Charleston Postal Federal Credit Union

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12 Month CD

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1.40% APY

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1.20% APY

Overview / Commentary

www.charlestonpostalfcu.com

304-746-5111

1000 CENTRE WAY
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 72^nd largest credit union in the state of West Virginia. It is also the 4,992^nd largest credit union in the nation. It was established in 1925 and as of March of 2017, it had grown to 2 employees and 842 members at 2 locations. Charleston Postal Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details

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Health

C

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	24743
Year Chartered	1925
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.19%
Return on Equity - YTD	2.09%
Annual Interest Income	$62.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$4.1MM$4.4MM
Loans	Q1 2017vs Q1 2016	$3.1MM$3.2MM
Deposits	Q1 2017vs Q1 2016	$3.7MM$4.0MM
Equity Capital	Q1 2017vs Q1 2016	$383.00K$375.00K
Loan Loss Allowance	Q1 2017vs Q1 2016	$86.00K$46.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$35.00K$27.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Charleston Postal Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	-	-	Club Accounts
0.01%	-	-	Share Accounts

Charleston Postal Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	-	-	1 Year CD

Locations

Charleston Postal Federal Credit Union Locations
Branch Office	1000 CENTRE WAY	CHARLESTON, WV 25309
Branch Office	1002 LEE ST E	CHARLESTON, WV 25328