Century Bank

Overview / Commentary
4282 Main Street
Lucedale, MS 39452

Century Bank is headquartered in Lucedale and is the 26th largest bank in the state of Mississippi. It is also the 1,854th largest bank in the nation. It was established in 1903 and as of September of 2020, it had grown to 116 employees at 10 locations. Century Bank has an A health rating.

Reviews (1)

Best Local Bank In Mississippi

I have been a loyal customer of Century Bank since I obtained my first job. It has been many years and they have always treated me the best of any bank I have ever had an account with. When it comes to personal banking needs, someone is always available to answer any questions. I have never had to wait longer than five minutes for someone. My family has also been a part of the bank for many years and they have nothing but praise for the services offered. Being located in a small town, they staff are much friendlier than larger banks. I just love the personal one-on-one attention I receive anytime I need something. I hope that they stay local and never expand nationally because I do not want to see the service diminish in any way. If you are looking for a personal account and live in South Mississippi, Century Bank is the best bank around.


Health Grade Components

FDIC Certificate #11448
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.84%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$421.5MM$330.7MM
LoansQ3 2020vs Q3 2019$255.0MM$217.3MM
DepositsQ3 2020vs Q3 2019$357.1MM$276.4MM
Equity CapitalQ3 2020vs Q3 2019$39.5MM$36.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.5MM$3.3MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$997.00K$1.1MM
Real Estate OwnedQ3 2020vs Q3 2019$19.00K$32.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank Savings Account Rates

0.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+

Century Bank Checking Account Rates

1.25%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+

Cities: Escatawpa, Fairhope, Grand Bay, Hurley, Lucedale, Mobile, Semmes

Escatawpa Branches
Escatawpa Branch7312 Highway 63Escatawpa, MS 39552

Fairhope Branches
Fairhope Branch861 Edwards AvenueFairhope, AL 36532

Grand Bay Branches
Mobile County Bank BranchUnion Church Road and Highway 90Grand Bay, AL 36541

Hurley Branches
East Central BranchHighways 613 and 614Hurley, MS 39555

Lucedale Branches
Market Place Branch1002 Highway 63 SouthLucedale, MS 39452
Century Bank4282 Main StreetLucedale, MS 39452

Mobile Branches
Spring Hill Branch127 West I-65 Service Road NorthMobile, AL 36608
Tillman's Corner5370 Hwy 90 WestMobile, AL 36628
Cottage Hill Road Branch6380 Cottage Hill RoadMobile, AL 36609

Semmes Branches
West Moffett Commercial Park Shopping Center Branc7875 Moffett RoadSemmes, AL 36575

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