Certified Federal Credit Union is headquartered in El Monte and is the 71st largest credit union in the state of California. It is also the 502nd largest credit union in the nation. It was established in 1954 and as of September of 2020, it had grown to 103 employees and 60,970 members at 9 locations. Certified Federal Credit Union has an A+ health rating.
Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details
I opened an account while I was working for Vons. I opened a savings account because it earned interest, and I wanted my savings separate from my checking account. Customer service was great, and helped me set up the account over the phone. I found that their online services were not on par with other banks though. I access my accounts from my phone a lot, and their site was not mobile friendly at all. When accessing it on a laptop though, it worked fine and was easy to use. The amount of interest earned was lower than some other banks and credit unions offer, but I was mostly interested in somewhere to have my money set aside, so that wasn't an issue.
My credit union whom I was with for over 30 years merged with Certified Federal a YEAR ago and I just now was contacted by CF about my address being wrong. What I learned (after several calls) was that all the data merged was entered manually and my address had a “typo”! It was such that some of my mail was able to get to me but apparently I have several bank statements dating back to mid 2019 that are lost! What kind of modern day financial institution enters data manually and then doesn’t double check??? Moving my money out of this dinosaur institution today!
Overall | |
---|---|
NCUA # | 9230 |
Year Chartered | 1954 |
Employees | 103 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 5.64% |
Annual Interest Income | $19.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $702.8MM$615.9MM |
Loans | Q3 2020vs Q3 2019 | $366.1MM$369.5MM |
Deposits | Q3 2020vs Q3 2019 | $561.0MM$480.9MM |
Equity Capital | Q3 2020vs Q3 2019 | $132.1MM$124.8MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.9MM$3.4MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $775.00K$2.8MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Certified Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.35% | - | - | IRA | |
0.05% | - | - | All Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.35%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.25% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.04% | $5k | - | Share Draft |
Certified Federal Credit Union Locations | ||
---|---|---|
Branch Office | 3550 Murphy Canyon Rd | San Diego, CA 92123 |
Branch Office | 4455 Arden Dr | El Monte, CA 91731 |
Branch Office | 4820 S Eastern Ave Ste L | Commerce, CA 90040-2933 |
Branch Office | 5200 Sheila St | Commerce, CA 90040 |
Branch Office | 1421 Manhattan Ave | Fullerton, CA 92831-5221 |
Branch Office | 200 N Puente St | Brea, CA 92821-3824 |
Branch Office | 16830 San Fernando Mission Blvd | Granada Hills, CA 91344 |
Branch Office | 700 N Alameda St | Los Angeles, CA 90012-3352 |
Branch Office | 420 E Hospitality Ln Ste A6 | San Bernardino, CA 92408-3566 |