Chemco Federal Credit Union

Overview / Commentary
4200 Bells Lane

Chemco Federal Credit Union is headquartered in LOUISVILLE and is the 39th largest credit union in the state of Kentucky. It is also the 3,417th largest credit union in the nation. It was established in 1967 and as of March of 2020, it had grown to 4 employees and 2,145 members at 2 locations. Chemco Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Able Construction Company, American Synthetic Rubber Company, PolyOne Company, Lubrizol, Zeon Chemicals, or Recast Energy in Louisville, and Bardstown Independent School Systems, City of Bardstown, Clark Mechanical, LLC., Clark Distributing Company, Inc., FET Engineering, Four Roses Distillery, LLC., Flaget Memorial Hospital, Heaven Hill Distilleries, Inc, Inoac Packaging,Inc., IMI, Intertec Systems, Johnan America, Inc. , Mitsuba Bardstown, Inc., Life Care Center of Bardstown, Nelson County EMS, Nelson County, Nelson County Jail, Nelson County Landfill, ORBIS Corporation, Nelson County School System, Polyair Packaging, Tower Automotive, Sazerac/Tom Moore Distellery, or Trim Masters, Inc. in Bardstown.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chemco Federal Credit Union has a low asset base.

Health Grade Components

NCUA #18172
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-1.64%
Annual Interest Income$196.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$18.6MM$19.0MM
LoansQ1 2020vs Q1 2019$12.1MM$12.8MM
DepositsQ1 2020vs Q1 2019$16.9MM$17.3MM
Equity CapitalQ1 2020vs Q1 2019$1.7MM$1.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$111.00K$95.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$101.00K$6.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$93.00K
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Chemco Federal Credit Union Savings Account Rates

0.10%$10k-Money One Account
0.01%$5-Prime Share Account
0.01%$5-Vacation Club
0.01%$5-Christmas Club
0.01%$5-Special Club
0.01%--IRA Share Account

Chemco Federal Credit Union CD Rates

0.65%$1k-48 Month Share Certificate
0.55%$1k-36 Month Share Certificate
0.20%$1k-12 Month Share Certificate
0.20%$1k-18 Month Share Certificate
0.15%$1k-6 Month Share Certificate

Chemco Federal Credit Union IRA Rates

0.50%$2k-36 Month IRA Certificate
0.25%$2k-24 Month IRA Certificate
0.20%$2k-12 Month IRA Certificate

Chemco Federal Credit Union Locations
Branch Office4200 Bells LnLOUISVILLE, KY 40211-2147
Branch Office1008 TEMPLIN AVEBARDSTOWN, KY 40004

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