Charleston Postal Federal Credit Union
LOCATIONS
2
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HEALTH RATING
C
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CURRENT TOP RATE
0.60% APY
1 Year CD
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Overview / Commentary
Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 71st largest credit union in the state of West Virginia. It is also the 4,662nd largest credit union in the nation. It was established in 1925 and as of December of 2019, it had grown to 2 employees and 754 members at 2 locations. Charleston Postal Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
See current membership details
Health
C
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24743 |
| Year Chartered | 1925 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.1% |
| Return on Equity - YTD | 1.02% |
| Annual Interest Income | $259.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $3.9MM$4.0MM |
| Loans | Q4 2019vs Q4 2018 | $2.3MM$2.7MM |
| Deposits | Q4 2019vs Q4 2018 | $3.5MM$3.6MM |
| Equity Capital | Q4 2019vs Q4 2018 | $394.00K$390.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $102.00K$74.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $60.00K$30.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |