Changing Seasons Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.05% | 5-year CD | 2.27% - National Average |
| 2.17% | 1-year CD | 1.38% - National Average |
| 0.10% | Savings | 0.26% - National Average |
Changing Seasons Federal Credit Union is headquartered in Hampden and is the 50th largest credit union in the state of Maine. It is also the 3,165th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 7 employees and 2,028 members at 1 location. Changing Seasons Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in the greater Bangor, Maine area.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17472 |
| Year Chartered | 1966 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.07% |
| Return on Equity - YTD | 0.72% |
| Annual Interest Income | $988.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $23.7MM$22.1MM |
| Loans | Q4 2018vs Q4 2017 | $19.1MM$18.4MM |
| Deposits | Q4 2018vs Q4 2017 | $21.4MM$19.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.2MM$2.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $50.00K$49.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $47.00K$311.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$90.00K |
Always verify rates and promotions with the bank or credit union. We are not Changing Seasons Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Changing Seasons Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $25 | - | IRA Club Account | |
| 0.10% | $25 | - | Savings Account | |
| 0.10% | $25 | - | All Club Account | |
| 0.10% | $25 | - | Christmas Club Account |
Changing Seasons Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.50% → $2.5k - $25k | 0.60% → $25k - $75k | |||||
Changing Seasons Federal Credit Union CD Rates
Changing Seasons Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.05% | $500 | - | 60 Month IRA Certificate | |
| 2.43% | $500 | - | 24 Month IRA Certificate | |
| 2.17% | $500 | - | 12 Month IRA Certificate | |
| 1.51% | $500 | - | 6 Month IRA Certificate |
| Changing Seasons Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 115 Mecaw RD | Hampden, ME 04444-1944 |