Featured Savings Rates
Featured Accounts

Telhio Credit Union

Popular Accounts at this Credit Union

2.02%Reward CheckingHigh-yield Share Checking Account
2.06%5-year CD60 Month CD
0.80%1-year CD12 Month CD

Overview / Commentary
96 N 4th St
Columbus, OH 43215-3115

Telhio Credit Union is headquartered in Columbus and is the 8th largest credit union in the state of Ohio. It is also the 435th largest credit union in the nation. It was established in 1935 and as of December of 2015, it had grown to 134 employees and 46,463 members at 7 locations. Telhio Credit Union's savings rates are 73% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Telhio is open to anyone who lives, works, worships or goes to school in Franklin County and the surrounding communities including Canal Winchester, Dublin, Galloway, Johnstown, London, Orient, Pataskala, Pickerington, Powell, Reynoldsburg and Westerville.
See current membership details

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Reviews (2)

Telhio - Great local credit union

Posted by: SamLenoski | Apr 8, 2015

Telhio has been a great bank to me ever since I opened up an account 2 months ago. Upon sign up of a checking account I received a $50 bonus that I could use for anything I wanted. I had a problem with a check depositing at my previous bank so I brought it to Telhio and they deposited it with no problem. They also have a coin counter in the lobby so you can bring in all of your loose change and put it in there and it will count it for you and deposit it into your account. The coin counter is very accurate and I have made several deposits this way. Their online app is also very sleek. When you log in on a computer it asks you one of your 3 security questions so it is very secure. This bank has made me enjoy my banking experience and the bankers at my branch know me by name.

Do Not Recommend

Posted by: whoops | Nov 3, 2012

Telhio is not a compassionate bank. Totally insensitive to the consumer.
If you make a mistake, don't count on them to be forgiving because they will not.
Many of their branch ATM's do not accept deposits and I am told by a manager when you make an ATM deposit, they will put a hold the funds for 2 days. Even cash!
Fees are high, just like most banks.  

I really feel this kind of policy is place in order for them to collect more NFS fees.  

Ovedraft protection,  even with that you would have to pay a fee.  

Bottom line, this bank is totally inflexible. They brag on their home page: Telhio is more than a bank. It's a credit union. And when you're a member of Telhio, you own it. You reap the benefits. Wherever you are in life, we're here to help you grab every opportunity.

Total grap.  I have been a member for about 10  years and do not see the advantage to being a member.  I have other accounts with Chase and PNC and have no problems. I know when I make a deposit it will be there.  I hear Huntington is very forgiving.


Health Grade Components

NCUA #62848
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.02%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$572.4MM$534.9MM
LoansQ4 2015vs Q4 2014$419.3MM$409.1MM
DepositsQ4 2015vs Q4 2014$493.4MM$452.7MM
Equity CapitalQ4 2015vs Q4 2014$54.9MM$52.9MM
Loan Loss AllowanceQ4 2015vs Q4 2014$3.0MM$2.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$2.8MM$2.7MM
Real Estate OwnedQ4 2015vs Q4 2014$81.00K$103.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Telhio Credit Union Savings Account Rates

0.90%*$7,500*-Health Savings Account
OTHER TIERS: 0.20% Up to $2,500 | 0.70% $2,500 - $7,500
0.05%$250-Business Share Savings
0.05%--Share Savings
0.05%--Holiday Club
0.05%--It's For Me

Telhio Credit Union Money Market Rates

0.75%*$100k*-Money Market Ultra
OTHER TIERS: 0.60% $25k - $50k | 0.70% $50k - $100k
0.40%*$25k*-Business Money Market Plus
OTHER TIERS: 0.20% $10k - $25k
0.20%$10k$25kMoney Market Plus
0.15%$1k-Business Money Market
0.15%$1k-Money Market

Telhio Credit Union Checking Account Rates

2.02%*$5k*$15kHigh-yield Share Checking Account - Qualifying
OTHER TIERS: 0.75% $25k+ | 1.67% $15k - $25k

Telhio Credit Union CD Rates

2.06%*$30k*-60 Month CD
OTHER TIERS: 1.76% $500 - $10k | 1.86% $10k - $30k
1.76%$500-Business 60 Month CD
1.66%*$30k*-48 Month CD
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $30k
1.46%$500-Business 48 Month CD
1.26%*$30k*-36 Month CD
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $30k
1.05%*$30k*-24 Month CD
OTHER TIERS: 0.75% $500 - $10k | 0.90% $10k - $30k
1.00%$500-Business 36 Month CD
1.00%$5k-36 Month HSA CD
0.85%*$30k*-18 Month CD
OTHER TIERS: 0.45% $500 - $10k | 0.65% $10k - $30k
0.80%*$30k*-12 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.55% $10k - $30k
0.75%$500-Business 24 Month CD
0.75%$5k-24 Month HSA CD
0.50%*$30k*-9 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.40% $10k - $30k
0.45%$500-Business 18 Month CD
0.45%$5k-18 Month HSA CD
0.40%*$30k*-6 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $30k
0.30%$500-Business 12 Month CD
0.25%*$30k*-91 Day CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $30k
0.20%$500-Business 6 Month CD
0.15%$500-Business 91 Day CD

Telhio Credit Union IRA Rates

2.06%*$30k*-60 Month IRA
OTHER TIERS: 1.76% $500 - $10k | 1.86% $10k - $30k
1.66%*$30k*-48 Month IRA
OTHER TIERS: 1.46% $500 - $10k | 1.56% $10k - $30k
1.26%*$30k*-36 Month IRA
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $30k
1.05%*$30k*-24 Month IRA
OTHER TIERS: 0.75% $500 - $10k | 0.90% $10k - $30k
0.85%*$30k*-18 Month IRA
OTHER TIERS: 0.45% $500 - $10k | 0.65% $10k - $30k
0.80%*$30k*-12 Month IRA
OTHER TIERS: 0.30% $500 - $10k | 0.55% $10k - $30k
0.50%*$30k*-9 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.40% $10k - $30k
0.40%*$30k*-6 Month IRA
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $30k
0.25%*$30k*-91 Day IRA
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $30k

Telhio Credit Union Locations
Branch Office96 N 4th StColumbus, OH 43215-3115
Branch Office8010 E Broad StReynoldsburg, OH 43068-8000
Branch Office5380 N Hamilton RdColumbus, OH 43230-1318
Branch Office4236 Buckeye PkwyGrove City, OH 43123-8377
Branch Office54 W Wilson Bridge RdWorthington, OH 43085-2293
Branch Office1795 Morse RdColumbus, OH 43229
Corporate Office201 Outerbelt StColumbus, OH 43213-1529