Overview / Commentary
304-347-3393
300 Virginia St E Rm 4203
Charleston, WV 25301-2513

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 56th largest credit union in the state of West Virginia. It is also the 4,105th largest credit union in the nation. It was established in 1959 and as of June of 2018, it had grown to 2 employees and 1,287 members at 1 location. Charleston Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the federal government (excluding IRS, Postal , or the Department of Health, Education and Welfare) who work or are supervised from Kanawha Valley, The University of Charleston, Charleston Job Corp, or Northern Management who work in the Robert C. Byrd Federal Courthouse.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #12922
Year Chartered1959
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.12%
Annual Interest Income$176.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$10.0MM$9.7MM
LoansQ2 2018vs Q2 2017$5.0MM$4.8MM
DepositsQ2 2018vs Q2 2017$8.9MM$8.7MM
Equity CapitalQ2 2018vs Q2 2017$1.1MM$1.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$26.00K$16.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$167.00K$111.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Christmas Club
0.45%--Vacation Club
0.35%$25-Share Account

Charleston Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Charleston Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.90% Up to $10k
0.90%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.75% Up to $10k
0.85%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.70% Up to $10k
0.60%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.45% Up to $10k
0.50%*$10k*-3 Month Share Certificate
OTHER TIERS: 0.35% Up to $10k
Locations


Charleston Federal Credit Union Locations
Branch Office300 VIRGINIA ST E RM 4203CHARLESTON, WV 25301-2513

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