 2021, it had grown to 62 employees at 6 locations. Century Bank of the Ozarks has an A+ health rating.
Century Bank of the Ozarks is a small, local bank in my hometown. It also has a few other branches in neighboring towns. I opened my bank account in 2007, at 16 years old. I haven't ever had a single problem with anyone at this bank. There have been a few occasions where I overdraft my account. The fees for this I felt we're reasonable. I like that the bank will cover charges up to $200 over my available funds. In 2016, my debit card was compromised in another state. The charges were noticed immediately by my bank as being fraudulent. I was contacted, my debit card was turned off, and the full amount was refunded to my account. The bank worked diligently with my local police department to find the source of the compromise. I have nothing poorly to say about this bank. Customer service is wonderful! Anytime I need to reorder checks or just have questions about my account, they are quick to help and easy to get along with! I feel that with it being a small bank where everyone knows everyone it is easier to get the customer service one deserves!
I have just been a customer of this bank just over a month now. When went in to become a customer customer service was very friendly and helpful. Becoming a depositor was very easy!! And the rate on the checking is very good (4%). I just wish the there was a higher limit than the $10,000.
|FDIC Certificate #||8296|
|Return on Assets - YTD||2.7%|
|Return on Equity - YTD||31.16%|
|Annual Interest Income||$5.0MM|
|Assets and Liabilities|
|Assets||Q2 2021vs Q2 2020||$239.7MM$200.5MM|
|Loans||Q2 2021vs Q2 2020||$162.4MM$159.6MM|
|Deposits||Q2 2021vs Q2 2020||$211.9MM$173.4MM|
|Equity Capital||Q2 2021vs Q2 2020||$21.0MM$18.2MM|
|Loan Loss Allowance||Q2 2021vs Q2 2020||$3.1MM$2.9MM|
|Unbacked Noncurrent Loans||Q2 2021vs Q2 2020||$97.00K$290.00K|
|Real Estate Owned||Q2 2021vs Q2 2020||$0$100.00K|
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|4.00%*||-||$10k||Century Advantage Checking|
|OTHER TIERS: 0.03% → $10k+|
|Century Bank of the Ozarks Locations|
|Ava Branch||1002 North West 12th Avenue||Ava, MO 65608|
|Bakersfield Branch||1813 State Highway Ar||Bakersfield, MO 65609|
|Century Bank Of The Ozarks||42 Court Square||Gainesville, MO 65655|
|Theodosia Facility||6151 US Highway 160||Theodosia, MO 65761|
|Mountain Home Branch||2448 Hwy 62 East||Mountain Home, AR 72653|