Certified Federal Credit Union

Overview / Commentary
4455 Arden Dr
El Monte, CA 91731

Certified Federal Credit Union is headquartered in El Monte and is the 74th largest credit union in the state of California. It is also the 528th largest credit union in the nation. It was established in 1954 and as of June of 2023, it had grown to 106 employees and 57,110 members at 9 locations. Certified Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details

Reviews (2)

Vons Credit Union review

I opened an account while I was working for Vons. I opened a savings account because it earned interest, and I wanted my savings separate from my checking account. Customer service was great, and helped me set up the account over the phone. I found that their online services were not on par with other banks though. I access my accounts from my phone a lot, and their site was not mobile friendly at all. When accessing it on a laptop though, it worked fine and was easy to use. The amount of interest earned was lower than some other banks and credit unions offer, but I was mostly interested in somewhere to have my money set aside, so that wasn't an issue.

I Would NOT Recommend Certified Federal Credit Union

Posted by: |

My credit union whom I was with for over 30 years merged with Certified Federal a YEAR ago and I just now was contacted by CF about my address being wrong. What I learned (after several calls) was that all the data merged was entered manually and my address had a “typo”! It was such that some of my mail was able to get to me but apparently I have several bank statements dating back to mid 2019 that are lost! What kind of modern day financial institution enters data manually and then doesn’t double check??? Moving my money out of this dinosaur institution today!


Health Grade Components

NCUA #9230
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD6.85%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$794.4MM$806.3MM
LoansQ2 2023vs Q2 2022$509.3MM$475.6MM
DepositsQ2 2023vs Q2 2022$630.1MM$650.6MM
Equity CapitalQ2 2023vs Q2 2022$146.1MM$139.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$4.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.1MM$1.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Certified Federal Credit Union are currently being reviewed.


Certified Federal Credit Union Locations
Branch Office3550 Murphy Canyon RdSan Diego, CA 92123
Branch Office4455 Arden DrEl Monte, CA 91731
Branch Office4820 S Eastern Ave Ste LCommerce, CA 90040-2933
Branch Office1421 Manhattan AveFullerton, CA 92831-5221
Branch Office200 N Puente StBrea, CA 92821-3824
Branch Office16830 San Fernando Mission BlvdGranada Hills, CA 91344
Branch Office700 N Alameda StLos Angeles, CA 90012-3352
Branch Office420 E Hospitality Ln Ste A6San Bernardino, CA 92408-3566
Branch Office3333 Fairview RdCosta Mesa, CA 92626

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