Charleston Federal Credit Union

Popular Accounts at this Credit Union

0.85%1-year CD12 Month Share Certificate
1.05%2-year CD24 Month Share Certificate

Overview / Commentary
300 Virginia St E Rm 4203
Charleston, WV 25301-2513

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 54th largest credit union in the state of West Virginia. It is also the 4,105th largest credit union in the nation. It was established in 1959 and as of March of 2018, it had grown to 2 employees and 1,280 members at 1 location. Charleston Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the federal government (excluding IRS, Postal , or the Department of Health, Education and Welfare) who work or are supervised from Kanawha Valley, The University of Charleston, Charleston Job Corp, or Northern Management who work in the Robert C. Byrd Federal Courthouse.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12922
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.06%
Annual Interest Income$89.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$10.2MM$9.7MM
LoansQ1 2018vs Q1 2017$4.7MM$4.7MM
DepositsQ1 2018vs Q1 2017$9.1MM$8.8MM
Equity CapitalQ1 2018vs Q1 2017$1.1MM$990.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$19.00K$23.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$103.00K$119.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

0.75%--Christmas Club
0.45%--Vacation Club

Charleston Federal Credit Union Checking Account Rates

0.05%--Checking Account

Charleston Federal Credit Union CD Rates

1.05%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.90% Up to $10k
0.90%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.75% Up to $10k
0.85%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.70% Up to $10k
0.60%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.45% Up to $10k
0.50%*$10k*-3 Month Share Certificate
OTHER TIERS: 0.35% Up to $10k

Charleston Federal Credit Union Locations
Branch Office300 VIRGINIA ST E RM 4203CHARLESTON, WV 25301-2513

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