Charleston Postal Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.60% APY
1 Year CD
View all rates
Overview / Commentary
Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 70th largest credit union in the state of West Virginia. It is also the 4,597th largest credit union in the nation. It was established in 1925 and as of March of 2020, it had grown to 2 employees and 763 members at 2 locations. Charleston Postal Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details
Health
C+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24743 |
| Year Chartered | 1925 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0% |
| Return on Equity - YTD | 0% |
| Annual Interest Income | $57.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $4.2MM$4.2MM |
| Loans | Q1 2020vs Q1 2019 | $2.3MM$2.7MM |
| Deposits | Q1 2020vs Q1 2019 | $3.9MM$3.8MM |
| Equity Capital | Q1 2020vs Q1 2019 | $394.00K$390.00K |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $98.00K$79.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $25.00K$36.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |