Certified Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.certifiedfed.com

323-859-2250

4455 Arden Dr
El Monte, CA 91731

Certified Federal Credit Union is headquartered in El Monte and is the 69^th largest credit union in the state of California. It is also the 496^th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 137 employees and 64,912 members at 10 locations. Certified Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details

Reviews

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9230
Year Chartered	1954
Employees	137
Primary Regulator

Profit Margin
Return on Assets - YTD	1.39%
Return on Equity - YTD	6.74%
Annual Interest Income	$39.9MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$871.7MM$781.7MM
Loans	Q4 2024vs Q4 2023	$569.1MM$524.8MM
Deposits	Q4 2024vs Q4 2023	$687.8MM$611.3MM
Equity Capital	Q4 2024vs Q4 2023	$169.9MM$152.5MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$9.4MM$6.7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.6MM$3MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Certified Federal Credit Union are currently being reviewed.

Locations

Cities: Brea, Commerce, Costa Mesa, El Monte, Fullerton, Granada Hills, Los Angeles, San Bernardino, San Diego, West Covina

Brea Branches
Branch Office	200 N Puente St	Brea, CA 92821-3824

Commerce Branches
Branch Office	4820 S Eastern Ave Ste L	Commerce, CA 90040-2933

Costa Mesa Branches
Branch Office	3333 Fairview Rd	Costa Mesa, CA 92626

El Monte Branches
Branch Office	4455 Arden Dr	El Monte, CA 91731

Fullerton Branches
Branch Office	1421 Manhattan Ave	Fullerton, CA 92831-5221

Granada Hills Branches
Branch Office	16830 San Fernando Mission Blvd	Granada Hills, CA 91344

Los Angeles Branches
Branch Office	700 N Alameda St	Los Angeles, CA 90012-3352

San Bernardino Branches
Branch Office	420 E Hospitality Ln Ste A6	San Bernardino, CA 92408-3566

San Diego Branches
Branch Office	3550 Murphy Canyon Rd	San Diego, CA 92123

West Covina Branches
Branch Office	1230 Lakes Dr Ste 108	West Covina, CA 91790-3077

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