Certified Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.certifiedfed.com

323-859-2250

4455 Arden Dr
El Monte, CA 91731

Certified Federal Credit Union is headquartered in El Monte and is the 69^th largest credit union in the state of California. It is also the 500^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 124 employees and 65,095 members at 10 locations. Certified Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Certified Federal Credit Union is open to the following: 1) employees of Superior Grocers, Auto Club Enterprises, Albertsons/Vons/Pavilions, Bristol Farms, Cardenas, Metropolitan Water District, Bodega Ranch Markets, El Super, Gelson’s, Jons Fresh Marketplace, Lazy Acres Natural Market, Northgate Market, Smart & Final, and others; 2) those who live, work, attend school or worship in El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills and parts of the City of Industry.
See current membership details

Reviews

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9230
Year Chartered	1954
Employees	124
Primary Regulator

Profit Margin
Return on Assets - YTD	1.22%
Return on Equity - YTD	6.2%
Annual Interest Income	$11MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$894.7MM$792.8MM
Loans	Q1 2025vs Q1 2024	$562.2MM$521MM
Deposits	Q1 2025vs Q1 2024	$707.9MM$620.9MM
Equity Capital	Q1 2025vs Q1 2024	$174.3MM$152.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.8MM$8.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Certified Federal Credit Union are currently being reviewed.

Locations

Cities: Brea, Commerce, Costa Mesa, El Monte, Fullerton, Granada Hills, Los Angeles, San Bernardino, San Diego, West Covina

Brea Branches
Branch Office	200 N Puente St	Brea, CA 92821-3824

Commerce Branches
Branch Office	4820 S Eastern Ave Ste L	Commerce, CA 90040-2933

Costa Mesa Branches
Branch Office	3333 Fairview Rd	Costa Mesa, CA 92626

El Monte Branches
Branch Office	4455 Arden Dr	El Monte, CA 91731

Fullerton Branches
Branch Office	1421 Manhattan Ave	Fullerton, CA 92831-5221

Granada Hills Branches
Branch Office	16830 San Fernando Mission Blvd	Granada Hills, CA 91344

Los Angeles Branches
Branch Office	700 N Alameda St	Los Angeles, CA 90012-3352

San Bernardino Branches
Branch Office	420 E Hospitality Ln Ste A6	San Bernardino, CA 92408-3566

San Diego Branches
Branch Office	3550 Murphy Canyon Rd	San Diego, CA 92123

West Covina Branches
Branch Office	1230 Lakes Dr Ste 108	West Covina, CA 91790-3077

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