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Overview / Commentary
42 Court Square
Gainesville, MO 65655

Century Bank of the Ozarks is headquartered in Gainesville and is the 129th largest bank in the state of Missouri. It is also the 3,275th largest bank in the nation. It was established in 1894 and as of June of 2016, it had grown to 54 employees at 4 locations. Century Bank of the Ozarks has a B+ health rating.


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Health Grade Components

FDIC Certificate #8296
Year Established1894
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.12%
Return on Equity - YTD23.23%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$173.4MM$172.9MM
LoansQ2 2016vs Q2 2015$138.7MM$128.6MM
DepositsQ2 2016vs Q2 2015$155.0MM$154.9MM
Equity CapitalQ2 2016vs Q2 2015$16.1MM$16.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.5MM$2.5MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$881.00K$832.00K
Real Estate OwnedQ2 2016vs Q2 2015$569.00K$217.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of the Ozarks Checking Account Rates

4.00%*-$10kCentury Advantage Checking
OTHER TIERS: 0.03% $10k+

Century Bank of the Ozarks Locations
Ava Branch1002 North West 12th AvenueAva, MO 65608
Bakersfield Branch1813 State Highway ArBakersfield, MO 65609
Century Bank Of The Ozarks42 Court SquareGainesville, MO 65655
Theodosia Facility6151 US Highway 160Theodosia, MO 65761