Overview / Commentary
CenturyFirst Federal Credit Union is headquartered in HATTIESBURG and is the 15th largest credit union in the state of Mississippi. It is also the 1,892nd largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 38 employees and 12,743 members at 7 locations. CenturyFirst Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in CenturyFirst Federal Credit Union is open to those who live, work, worship, or attend school in select census tracts of Forrest, Lamar, and Jones Counties of Mississippi.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CenturyFirst Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24668 |
| Year Chartered | 1956 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 7.95% |
| Annual Interest Income | $2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $93.3MM$91MM |
| Loans | Q1 2025vs Q1 2024 | $78.8MM$75.7MM |
| Deposits | Q1 2025vs Q1 2024 | $79.3MM$75.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $13.6MM$12.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.8MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2MM$2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |