Century Bank is headquartered in Lucedale and is the 30th largest bank in the state of Mississippi. It is also the 2,014th largest bank in the nation. It was established in 1903 and as of December of 2019, it had grown to 118 employees at 10 locations. Century Bank has an A+ health rating.
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Best Local Bank In Mississippi
I have been a loyal customer of Century Bank since I obtained my first job. It has been many years and they have always treated me the best of any bank I have ever had an account with. When it comes to personal banking needs, someone is always available to answer any questions. I have never had to wait longer than five minutes for someone. My family has also been a part of the bank for many years and they have nothing but praise for the services offered. Being located in a small town, they staff are much friendlier than larger banks. I just love the personal one-on-one attention I receive anytime I need something. I hope that they stay local and never expand nationally because I do not want to see the service diminish in any way. If you are looking for a personal account and live in South Mississippi, Century Bank is the best bank around.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11448 |
| Year Established | 1903 |
| Employees | 118 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 10.18% |
| Annual Interest Income | $15.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $333.1MM$313.0MM |
| Loans | Q4 2019vs Q4 2018 | $221.3MM$209.3MM |
| Deposits | Q4 2019vs Q4 2018 | $274.4MM$256.4MM |
| Equity Capital | Q4 2019vs Q4 2018 | $36.3MM$32.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $3.3MM$3.3MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.2MM$1.7MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $22.00K$284.00K |