2. Charleston Postal Federal Credit Union

Charleston Postal Federal Credit Union


Overview / Commentary
www.charlestonpostalfcu.com
304-746-5111
1000 CENTRE WAY
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 71st largest credit union in the state of West Virginia. It is also the 4,691st largest credit union in the nation. It was established in 1925 and as of September of 2019, it had grown to 2 employees and 753 members at 2 locations. Charleston Postal Federal Credit Union's CD rates are 17% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
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Health
B

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24743
Year Chartered1925
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.36%
Annual Interest Income$193.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$3.9MM$3.9MM
LoansQ3 2019vs Q3 2018$2.5MM$2.8MM
DepositsQ3 2019vs Q3 2018$3.5MM$3.5MM
Equity CapitalQ3 2019vs Q3 2018$393.00K$389.00K
Loan Loss AllowanceQ3 2019vs Q3 2018$84.00K$73.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$8.00K$14.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Charleston Postal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%-- Christmas Club Accounts
0.03%--Share Accounts
0.03%--Vacation Club Account

Charleston Postal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--2 Year CD
1.05%--1 Year CD
Locations


Charleston Postal Federal Credit Union Locations
Branch Office1000 CENTRE WAYCHARLESTON, WV 25309
Branch Office1002 LEE ST ECHARLESTON, WV 25328

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