Charleston Postal Federal Credit Union
Overview / Commentary
Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 72nd largest credit union in the state of West Virginia. It is also the 4,878th largest credit union in the nation. It was established in 1925 and as of December of 2017, it had grown to 2 employees and 823 members at 2 locations. Charleston Postal Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details
Health
C+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24743 |
| Year Chartered | 1925 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.15% |
| Return on Equity - YTD | 1.55% |
| Annual Interest Income | $263.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $4.1MM$4.2MM |
| Loans | Q4 2017vs Q4 2016 | $2.8MM$3.0MM |
| Deposits | Q4 2017vs Q4 2016 | $3.7MM$3.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $387.00K$381.00K |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $79.00K$86.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $30.00K$38.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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Charleston Postal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | Club Accounts | |
| 0.01% | - | - | Share Accounts |
Charleston Postal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | - | - | 1 Year CD |
Locations
| Charleston Postal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1000 CENTRE WAY | CHARLESTON, WV 25309 |
| Branch Office | 1002 LEE ST E | CHARLESTON, WV 25328 |