Certified Federal Credit Union


Overview / Commentary
323-859-2250
4455 Arden Dr
El Monte, CA 91731

Certified Federal Credit Union is headquartered in El Monte and is the 74th largest credit union in the state of California. It is also the 546th largest credit union in the nation. It was established in 1954 and as of June of 2024, it had grown to 105 employees and 58,108 members at 9 locations. Certified Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9230
Year Chartered1954
Employees105
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD6.22%
Annual Interest Income$19.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$787.9MM$794.4MM
LoansQ2 2024vs Q2 2023$516.6MM$509.3MM
DepositsQ2 2024vs Q2 2023$617MM$630.1MM
Equity CapitalQ2 2024vs Q2 2023$155.6MM$146.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.8MM$6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.6MM$2.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Certified Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Certified Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$0-IRA
0.05%$0-All Savings

Certified Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Money Market
OTHER TIERS: 0.40% $0 - $10k | 0.75% $10k - $50k | 1.25% $50k - $100k

Certified Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$5k-Share Draft

Certified Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$10k-6 Month Jumbo CD
3.75%*$95k*-12 Month Jumbo CD
OTHER TIERS: 3.50% $50k - $95k
3.50%$1k-12 Month CD
3.50%$95k-60 Month Jumbo CD
3.35%$1k-18 Month CD
3.30%$1k-60 Month CD
3.25%$1k-24 Month CD
3.15%$1k-36 Month CD
3.00%$1k-6 Month CD

Certified Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$95k*-12 Month Jumbo Traditional IRA
OTHER TIERS: 3.50% $50k - $95k
3.50%$1k-12 Month IRA
3.50%$1k-18 Month IRA
3.50%$95k-60 Month Jumbo Traditional IRA
3.30%$1k$95k60 Month IRA
3.25%$1k-24 Month IRA
3.15%$1k-36 Month IRA
Locations


Certified Federal Credit Union Locations
Branch Office3550 Murphy Canyon RdSan Diego, CA 92123
Branch Office4455 Arden DrEl Monte, CA 91731
Branch Office4820 S Eastern Ave Ste LCommerce, CA 90040-2933
Branch Office1421 Manhattan AveFullerton, CA 92831-5221
Branch Office200 N Puente StBrea, CA 92821-3824
Branch Office16830 San Fernando Mission BlvdGranada Hills, CA 91344
Branch Office700 N Alameda StLos Angeles, CA 90012-3352
Branch Office420 E Hospitality Ln Ste A6San Bernardino, CA 92408-3566
Branch Office3333 Fairview RdCosta Mesa, CA 92626

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