Featured Savings Rates
Featured Accounts

Charleston Federal Credit Union

Popular Accounts at this Credit Union

0.45%1-year CD12 Month Share Certificate
0.65%2-year CD24 Month Share Certificate

Overview / Commentary
300 Virginia St E Rm 4203
Charleston, WV 25301-2513

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 56th largest credit union in the state of West Virginia. It is also the 4,310th largest credit union in the nation. It was established in 1959 and as of September of 2016, it had grown to 2 employees and 1,244 members at 1 location. Charleston Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to employees of the federal government (excluding IRS, Postal , or the Department of Health, Education and Welfare) who work or are supervised from Kanawha Valley, The University of Charleston, Charleston Job Corp, or Northern Management who work in the Robert C. Byrd Federal Courthouse.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #12922
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.88%
Annual Interest Income$246.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$9.4MM$9.1MM
LoansQ3 2016vs Q3 2015$4.7MM$4.6MM
DepositsQ3 2016vs Q3 2015$8.5MM$8.2MM
Equity CapitalQ3 2016vs Q3 2015$965.00K$901.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$20.00K$24.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$148.00K$69.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Charleston Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

0.75%--Christmas Club
0.45%--Vacation Club

Charleston Federal Credit Union Checking Account Rates

0.05%--Checking Account

Charleston Federal Credit Union CD Rates

0.65%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.50% Up to $10k
0.55%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.40% Up to $10k
0.45%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.30% Up to $10k
0.35%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.20% Up to $10k
0.25%*$10k*-3 Month Share Certificate
OTHER TIERS: 0.10% Up to $10k

Charleston Federal Credit Union Locations
Branch Office300 VIRGINIA ST E RM 4203CHARLESTON, WV 25301-2513