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Overview / Commentary
513-785-3500
100 S 3rd St
Hamilton, OH 45011-2816

Chaco Credit Union is headquartered in Hamilton and is the 36th largest credit union in the state of Ohio. It is also the 1,046th largest credit union in the nation. It was established in 1938 and as of September of 2016, it had grown to 58 employees and 26,500 members at 6 locations. Chaco Credit Union has a B health rating.

Field of Membership Restrictions

Chaco CU is open to anyone that resides, works, attends church, or is a registered student in the following Ohio Counties; Butler, Hamilton, Preble, and Warren.
See current membership details

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Reviews (1)

Don't Deal With This Bank

Posted by: Anonymous | May 9, 2011

I purchased a car from a member of this credit union. I went with him the day I purchased it, and wrote a check for the full amount. My check cleared the following day. It has been over a month and still no title. It's obvious that this bank suffers from a severe lack of internal processes.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chaco Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #60954
Year Chartered1938
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD-2.02%
Return on Equity - YTD-31.23%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$187.0MM$175.1MM
LoansQ3 2016vs Q3 2015$155.9MM$142.1MM
DepositsQ3 2016vs Q3 2015$169.1MM$157.0MM
Equity CapitalQ3 2016vs Q3 2015$11.9MM$14.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$921.00K$975.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$16.00K$280.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chaco Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Accumulation Account
0.30%--Roth IRA Accumulation Account
0.08%--Basic Shares Account

Chaco Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Classic Oak Money Market Account
OTHER TIERS: 0.15% Up to $50k | 0.25% $50k - $100k

Chaco Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%--Members Choice Checking Account

Chaco Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-49-59 Months CD
0.85%$500-60 Months CD
0.85%$500-72 Months CD
0.80%$500-37-48 Months CD
0.60%$500-31-36 Months CD
0.55%$500-30 Months CD
0.40%$500-24-29 Months CD
0.28%$500-18-23 Months CD
0.24%$500-12-17 Months CD
0.18%$500-7-11 Months CD
0.10%$500-6 Months CD
0.05%$500-3 Months CD

Chaco Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-49-59 Months IRA
0.85%$500-60 Months IRA
0.85%$500-72 Month IRA
0.80%$500-37-48 Months IRA
0.60%$500-31-36 Months IRA
0.55%$500-30 Months IRA
0.40%$500-24-29 Months IRA
0.28%$500-18-23 Months IRA
0.24%$500-12-17 Months IRA
0.18%$500-7-11 Months IRA
0.10%$500-6 Months IRA
0.05%$500-3 Months IRA
Locations


Chaco Credit Union Locations
Branch Office601 Park AveHamilton, OH 45013-3064
Branch Office100 S 3rd StHamilton, OH 45011-2816
Branch Office5174 COLLEGE CORNER PIKEOXFORD, OH 45056
Branch Office3201 Princeton RdHamilton, OH 45011-5332
Branch Office7237 Cincinnati Dayton RdWest Chester, OH 45069
Branch Office950 Deis DrFairfield, OH 45014-8128