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Overview / Commentary
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 72nd largest credit union in the state of West Virginia. It is also the 4,878th largest credit union in the nation. It was established in 1925 and as of December of 2017, it had grown to 2 employees and 823 members at 2 locations. Charleston Postal Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Charleston Postal Federal Credit Union is open to postal employees in the Appalachian District postal area.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #24743
Year Chartered1925
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.55%
Annual Interest Income$263.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$4.1MM$4.2MM
LoansQ4 2017vs Q4 2016$2.8MM$3.0MM
DepositsQ4 2017vs Q4 2016$3.7MM$3.8MM
Equity CapitalQ4 2017vs Q4 2016$387.00K$381.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$79.00K$86.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$30.00K$38.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Charleston Postal Federal Credit Union Savings Account Rates

0.01%--Club Accounts
0.01%--Share Accounts

Charleston Postal Federal Credit Union CD Rates

0.65%--1 Year CD

Charleston Postal Federal Credit Union Locations
Branch Office1000 CENTRE WAYCHARLESTON, WV 25309
Branch Office1002 LEE ST ECHARLESTON, WV 25328

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