Charleston Postal Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.05% | 1-year CD | 1.37% - National Average |
| 0.50% | Savings | 2.20% - Barclays Online Savings Account |
| 1.25% | 2-year CD | 2.80% - Capital One 24 Month 360 CD |
Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 71st largest credit union in the state of West Virginia. It is also the 4,756th largest credit union in the nation. It was established in 1925 and as of December of 2018, it had grown to 2 employees and 788 members at 2 locations. Charleston Postal Federal Credit Union's CD rates are 17% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24743 |
| Year Chartered | 1925 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.08% |
| Return on Equity - YTD | 0.77% |
| Annual Interest Income | $258.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $4.0MM$4.1MM |
| Loans | Q4 2018vs Q4 2017 | $2.7MM$2.8MM |
| Deposits | Q4 2018vs Q4 2017 | $3.6MM$3.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $390.00K$387.00K |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $74.00K$79.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $30.00K$30.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Charleston Postal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Charleston Postal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Christmas Club Accounts | |
| 0.50% | - | - | Share Accounts | |
| 0.50% | - | - | Vacation Club Account |
Charleston Postal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | - | - | 2 Year CD | |
| 1.05% | - | - | 1 Year CD |
| Charleston Postal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1000 CENTRE WAY | CHARLESTON, WV 25309 |
| Branch Office | 1002 LEE ST E | CHARLESTON, WV 25328 |