Charleston Postal Federal Credit Union
Overview / Commentary
Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 67th largest credit union in the state of West Virginia. It is also the 3,986th largest credit union in the nation. It was established in 1925 and as of March of 2025, it had grown to 2 employees and 677 members at 2 locations. Charleston Postal Federal Credit Union has a C- health rating.
Field of Membership Restrictions
Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details
Health
C-
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24743 |
| Year Chartered | 1925 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 4.41% |
| Annual Interest Income | $78K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $5.1MM$5.3MM |
| Loans | Q1 2025vs Q1 2024 | $3MM$3.2MM |
| Deposits | Q1 2025vs Q1 2024 | $4.6MM$4.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $451K$438K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $51K$52K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $92K$21K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |