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CFG Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cfg.bank
410-823-0500
1422 Clarkview Road
Baltimore, MD 21209

CFG Bank is headquartered in LUTHERVILLE and is the 4th largest bank in the state of Maryland. It is also the 268th largest bank in the nation. It was established in 1997 and as of March of 2025, it had grown to 305 employees at 3 locations. CFG Bank's money market rates are 10X the national average, but it has a C health rating.

Reviews (98)

GREAT Experience And Rates!

Posted by: |

Easy to open account last year, move money in and out and they have higher rates than 2 of my other 3 online Banks...and I'm not worried about the .08% difference between them and my top rate Bank account I opened recently. I'll definitely be keeping this account long term.

2

Maybe Its Just Me

Posted by: |

I use all the following 12 banks and can't say I have problems with any of them.Take it easy on them. ------ IT MAY BE YOU-----Brilliant,Bask,BRIO,Primis,All American bank,North American Savings,My banking direct, Ponce,CIT,Evergreen,Sallie Mae,cfg

15

CFG Bank, Beyond Terrible

Posted by: |

OK, I had the scathing review here, but as a surprise to me, a CFG representative reached out to me even after hours. He also explained that they are working to improve their system, which definitely needs a lot of improving.

So maybe they will be OK after all. It is a "we'll see" at this point, so I will come back and update.

30

Another Terrible Bank

Posted by: |

As others have also commented, it is a "bank" with many issues. It is really hard dealing with them, prepare to spend endless hours with hopeless and clueless customer service. I am surprised banks like them are still around.

7
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Health
C

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34294
Year Established1997
Employees305
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD11.91%
Annual Interest Income$97.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.43B$5.06B
LoansQ1 2025vs Q1 2024$3.63B$3.51B
DepositsQ1 2025vs Q1 2024$4.75B$4.4B
Equity CapitalQ1 2025vs Q1 2024$582.3MM$551.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$57.2MM$57MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$230.7MM$83.6MM
Real Estate OwnedQ1 2025vs Q1 2024$18.8MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not CFG Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CFG Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.32%$1k-CFG High Yield Money Market
4.32%$1k-Business Money Manager Plus
3.92%$250k-Business ICS Money Market

CFG Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.27%$100-MAHT
3.27%$100-IOLTA – Attorney Escrow
2.00%*$50k*-Checking Plus
OTHER TIERS: 1.25% → $1k - $5k | 1.50% → $5k - $20k | 1.75% → $20k - $50k
0.25%$1.5k-Business Interest Checking

CFG Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500$500kBusiness 12 Month CD
4.15%$500$500k12 Month CD
4.00%$500$500k18 Month CD
4.00%$500$500kBusiness 18 Month CD
3.75%$500$500k36 Month CD
3.75%$500$500kBusiness 36 Month CD
3.65%$500$500k60 Month CD
3.65%$500$500kBusiness 60 Month CD
Locations


CFG Bank Locations
CFG Bank11 W Ridgely RdLutherville, MD 21093
Baltimore Branch1615 Thames StreetBaltimore, MD 21231

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