Charleston Postal Federal Credit Union

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1.05% APY

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1.00% APY

Overview / Commentary

www.charlestonpostalfcu.com

304-746-5111

1000 CENTRE WAY
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 72^nd largest credit union in the state of West Virginia. It is also the 5,031^st largest credit union in the nation. It was established in 1925 and as of June of 2016, it had grown to 2 employees and 838 members at 2 locations. Charleston Postal Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
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Health

C+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	24743
Year Chartered	1925
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	2.13%
Annual Interest Income	$130.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$4.4MM$3.9MM
Loans	Q2 2016vs Q2 2015	$3.3MM$3.1MM
Deposits	Q2 2016vs Q2 2015	$4.0MM$3.6MM
Equity Capital	Q2 2016vs Q2 2015	$376.00K$369.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$71.00K$67.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$31.00K$4.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Charleston Postal Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	-	-	Club Accounts
0.01%	-	-	Share Accounts

Charleston Postal Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	-	-	1 Year CD

Locations

Charleston Postal Federal Credit Union Locations
Branch Office	1000 CENTRE WAY	CHARLESTON, WV 25309
Branch Office	1002 LEE ST E	CHARLESTON, WV 25328