Chemcel Federal Credit Union

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CURRENT TOP RATE

6 Month Jumbo Share Certificate Special

Overview / Commentary

361-584-6246

5740 County Road 4
Bishop, TX 78343

Chemcel Federal Credit Union is headquartered in Bishop and is the 116^th largest credit union in the state of Texas. It is also the 1,455^th largest credit union in the nation. It was established in 1951 and as of June of 2024, it had grown to 30 employees and 9,412 members at 6 locations. Chemcel Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Chemcel Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in, business and other legal entities in the Texas counties of Jim Wells, Kleberg, or Nueces. Membership is also open to employees or retirees of Celanese Corporation who work in or are supervised from Bishop plant, Clear Lake plant, Bay City plant and Dallas office and employees of other select companies.
See current membership details

Related Posts

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2009
2006

9/19 - 4.01% Reward Checking Account at Chemcel FCU in Texas

8/19 - 8% 12-Month CD at a Texas CU ($1K max).

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Health

A

Data as of Q2 2024

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Health Grade Components

Overall
NCUA #	7129
Year Chartered	1951
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	6.51%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$155.5MM$152.3MM
Loans	Q2 2024vs Q2 2023	$98.1MM$97.6MM
Deposits	Q2 2024vs Q2 2023	$134.2MM$132.3MM
Equity Capital	Q2 2024vs Q2 2023	$19.4MM$18.1MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$1.1MM$1MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$1.1MM$692K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Chemcel Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chemcel Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	IRA Shares
0.45%^*	$75k^*	-	Regular Savings Account
OTHER TIERS: 0.15% → $25 - $25k \| 0.30% → $25k - $75k
0.45%	$0	-	Christmas Club

Chemcel Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$75k^*	-	Money Market
OTHER TIERS: 0.40% → $2k - $25k \| 0.50% → $25k - $75k

Chemcel Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$0	$20k	Rewards Checking

Chemcel Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.21%	$75k	-	6 Month Jumbo Share Certificate Special
5.05%	$25k	-	6 Month Mini-Jumbo Share Certificate Special
5.01%	$75k	-	1 Year Jumbo Share Certificate Special
4.95%	$75k	-	6 Month Jumbo Share Certificate
4.95%	$1k	-	6 Month Share Certificate Special
4.86%	$25k	-	1 Year Mini Jumbo Share Certificate Special
4.80%	$25k	$75k	6 Month Mini-Jumbo Share Certificate
4.75%	$75k	-	1 Year Jumbo Share Certificate
4.75%	$1k	-	1 Year Share Certificate Special
4.70%	$1k	$25k	6 Month Share Certificate
4.60%	$25k	$75k	1 Year Mini-Jumbo Share Certificate
4.50%	$1k	$25k	1 Year Share Certificate
4.50%	$75k	-	2 Year Jumbo Share Certificate
4.35%	$25k	$75k	2 Year Mini-Jumbo Share Certificate
4.25%	$1k	$25k	2 Year Share Certificate
3.82%	$75k	-	3 Year Jumbo Share Certificate
3.82%	$75k	-	4 Year Jumbo Share Certificate
3.82%	$75k	-	5 Year Jumbo Share Certificate
3.66%	$25k	$75k	3 Year Mini-Jumbo Share Certificate
3.66%	$25k	$75k	4 Year Mini-Jumbo Share Certificate
3.66%	$25k	$75k	5 Year Mini-Jumbo Share Certificate
3.56%	$1k	$25k	3 Year Share Certificate
3.56%	$1k	$25k	4 Year Share Certificate
3.56%	$1k	$25k	5 Year Share Certificate

Chemcel Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.21%	$75k	-	6 Month Jumbo IRA Special
5.05%	$25k	-	6 Month Mini-Jumbo IRA Special
5.01%	$75k	-	1 Year Jumbo IRA Special
4.95%	$75k	-	6 Month Jumbo IRA
4.95%	$1k	-	6 Month IRA Special
4.86%	$25k	-	1 Year Mini Jumbo IRA Special
4.80%	$25k	$75k	6 Month Mini-Jumbo IRA
4.75%	$75k	-	1 Year Jumbo IRA
4.75%	$1k	-	1 Year IRA Special
4.70%	$1k	$25k	6 Month IRA
4.60%	$25k	$75k	1 Year Mini-Jumbo IRA
4.50%	$1k	$25k	1 Year IRA
4.50%	$75k	-	2 Year Jumbo IRA
4.35%	$25k	$75k	2 Year Mini-Jumbo IRA
4.25%	$1k	$25k	2 Year IRA
3.82%	$75k	-	3 Year Jumbo IRA
3.82%	$75k	-	4 Year Jumbo IRA
3.82%	$75k	-	5 Year Jumbo IRA
3.66%	$25k	$75k	3 Year Mini-Jumbo IRA
3.66%	$25k	$75k	4 Year Mini-Jumbo IRA
3.66%	$25k	$75k	5 Year Mini-Jumbo IRA
3.56%	$1k	$25k	3 Year IRA
3.56%	$1k	$25k	4 Year IRA
3.56%	$1k	$25k	5 Year IRA

Locations

Chemcel Federal Credit Union Locations
Main Office	5740 County Road 4	Bishop, TX 78343
Branch Office	1901 S US Highway 77 Byp	Kingsville, TX 78363-6894
Branch Office	7001 Saratoga Blvd	Corpus Christi, TX 78414-3919
Branch Office	2400 FM 3057	Bay City, TX 77414-3890
Branch Office	9502 Bayport Blvd	Pasadena, TX 77507-1402
Branch Office	2740 East Main Street	Alice, TX 78332

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