Overview / Commentary
Chattahoochee Federal Credit Union is headquartered in VALLEY and is the 64th largest credit union in the state of Alabama. It is also the 3,458th largest credit union in the nation. It was established in 1985 and as of March of 2020, it had grown to 7 employees and 3,458 members at 1 location. Chattahoochee Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Chattahoochee Federal Credit Union is open to those who live, work, attend school or worship in Chambers County in Alabama. Membership is also open to employees of West Point Home, West Point Foundry, ITC Holding Company, United Business Forms, Point University, Intercall, Duncan, GAPS, Interface, J Smith Lanier, and Mando
See current membership details
Health
B+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chattahoochee Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24221 |
| Year Chartered | 1985 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 2.42% |
| Annual Interest Income | $180.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $17.8MM$17.6MM |
| Loans | Q1 2020vs Q1 2019 | $10.4MM$10.1MM |
| Deposits | Q1 2020vs Q1 2019 | $15.5MM$15.3MM |
| Equity Capital | Q1 2020vs Q1 2019 | $2.3MM$2.2MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $114.00K$141.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $5.00K$20.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |