Charleston Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.35%	Savings	Shares 1.00% - Ally Bank Online Savings Account
0.65%	2-year CD	24 Month Share Certificate 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all Charleston Federal Credit Union rates »

Overview / Commentary

www.cfcuwv.virtualcu.net

304-347-3393

300 VIRGINIA ST E RM 4203
CHARLESTON, WV 25301-2513

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 57^th largest credit union in the state of West Virginia. It is also the 4,344^th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 2 employees and 1,235 members at 1 location. Charleston Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to employees of the federal government (excluding IRS, Postal , or the Department of Health, Education and Welfare) who work or are supervised from Kanawha Valley, The University of Charleston, Charleston Job Corp, or Northern Management who work in the Robert C. Byrd Federal Courthouse.
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Health

C

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	12922
Year Chartered	1959
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	6.39%
Annual Interest Income	$155.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$9.2MM$9.2MM
Loans	Q2 2016vs Q2 2015	$4.7MM$4.6MM
Deposits	Q2 2016vs Q2 2015	$8.3MM$8.4MM
Equity Capital	Q2 2016vs Q2 2015	$939.00K$873.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$9.00K$40.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$188.00K$64.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	-	-	Christmas Club
0.45%	-	-	Vacation Club
0.35%	-	-	Shares

Charleston Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Checking Account

Charleston Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$10k^*	-	24 Month Share Certificate
OTHER TIERS: 0.50% → Up to $10k
0.55%^*	$10k^*	-	18 Month Share Certificate
OTHER TIERS: 0.40% → Up to $10k
0.45%^*	$10k^*	-	12 Month Share Certificate
OTHER TIERS: 0.30% → Up to $10k
0.35%^*	$10k^*	-	6 Month Share Certificate
OTHER TIERS: 0.20% → Up to $10k
0.25%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 0.10% → Up to $10k

Locations

Charleston Federal Credit Union Locations
Branch Office	300 VIRGINIA ST E RM 4203	CHARLESTON, WV 25301-2513