Champlain National Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.00%	5-year CD	2.27% - National Average
0.25%	1-year CD	1.38% - National Average
0.05%	Savings	0.26% - National Average

View all Champlain National Bank rates »

Overview / Commentary

www.champlainbank.com

518-873-6347

7558 Us Route 9
Elizabethtown, NY 12932

Champlain National Bank is headquartered in Elizabethtown and is the 93^rd largest bank in the state of New York. It is also the 1,920^th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 74 employees at 10 locations. Champlain National Bank has a B+ health rating.

Reviews (1)

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Small local bank with excellent customer service.

Posted by: Planettapa | Apr 6, 2018

I have been with the same bank now since I was a very young kid. I can remember walking into the bank with my mom when I was in elementary school with my rolls of quarters. The ladies at the bank would help me roll and count all of my change and help me deposit it all into my savings account. They gave me a little book and stickers and helped me keep track of my savings. They instilled in me at a young age that banking and saving is very important. Flash forward twenty years, I am still with this bank. They have excellent customer service and know me by name. They may not always have the best rates or the most flashy website or atmosphere, the way they treat you speaks way more. They also offer free coffee when you do ANY transaction at all, including just a checking deposit. I will always be banking with Champlain National Bank.

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Health

B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7356
Year Established	1934
Employees	74
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	11.38%
Annual Interest Income	$13.9MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$357.3MM$331.0MM
Loans	Q4 2018vs Q4 2017	$259.5MM$231.1MM
Deposits	Q4 2018vs Q4 2017	$323.2MM$297.1MM
Equity Capital	Q4 2018vs Q4 2017	$26.0MM$25.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$3.9MM$3.5MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$601.00K$999.00K
Real Estate Owned	Q4 2018vs Q4 2017	$4.00K$99.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Champlain National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$5	-	Champlain Birthday Savings Club
0.05%	-	-	Champlain Statement Savings Account
0.05%	$2	-	Champlain Christmas Club Account
0.05%	-	-	Business Statement Savings Account
0.05%	-	-	Health Savings Account

Champlain National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$250k^*	-	Public Funds Money Market
OTHER TIERS: 0.05% → Up to $75k \| 0.10% → $75k - $250k
0.10%	-	-	Champlain Money Market Account
0.10%	-	-	Champlain Privilege Money Market Account
0.10%^*	$25k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → Up to $25k

Champlain National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$25k^*	-	Champlain Privilege Checking Account
OTHER TIERS: 0.05% → Up to $25k
0.10%	-	-	IOLA
0.05%	-	-	Champlain Benefit Checking Account
0.01%	-	-	Business Interest Account
0.01%	-	-	Interest Public Funds Checking

Champlain National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.43%	$1k	-	15 Months Special CD
2.43%	$1k	-	Business 15 Months Special CD
2.02%	$1k	-	10 Months Special CD
2.02%	$1k	-	Business 10 Months Special CD
1.00%	$500	-	60 Months CD
1.00%	$500	-	Business 60 Months CD
0.75%	$500	-	48 Months CD
0.75%	$500	-	Business 48 Months CD
0.50%	$500	-	36 Months CD
0.50%	$500	-	Business 36 Months CD
0.40%	$500	-	24 - 35 Months CD
0.40%	$500	-	Business 24 - 35 Months CD
0.25%	$500	-	12 - 23 Months CD
0.25%	$500	-	Business 12 - 23 Months CD
0.15%	$500	-	6 - 11 Months CD
0.15%	$500	-	Business 6 - 11 Months CD
0.10%	$500	-	90 - 179 Days CD
0.10%	$500	-	Business 90 - 179 Days CD
0.05%	$500	-	30 - 89 Days CD
0.05%	$500	-	Business 30 - 89 Days CD

Locations

Cities: Champlain, Crown Point, Elizabethtown, Keene, Lake Placid, Plattsburgh, Saranac Lake, Westport, Willsboro

Champlain Branches
Champlain Branch	636 Route 11	Champlain, NY 12919

Crown Point Branches
Crown Point Branch	2687 Main Street	Crown Point, NY 12928

Elizabethtown Branches
Champlain National Bank	7558 US Route 9	Elizabethtown, NY 12932

Keene Branches
Keene Branch	10849 Nys Route 9n	Keene, NY 12942

Lake Placid Branches
Lake Placid Branch	2040 Saranac Avenue	Lake Placid, NY 12946

Plattsburgh Branches
Plattsburgh Branch	32 Cornelia Street	Plattsburgh, NY 12901
West Plattsburgh Branch	500 Route 3	Plattsburgh, NY 12901

Saranac Lake Branches
Saranac Lake Branch	622 Lake Flower Avenue	Saranac Lake, NY 12983

Westport Branches
Westport Branch	6478 Main Street	Westport, NY 12993

Willsboro Branches
Willsboro Branch	3900 Nys Route 22	Willsboro, NY 12996

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