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Overview / Commentary
304-746-5111
1000 CENTRE WAY
Charleston, WV 25309

Charleston Postal Federal Credit Union is headquartered in CHARLESTON and is the 72nd largest credit union in the state of West Virginia. It is also the 5,086th largest credit union in the nation. It was established in 1925 and as of March of 2016, it had grown to 2 employees and 832 members at 2 locations. Charleston Postal Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be a postal employee within the current Appalachian District postal area.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Charleston Postal Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24743
Year Chartered1925
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.13%
Annual Interest Income$61.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$4.4MM$4.2MM
LoansQ1 2016vs Q1 2015$3.2MM$3.1MM
DepositsQ1 2016vs Q1 2015$4.0MM$3.8MM
Equity CapitalQ1 2016vs Q1 2015$375.00K$366.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$46.00K$47.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$27.00K$9.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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Charleston Postal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Club Accounts
0.01%--Share Accounts

Charleston Postal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--1 Year CD
Locations


Charleston Postal Federal Credit Union Locations
Branch Office1000 CENTRE WAYCHARLESTON, WV 25309
Branch Office1002 LEE ST ECHARLESTON, WV 25328