Overview / Commentary
Charter Bank (TX) is headquartered in Corpus Christi and is the 188th largest bank in the state of Texas. It is also the 2,212th largest bank in the nation. It was established in 1962 and as of September of 2019, it had grown to 54 employees at 4 locations. Charter Bank (TX)'s money market rates are 70% higher than the national average, and it has an A health rating.
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18660 |
| Year Established | 1962 |
| Employees | 54 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.44% |
| Return on Equity - YTD | 32.55% |
| Annual Interest Income | $14.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $299.4MM$279.5MM |
| Loans | Q3 2019vs Q3 2018 | $169.2MM$156.4MM |
| Deposits | Q3 2019vs Q3 2018 | $246.6MM$244.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $31.7MM$27.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $2.8MM$2.8MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.0MM$2.8MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $119.00K$119.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Charter Bank (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Savings Account |
Charter Bank (TX) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $500k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $50k | 0.20% → $50k - $100k | 0.50% → $100k - $250k | 0.65% → $250k - $500k | |||||
Charter Bank (TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | N.O.W Account |
Charter Bank (TX) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 5 Year CD | |
| 1.45% | $1k | - | 3 Year CD | |
| 1.45% | $1k | - | 4 Year CD | |
| 1.40% | $1k | - | 1 Year CD | |
| 1.40% | $1k | - | 2 Year CD | |
| 0.95% | $1k | - | 180 Day CD | |
| 0.75% | $1k | - | 90 Day CD |
Charter Bank (TX) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 5 Year IRA | |
| 1.45% | $1k | - | 3 Year IRA | |
| 1.45% | $1k | - | 4 Year IRA | |
| 1.40% | $1k | - | 1 Year IRA | |
| 1.40% | $1k | - | 2 Year IRA |
Locations
| Charter Bank (TX) Locations | ||
|---|---|---|
| Charter Bank | 10502 Leopard Street | Corpus Christi, TX 78410 |
| Saratoga Branch | 3701 Saratoga Boulevard | Corpus Christi, TX 78415 |
| Navigation Branch | 801 West Navigation Blvd | Corpus Christi, TX 78408 |
| Rockport Branch | Highway 35 North and Orleans Street | Rockport, TX 78382 |