Chemcel Federal Credit Union

Overview / Commentary
5740 County Road 4
Bishop, TX 78343

Chemcel Federal Credit Union is headquartered in Bishop and is the 115th largest credit union in the state of Texas. It is also the 1,455th largest credit union in the nation. It was established in 1951 and as of March of 2024, it had grown to 31 employees and 9,411 members at 6 locations. Chemcel Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Chemcel Federal Credit Union is open to those who live, work, worship, attend school, or regularly conduct business in, business and other legal entities in the Texas counties of Jim Wells, Kleberg, or Nueces. Membership is also open to employees or retirees of Celanese Corporation who work in or are supervised from Bishop plant, Clear Lake plant, Bay City plant and Dallas office and employees of other select companies.
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Health Grade Components

NCUA #7129
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD6.67%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$156.3MM$152.8MM
LoansQ1 2024vs Q1 2023$97.6MM$95.9MM
DepositsQ1 2024vs Q1 2023$135.5MM$133.7MM
Equity CapitalQ1 2024vs Q1 2023$19.1MM$17.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.1MM$990K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$968K$502K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Chemcel Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chemcel Federal Credit Union Savings Account Rates

1.00%$0-IRA Shares
0.45%*$75k*-Regular Savings Account
OTHER TIERS: 0.15% $25 - $25k | 0.30% $25k - $75k
0.45%$0-Christmas Club
0.30%*$10k*-Kasasa Saver
OTHER TIERS: 0.15% $0 - $10k

Chemcel Federal Credit Union Money Market Rates

0.60%*$75k*-Money Market
OTHER TIERS: 0.40% $2k - $25k | 0.50% $25k - $75k

Chemcel Federal Credit Union Checking Account Rates

3.00%*$0$20kKasasa Cash
OTHER TIERS: 0.60% $20k+

Chemcel Federal Credit Union CD Rates

5.21%$75k-6 Month Jumbo Share Certificate Special
5.05%$25k-6 Month Mini-Jumbo Share Certificate Special
5.01%$75k-1 Year Jumbo Share Certificate Special
4.95%$75k-6 Month Jumbo Share Certificate
4.95%$1k-6 Month Share Certificate Special
4.86%$25k-1 Year Mini Jumbo Share Certificate Special
4.80%$25k$75k6 Month Mini-Jumbo Share Certificate
4.75%$75k-1 Year Jumbo Share Certificate
4.75%$1k-1 Year Share Certificate Special
4.70%$1k$25k6 Month Share Certificate
4.60%$25k$75k1 Year Mini-Jumbo Share Certificate
4.50%$1k$25k1 Year Share Certificate
4.50%$75k-2 Year Jumbo Share Certificate
4.35%$25k$75k2 Year Mini-Jumbo Share Certificate
4.25%$1k$25k2 Year Share Certificate
3.82%$75k-3 Year Jumbo Share Certificate
3.82%$75k-4 Year Jumbo Share Certificate
3.82%$75k-5 Year Jumbo Share Certificate
3.66%$25k$75k3 Year Mini-Jumbo Share Certificate
3.66%$25k$75k4 Year Mini-Jumbo Share Certificate
3.66%$25k$75k5 Year Mini-Jumbo Share Certificate
3.56%$1k$25k3 Year Share Certificate
3.56%$1k$25k4 Year Share Certificate
3.56%$1k$25k5 Year Share Certificate

Chemcel Federal Credit Union IRA Rates

5.21%$75k-6 Month Jumbo IRA Special
5.05%$25k-6 Month Mini-Jumbo IRA Special
5.01%$75k-1 Year Jumbo IRA Special
4.95%$75k-6 Month Jumbo IRA
4.95%$1k-6 Month IRA Special
4.86%$25k-1 Year Mini Jumbo IRA Special
4.80%$25k$75k6 Month Mini-Jumbo IRA
4.75%$75k-1 Year Jumbo IRA
4.75%$1k-1 Year IRA Special
4.70%$1k$25k6 Month IRA
4.60%$25k$75k1 Year Mini-Jumbo IRA
4.50%$1k$25k1 Year IRA
4.50%$75k-2 Year Jumbo IRA
4.35%$25k$75k2 Year Mini-Jumbo IRA
4.25%$1k$25k2 Year IRA
3.82%$75k-3 Year Jumbo IRA
3.82%$75k-4 Year Jumbo IRA
3.82%$75k-5 Year Jumbo IRA
3.66%$25k$75k3 Year Mini-Jumbo IRA
3.66%$25k$75k4 Year Mini-Jumbo IRA
3.66%$25k$75k5 Year Mini-Jumbo IRA
3.56%$1k$25k3 Year IRA
3.56%$1k$25k4 Year IRA
3.56%$1k$25k5 Year IRA

Chemcel Federal Credit Union Locations
Main Office5740 County Road 4Bishop, TX 78343
Branch Office1901 S US Highway 77 BypKingsville, TX 78363-6894
Branch Office7001 Saratoga BlvdCorpus Christi, TX 78414-3919
Branch Office2400 FM 3057Bay City, TX 77414-3890
Branch Office9502 Bayport BlvdPasadena, TX 77507-1402
Branch Office2740 East Main StreetAlice, TX 78332

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