Certified Federal Credit Union is headquartered in El Monte and is the 74th largest credit union in the state of California. It is also the 489th largest credit union in the nation. It was established in 1954 and as of March of 2019, it had grown to 116 employees and 58,223 members at 9 locations. Certified Federal Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia and parts of the City of Industry. Membership is also open to all Vons, Pavilions, and Albertsons employees, their family/household members, or employees of companies who do business with SuperValu.
See current membership details
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Vons Credit Union review
I opened an account while I was working for Vons. I opened a savings account because it earned interest, and I wanted my savings separate from my checking account. Customer service was great, and helped me set up the account over the phone. I found that their online services were not on par with other banks though. I access my accounts from my phone a lot, and their site was not mobile friendly at all. When accessing it on a laptop though, it worked fine and was easy to use. The amount of interest earned was lower than some other banks and credit unions offer, but I was mostly interested in somewhere to have my money set aside, so that wasn't an issue.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9230 |
| Year Chartered | 1954 |
| Employees | 116 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 4.75% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $612.8MM$522.4MM |
| Loans | Q1 2019vs Q1 2018 | $354.9MM$297.7MM |
| Deposits | Q1 2019vs Q1 2018 | $482.0MM$406.4MM |
| Equity Capital | Q1 2019vs Q1 2018 | $118.9MM$109.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.4MM$2.9MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.7MM$1.2MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Certified Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Certified Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | - | - | IRA | |
| 0.10% | - | - | All Savings |
Certified Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.30% → $10k - $50k | 0.60% → $50k - $100k | |||||
Certified Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5k | - | Share Draft |
Certified Federal Credit Union CD Rates
Certified Federal Credit Union IRA Rates
| Certified Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3550 Murphy Canyon Rd | San Diego, CA 92123 |
| Branch Office | 4455 Arden Dr | El Monte, CA 91731 |
| Branch Office | 4820 S Eastern Ave Ste L | Commerce, CA 90040-2933 |
| Branch Office | 5200 Sheila St | Commerce, CA 90040 |
| Branch Office | 1421 Manhattan Ave | Fullerton, CA 92831-5221 |
| Branch Office | 200 N Puente St | Brea, CA 92821-3824 |
| Branch Office | 16830 San Fernando Mission Blvd | Granada Hills, CA 91344 |
| Branch Office | 700 N Alameda St | Los Angeles, CA 90012-3352 |
| Branch Office | 18327 Gridley Rd Ste F | Cerritos, CA 90703-5437 |