University Credit Union (ME)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ucumaine.com

207-889-8600

15 Main St
Orono, ME 04473

University Credit Union (ME) is headquartered in Orono and is the 6^th largest credit union in the state of Maine. It is also the 739^th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 99 employees and 31,252 members at 9 locations. University Credit Union (ME) has an A health rating.

Field of Membership Restrictions

University Credit Union is open to residents of Maine through the Maine Consumer Council. Membership is also open to members and individuals associated with University of Maine System, Maine Maritime Academy, Penobscot County School Districts, The Landing School, Northeast Technical Institute, Cosmotech, Print Mail of Maine, USA Union Street Athletics, General Electric Power Systems of Bangor, and individuals who live or work in Orono town. Family members are also welcome.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63133
Year Chartered	1967
Employees	99
Primary Regulator

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	3.49%
Annual Interest Income	$6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$514.9MM$475.1MM
Loans	Q1 2025vs Q1 2024	$398.3MM$381.1MM
Deposits	Q1 2025vs Q1 2024	$401.9MM$365.3MM
Equity Capital	Q1 2025vs Q1 2024	$43.5MM$38.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.9MM$1.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$631K$443K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for University Credit Union (ME) are currently being reviewed.

Locations

University Credit Union (ME) Locations
Branch Office	154 High St	Farmington, ME 04938-1930
Branch Office	181 Main St	Presque Isle, ME 04769
Branch Office	391 Forest Ave	Portland, ME 04101-2001
Branch Office	5748 Memorial Un University of Maine	Orono, ME 04469
Branch Office	977 Union St	Bangor, ME 04401
Corporate Office	15 Main St	Orono, ME 04473
Branch Office	37 College Ave Brooks Student Center	Gorham, ME 04038
Branch Office	Powers Hall 116 OBrien Ave	Machias, ME 04654
Branch Office	67 Sewall St	Augusta, ME 04330-6332

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