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University Credit Union (ME)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
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Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ucumaine.com
207-889-8600
15 Main St
Orono, ME 04473

University Credit Union (ME) is headquartered in Orono and is the 6th largest credit union in the state of Maine. It is also the 739th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 99 employees and 31,252 members at 9 locations. University Credit Union (ME) has an A health rating.

Field of Membership Restrictions

University Credit Union is open to residents of Maine through the Maine Consumer Council. Membership is also open to members and individuals associated with University of Maine System, Maine Maritime Academy, Penobscot County School Districts, The Landing School, Northeast Technical Institute, Cosmotech, Print Mail of Maine, USA Union Street Athletics, General Electric Power Systems of Bangor, and individuals who live or work in Orono town. Family members are also welcome.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #63133
Year Chartered1967
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.49%
Annual Interest Income$6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$514.9MM$475.1MM
LoansQ1 2025vs Q1 2024$398.3MM$381.1MM
DepositsQ1 2025vs Q1 2024$401.9MM$365.3MM
Equity CapitalQ1 2025vs Q1 2024$43.5MM$38.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.9MM$1.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$631K$443K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for University Credit Union (ME) are currently being reviewed.

Locations


University Credit Union (ME) Locations
Branch Office154 High StFarmington, ME 04938-1930
Branch Office181 Main StPresque Isle, ME 04769
Branch Office391 Forest AvePortland, ME 04101-2001
Branch Office5748 Memorial Un University of MaineOrono, ME 04469
Branch Office977 Union StBangor, ME 04401
Corporate Office15 Main StOrono, ME 04473
Branch Office37 College Ave Brooks Student CenterGorham, ME 04038
Branch OfficePowers Hall 116 OBrien AveMachias, ME 04654
Branch Office67 Sewall StAugusta, ME 04330-6332

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