CenturyFirst Federal Credit Union


Overview / Commentary
601-450-4114
3318 Hardy St
Hattiesburg, MS 39401

CenturyFirst Federal Credit Union is headquartered in HATTIESBURG and is the 18th largest credit union in the state of Mississippi. It is also the 2,338th largest credit union in the nation. It was established in 1956 and as of June of 2020, it had grown to 25 employees and 7,577 members at 6 locations. CenturyFirst Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in CenturyFirst Federal Credit Union is open to those who live, work, worship, or attend school in select census tracts of Forrest, Lamar, and Jones Counties of Mississippi.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CenturyFirst Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24668
Year Chartered1956
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD12.24%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$53.8MM$43.8MM
LoansQ2 2020vs Q2 2019$38.7MM$32.0MM
DepositsQ2 2020vs Q2 2019$47.7MM$38.7MM
Equity CapitalQ2 2020vs Q2 2019$5.8MM$4.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$592.00K$465.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$728.00K$540.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CenturyFirst Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--IRA Savings
0.25%--Savings
0.25%--Christmas Club

CenturyFirst Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Account
OTHER TIERS: 0.35% $1.5k - $50k

CenturyFirst Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%--60 Month CD
0.60%--36 Month CD
0.60%--48 Month CD
0.50%--24 Month CD
0.40%--12 Month CD
0.35%--6 Month CD
0.25%--3 Month CD

CenturyFirst Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%--60 Month IRA
0.60%--36 Month IRA
0.60%--48 Month IRA
0.50%--24 Month IRA
0.40%--12 Month IRA
0.35%--6 Month IRA
0.25%--3 Month IRA
Locations


CenturyFirst Federal Credit Union Locations
Branch Office3318 HARDY STHATTIESBURG, MS 39401-6962
Branch Office315 Sawmill Rd Ste 214Laurel, MS 39440-3486
Branch Office3205 Hardy StHattiesburg, MS 39401-7060
Branch Office400 Forrest StHattiesburg, MS 39401-3455
Branch Office202 W Central AvePetal, MS 39465-2016
Branch Office5500 Highway 80 WJackson, MS 39209-3507

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