Featured Savings Rates
Featured Accounts

Charleston Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month Share Certificate
0.35%SavingsShares
0.65%2-year CD24 Month Share Certificate

Overview / Commentary
304-347-3393
300 VIRGINIA ST E RM 4203
CHARLESTON, WV 25301-2513

Charleston Federal Credit Union is headquartered in CHARLESTON and is the 56th largest credit union in the state of West Virginia. It is also the 4,380th largest credit union in the nation. It was established in 1959 and as of December of 2015, it had grown to 2 employees and 1,227 members at 1 location. Charleston Federal Credit Union's savings rates are 15% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Must be a Federal employee who work in or is supervised from Kanawha Valley or be an employee of the University of Charleston, Charleston Job Corp., Goodwill Ind. or Northern Management who work in the Robert C. Byrd Federal Courthouse.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #12922
Year Chartered1959
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD8.26%
Annual Interest Income$312.00K
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$9.2MM$9.4MM
LoansQ4 2015vs Q4 2014$4.5MM$4.6MM
DepositsQ4 2015vs Q4 2014$8.3MM$8.5MM
Equity CapitalQ4 2015vs Q4 2014$908.00K$833.00K
Loan Loss AllowanceQ4 2015vs Q4 2014$24.00K$25.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$87.00K$55.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Charleston Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Christmas Club
0.45%--Vacation Club
0.35%--Shares

Charleston Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Charleston Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.50% Up to $10k
0.55%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.40% Up to $10k
0.45%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.30% Up to $10k
0.35%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.20% Up to $10k
0.25%*$10k*-3 Month Share Certificate
OTHER TIERS: 0.10% Up to $10k
Locations


Charleston Federal Credit Union Locations
Branch Office300 VIRGINIA ST E RM 4203CHARLESTON, WV 25301-2513