2. Charleston Postal Federal Credit Union

Charleston Postal Federal Credit Union


Overview / Commentary
www.charlestonpostalfcu.com
304-746-5111
1000 CENTRE WAY
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 71st largest credit union in the state of West Virginia. It is also the 4,756th largest credit union in the nation. It was established in 1925 and as of December of 2018, it had grown to 2 employees and 788 members at 2 locations. Charleston Postal Federal Credit Union's CD rates are 17% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24743
Year Chartered1925
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.77%
Annual Interest Income$258.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.0MM$4.1MM
LoansQ4 2018vs Q4 2017$2.7MM$2.8MM
DepositsQ4 2018vs Q4 2017$3.6MM$3.7MM
Equity CapitalQ4 2018vs Q4 2017$390.00K$387.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$74.00K$79.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$30.00K$30.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Charleston Postal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Charleston Postal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%-- Christmas Club Accounts
0.03%--Share Accounts
0.03%--Vacation Club Account

Charleston Postal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--2 Year CD
1.05%--1 Year CD
Locations


Charleston Postal Federal Credit Union Locations
Branch Office1000 CENTRE WAYCHARLESTON, WV 25309
Branch Office1002 LEE ST ECHARLESTON, WV 25328

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.