Chambers Bank is headquartered in Danville and is the 15th largest bank in the state of Arkansas. It is also the 951st largest bank in the nation. It was established in 1930 and as of December of 2018, it had grown to 169 employees at 19 locations. Chambers Bank has an A health rating.
Firstly, these people have not been very kind to me in general, and that's not ideal. It took THREE MONTHS for me to even be allowed to do mobile deposit. It cost $100 -- not $50 to open just a checking account, and even more to open savings. They're not open on Saturdays. I'm not really happy banking here, and I was much happier in Oregon, but beggars cannot be choosers in this sort of situations. Small towns don't have much to offer in terms of banking. They're not flexible on overdraft fees either. I once accidentally overdrafted FOUR items under five dollars, and they charged me $35 on all four of them. Ridiculous.
|FDIC Certificate #||5615|
|Return on Assets - YTD||1.39%|
|Return on Equity - YTD||11.51%|
|Annual Interest Income||$38.3MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$822.3MM$765.5MM|
|Loans||Q4 2018vs Q4 2017||$704.4MM$635.6MM|
|Deposits||Q4 2018vs Q4 2017||$645.6MM$630.2MM|
|Equity Capital||Q4 2018vs Q4 2017||$99.9MM$94.6MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$8.7MM$8.3MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$973.00K$691.00K|
|Real Estate Owned||Q4 2018vs Q4 2017||$5.2MM$10.1MM|
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