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Chemcel Federal Credit Union


Overview / Commentary
chemcel.org
361-584-6246
5740 County Road 4
Bishop, TX 78343

Chemcel Federal Credit Union is headquartered in Bishop and is the 114th largest credit union in the state of Texas. It is also the 1,439th largest credit union in the nation. It was established in 1951 and as of December of 2019, it had grown to 35 employees and 9,466 members at 6 locations. Chemcel Federal Credit Union's CD rates are 61% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Chemcel Federal Credit Union is open to those who live, work, regularly conduct business in, worship or attend school, business and other legal entities in Nueces, Kleburg and Jim Wells counties. Membership is also open to employees or retirees of Celanese Corporation who work in or are supervised from Bishop plant, Clear Lake plant, Bay City plant and Dallas office and employees of other select companies.
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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #7129
Year Chartered1951
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$125.3MM$111.8MM
LoansQ4 2019vs Q4 2018$90.6MM$84.7MM
DepositsQ4 2019vs Q4 2018$109.2MM$97.2MM
Equity CapitalQ4 2019vs Q4 2018$14.7MM$13.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$455.00K$509.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.0MM$389.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Chemcel Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chemcel Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Shares
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% → $10k+
0.45%*$75k*-Regular Savings Account
OTHER TIERS: 0.15% → $25 - $25k | 0.30% → $25k - $75k
0.45%--Christmas Club

Chemcel Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*-Money Market
OTHER TIERS: 0.40% → $2k - $25k | 0.50% → $25k - $75k

Chemcel Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$20kKasasa Cash
OTHER TIERS: 0.60% → $20k+

Chemcel Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$75k-5 Year Jumbo Share Certificate
1.70%$25k$75k5 Year Mini-Jumbo Share Certificate
1.70%$75k-4 Year Jumbo Share Certificate
1.65%$1k$25k5 Year Share Certificate
1.65%$25k$75k4 Year Mini-Jumbo Share Certificate
1.65%$75k-3 Year Jumbo Share Certificate
1.60%$1k$25k4 Year Share Certificate
1.60%$25k$75k3 Year Mini-Jumbo Share Certificate
1.55%$1k$25k3 Year Share Certificate
1.55%$75k-2 Year Jumbo Share Certificate
1.50%$25k$75k2 Year Mini-Jumbo Share Certificate
1.45%$1k$25k2 Year Share Certificate
1.45%$75k-1 Year Jumbo Share Certificate
1.40%$25k$75k1 Year Mini-Jumbo Share Certificate
1.35%$1k$25k1 Year Share Certificate
0.85%$75k-6 Month Jumbo Share Certificate
0.80%$25k$75k6 Month Mini-Jumbo Share Certificate
0.75%$1k$25k6 Month Share Certificate

Chemcel Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$75k-5 Year Jumbo IRA
1.70%$25k$75k5 Year Mini-Jumbo IRA
1.70%$75k-4 Year Jumbo IRA
1.65%$1k$25k5 Year IRA
1.65%$25k$75k4 Year Mini-Jumbo IRA
1.65%$75k-3 Year Jumbo IRA
1.60%$1k$25k4 Year IRA
1.60%$25k$75k3 Year Mini-Jumbo IRA
1.55%$1k$25k3 Year IRA
1.55%$75k-2 Year Jumbo IRA
1.50%$25k$75k2 Year Mini-Jumbo IRA
1.45%$1k$25k2 Year IRA
1.45%$75k-1 Year Jumbo IRA
1.40%$25k$75k1 Year Mini-Jumbo IRA
1.35%$1k$25k1 Year IRA
0.85%$75k-6 Month Jumbo IRA
0.80%$25k$75k6 Month Mini-Jumbo IRA
0.75%$1k$25k6 Month IRA
Locations


Chemcel Federal Credit Union Locations
Main Office5740 County Road 4Bishop, TX 78343
Branch Office1901 S US Highway 77 BypKingsville, TX 78363-6894
Branch Office7001 Saratoga BlvdCorpus Christi, TX 78414-3919
Branch Office2400 FM 3057Bay City, TX 77414-3890
Branch Office9502 Bayport BlvdPasadena, TX 77507-1402
Branch Office2740 East Main StreetAlice, TX 78332

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