Century Bank of the Ozarks is headquartered in Gainesville and is the 124th largest bank in the state of Missouri. It is also the 3,100th largest bank in the nation. It was established in 1894 and as of December of 2018, it had grown to 53 employees at 4 locations. Century Bank of the Ozarks has an A health rating.
Excellent hometown bank
Century Bank of the Ozarks is a small, local bank in my hometown. It also has a few other branches in neighboring towns. I opened my bank account in 2007, at 16 years old. I haven't ever had a single problem with anyone at this bank. There have been a few occasions where I overdraft my account. The fees for this I felt we're reasonable. I like that the bank will cover charges up to $200 over my available funds. In 2016, my debit card was compromised in another state. The charges were noticed immediately by my bank as being fraudulent. I was contacted, my debit card was turned off, and the full amount was refunded to my account. The bank worked diligently with my local police department to find the source of the compromise. I have nothing poorly to say about this bank. Customer service is wonderful! Anytime I need to reorder checks or just have questions about my account, they are quick to help and easy to get along with! I feel that with it being a small bank where everyone knows everyone it is easier to get the customer service one deserves!
Bankin Experience
I have just been a customer of this bank just over a month now. When went in to become a customer customer service was very friendly and helpful. Becoming a depositor was very easy!! And the rate on the checking is very good (4%). I just wish the there was a higher limit than the $10,000.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8296 |
| Year Established | 1894 |
| Employees | 53 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.13% |
| Return on Equity - YTD | 23.08% |
| Annual Interest Income | $8.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $179.8MM$177.2MM |
| Loans | Q4 2018vs Q4 2017 | $146.8MM$134.2MM |
| Deposits | Q4 2018vs Q4 2017 | $157.6MM$158.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $16.6MM$16.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.6MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $172.00K$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $40.00K$52.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Century Bank of the Ozarks Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 4.00%* | - | $10k | Century Advantage Checking | ||
| OTHER TIERS: 0.03% → $10k+ | |||||
| Century Bank of the Ozarks Locations | ||
|---|---|---|
| Ava Branch | 1002 North West 12th Avenue | Ava, MO 65608 |
| Bakersfield Branch | 1813 State Highway Ar | Bakersfield, MO 65609 |
| Century Bank Of The Ozarks | 42 Court Square | Gainesville, MO 65655 |
| Theodosia Facility | 6151 US Highway 160 | Theodosia, MO 65761 |