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Charleston Federal Credit Union


Overview / Commentary
www.cfcuwv.virtualcu.net
304-347-3393
300 Virginia St E Rm 4203
Charleston, WV 25301

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 53rd largest credit union in the state of West Virginia. It is also the 3,961st largest credit union in the nation. It was established in 1959 and as of December of 2019, it had grown to 2 employees and 1,287 members at 1 location. Charleston Federal Credit Union has a B health rating.

Field of Membership Restrictions

Charleston Federal Credit Union is open to employees of the federal government (excluding IRS, Postal, or the Department of Health, Education and Welfare) who work or are supervised from Kanawha Valley, The University of Charleston, Charleston Job Corp, Goodwill, Ind., or Northern Management who work in the Robert C. Byrd Federal Courthouse.
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Health
B

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12922
Year Chartered1959
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.49%
Annual Interest Income$412.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$10.4MM$10.1MM
LoansQ4 2019vs Q4 2018$5.8MM$5.0MM
DepositsQ4 2019vs Q4 2018$9.1MM$9.0MM
Equity CapitalQ4 2019vs Q4 2018$1.3MM$1.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$38.00K$24.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$147.00K$118.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Christmas Club
0.45%--Vacation Club
0.35%$25-Share Account

Charleston Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Charleston Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$10k*-24 Month Share Certificate
OTHER TIERS: 1.00% → Up to $10k
1.05%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.90% → Up to $10k
0.90%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.75% → Up to $10k
0.75%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.60% → Up to $10k
0.50%*$10k*-3 Month Share Certificate
OTHER TIERS: 0.35% → Up to $10k
Locations


Charleston Federal Credit Union Locations
Branch Office300 VIRGINIA ST E RM 4203CHARLESTON, WV 25301-2513

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