Chaffey Federal Credit Union

Overview / Commentary
1024 W Foothill Blvd
Upland, CA 91786

Chaffey Federal Credit Union is headquartered in Upland and is the 127th largest credit union in the state of California. It is also the 1,238th largest credit union in the nation. It was established in 1964 and as of December of 2018, it had grown to 40 employees and 11,527 members at 4 locations. Chaffey Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Chaffey Federal Credit Union is open to employees, retirees, and students of 18 California Inland Empire and San Gabriel Valley school districts, 14 colleges/universities, and more than 75 Corporate Select Employer Groups.
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Reviews (2)

A Wonderful Credit Union!

Wow, to hear that Chaffey FCU has fees galore is amazing.  All financial institutions have fees, it’s a fact of life, however credit unions in general typical have less fees and fees that due exist are normally less than what banks charge.  For example, a returned check fee with Chaffey is only $25 were as Banks are now charging $35 or more.  Now for the person that gave a poor rating due to fees, were you responsible in handling your account?  If not then I could see why someone would complain!  Well what I know from personal experience w/ Chaffey is that they are very willing to work with their members and will even reverse or stop fees from recurring if you open the doors of communication. I have been w/ Chaffey for 10 plus years and I’m very satisfied with the service I have received.  

Here are a few services that Chaffey offers that are a wonderful thing:

1.     They give their members a 10 day grace period from the day your loan payment is due!

2.     There rates a way better than banks when it comes to Loans, CDs, Savings account and Money Markets!

3.     You do not have to have perfect credit in order to qualify for a loan!

4.     Fees in general are less than Banks!



Awful Credit Union

Posted by: reasons12 | Feb 12, 2011

This bank is absolutely horrible. They have horrible customer service! They constantly are finding ways to charge fees. It's awful. I've been with them for 2 years and I am finally getting out :( I always thought credit unions were suppose to be better than regular banks. Not in this case!


Health Grade Components

NCUA #16030
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.26%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$154.6MM$146.5MM
LoansQ4 2018vs Q4 2017$91.0MM$81.4MM
DepositsQ4 2018vs Q4 2017$140.0MM$130.9MM
Equity CapitalQ4 2018vs Q4 2017$11.8MM$11.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$324.00K$294.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$45.00K$144.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Rates for Chaffey Federal Credit Union are currently being reviewed.


Chaffey Federal Credit Union Locations
Branch Office9679 Baseline RdRancho Cucamonga, CA 91730
Branch Office1024 W Foothill BlvdUpland, CA 91786
Branch Office2333 S Azusa AveWest Covina, CA 91792
Branch Office1460 E Holt Ave Ste 184 The Village at Indian HillPomona, CA 91767

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