Chattanooga Federal Employees Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cfecu.org

423-892-3738

2011 Stein Dr
Chattanooga, TN 37421

Chattanooga Federal Employees Credit Union is headquartered in Chattanooga and is the 52^nd largest credit union in the state of Tennessee. It is also the 2,124^th largest credit union in the nation. It was established in 1925 and as of March of 2025, it had grown to 9 employees and 2,874 members at 1 location. Chattanooga Federal Employees Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Chattanooga Federal Employee Credit Union is open to all federal employees who live in the greater Chattanooga, Tennessee area and their family members.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chattanooga Federal Employees Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	62537
Year Chartered	1925
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	4.53%
Annual Interest Income	$915K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$72.2MM$66.5MM
Loans	Q1 2025vs Q1 2024	$40.4MM$39.7MM
Deposits	Q1 2025vs Q1 2024	$59.9MM$54.7MM
Equity Capital	Q1 2025vs Q1 2024	$12.2MM$11.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$200K$204K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$121K$161K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chattanooga Federal Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	$10k^*	-	Special Savings
OTHER TIERS: 1.51% → $500 - $10k
0.05%	$100	-	Share Account
0.05%	$0	-	Christmas Club

Chattanooga Federal Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Elite Share Draft

Chattanooga Federal Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.16%	$1k	-	12 Month CD
4.01%	$1k	-	18 Month CD
3.80%	$1k	-	24 Month CD
3.55%	$1k	-	36 Month CD

Chattanooga Federal Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%	$0	-	IRA Share Account

Locations

Chattanooga Federal Employees Credit Union Locations
Branch Office	2011 Stein Dr	Chattanooga, TN 37421-1692

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