Century Bank

Overview / Commentary
4282 Main Street
Lucedale, MS 39452

Century Bank is headquartered in LUCEDALE and is the 26th largest bank in the state of Mississippi. It is also the 1,779th largest bank in the nation. It was established in 1903 and as of March of 2024, it had grown to 130 employees at 9 locations. Century Bank has an A health rating.

Reviews (1)

Best Local Bank In Mississippi

I have been a loyal customer of Century Bank since I obtained my first job. It has been many years and they have always treated me the best of any bank I have ever had an account with. When it comes to personal banking needs, someone is always available to answer any questions. I have never had to wait longer than five minutes for someone. My family has also been a part of the bank for many years and they have nothing but praise for the services offered. Being located in a small town, they staff are much friendlier than larger banks. I just love the personal one-on-one attention I receive anytime I need something. I hope that they stay local and never expand nationally because I do not want to see the service diminish in any way. If you are looking for a personal account and live in South Mississippi, Century Bank is the best bank around.


Health Grade Components

FDIC Certificate #11448
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD11.39%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$503.2MM$470.6MM
LoansQ1 2024vs Q1 2023$357.9MM$314.5MM
DepositsQ1 2024vs Q1 2023$453.2MM$419.9MM
Equity CapitalQ1 2024vs Q1 2023$38.9MM$36MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5MM$4.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.4MM$978K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank Savings Account Rates

0.50%*$0$15kKasasa Saver
OTHER TIERS: 0.25% $15k+

Century Bank Checking Account Rates

5.00%*$0$15kKasasa Cash
OTHER TIERS: 0.25% $15k+

Century Bank Locations
Market Place Branch1002 Highway 63 SouthLucedale, MS 39452
Spring Hill Branch127 West I-65 Service Road NorthMobile, AL 36608
Century Bank4282 Main StLucedale, MS 39452
Tillman's Corner5370 Hwy 90 WestMobile, AL 36628
West Moffett Commercial Park Shopping Center Branc7875 Moffett RoadSemmes, AL 36575
East Central BranchHighways 613 and 614Hurley, MS 39555
Mobile County Bank BranchUnion Church Road and Highway 90Grand Bay, AL 36541
Cottage Hill Road Branch6380 Cottage Hill RoadMobile, AL 36609
Fairhope Branch861 Edwards AvenueFairhope, AL 36532

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