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Overview / Commentary
42 Court Square
Gainesville, MO 65655

Century Bank of the Ozarks is headquartered in Gainesville and is the 128th largest bank in the state of Missouri. It is also the 3,286th largest bank in the nation. It was established in 1894 and as of December of 2016, it had grown to 55 employees at 4 locations. Century Bank of the Ozarks has a B+ health rating.

Reviews (1)

Bankin Experience

Posted by: nimba100 | Apr 16, 2017

I have just been a customer of this bank just over a month now. When went in to become a customer customer service was very friendly and helpful. Becoming a depositor was very easy!! And the rate on the checking is very good (4%). I just wish the there was a higher limit than the $10,000.


Health Grade Components

FDIC Certificate #8296
Year Established1894
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.11%
Return on Equity - YTD23%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$172.8MM$176.6MM
LoansQ4 2016vs Q4 2015$136.9MM$136.0MM
DepositsQ4 2016vs Q4 2015$154.5MM$158.6MM
Equity CapitalQ4 2016vs Q4 2015$15.8MM$15.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.5MM$2.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$1.7MM
Real Estate OwnedQ4 2016vs Q4 2015$98.00K$378.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of the Ozarks Checking Account Rates

4.00%*-$10kCentury Advantage Checking
OTHER TIERS: 0.03% $10k+

Century Bank of the Ozarks Locations
Ava Branch1002 North West 12th AvenueAva, MO 65608
Bakersfield Branch1813 State Highway ArBakersfield, MO 65609
Century Bank Of The Ozarks42 Court SquareGainesville, MO 65655
Theodosia Facility6151 US Highway 160Theodosia, MO 65761