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Huntington National Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.huntington.com
800-480-2265
41 S. High St.
Columbus, OH 43287

Written by Kim Porter | Edited by Michael Kitchen | Published on 12/9/2024

Huntington National Bank has some useful options for overdraft protection, although its deposit interest rates aren’t always great. It also offers some ATM fee reimbursement to make up for a relatively small ATM network.

Established in 1866, Huntington National Bank is now the 20th-largest bank in the U.S. It has about 1,000 branches spread across Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, Wisconsin and West Virginia, as well as in the Cayman Islands. It is also expanding into North Carolina and South Carolina.

Huntington has a full lineup of banking services and products, including checking accounts, high-yield savings accounts, money market accounts and certificates of deposit (CDs).

In addition to deposit options, the bank offers mortgages, home equity products, auto loans, personal loans and credit cards, along with insurance policies and wealth management services. Businesses can apply for business credit cards, loans and deposit accounts.

Among the bank's four checking account options, the Huntington Asterisk-Free Checking offers some of the most consumer-friendly features: no monthly service fee and no requirements for an opening deposit or minimum account balance.

All checking accounts allow you to use 1,600 ATMs in Huntington's network for free. Three of the checking accounts include free credit score monitoring and will reimburse you for some or all fees charged by out-of-network ATMs.

All four checking accounts offer several overdraft protection options. The $50 Safety Zone feature waives overdraft fees if you overdraw by up to $50. For larger overdrafts, you get 24 hours to replenish your account before being charged a fee. You can also link another account to cover your overdrafts.

Huntington National Bank has various promotional high-yield savings accounts and money market accounts. They all include a monthly service fee, although it can be waived if you meet requirements. Note that the annual percentage yield (APY) is very low if your balance is below a set minimum or you don’t get the promotional rates.

Huntington also offers standard CDs with terms ranging from seven days to six years. Most of the CDs have low APYs, though some promotional rates are available.

You can access customer support in person during business hours on weekdays or by phone every day from 7 a.m. to 8 p.m. Eastern time at 800-480-2265. The bank’s website also has an automated live chat feature.

Huntington National Bank’s mobile app is highly rated, earning 4.8 out of 5 stars on both the iOS and Android platforms.

Huntington National Bank pros and cons:

Pros:
• Out-of-network ATM fees reimbursed on some accounts
• About 1,000 branches
• Three types of overdraft protection

Cons:
• Small network of ATMs
• Branches limited to some states
• Low APYs on minimum balances, except on promotional accounts

Reviews (16)

Probably The Best Bank In The State

Posted by: |

Clerks are incredibly nice, and honest! They don't push anything on you and make sure you need to get what you need done, done.

6

Disappointing Elder Outcome

Posted by: |

Huntington Bank Clinton Township is disingenuous and intractable and not senior friendly. They have made several key errors regarding my Mom's identity theft and rewarded the thieves and perpetrators with their accuarrial incompetence. If you are a Senior boomer with means avoid this institution like the plague. They are not efficient or community friendly and are a burden to caregivers looking on. You've been warned. E.

9

So Much For Demand Deposit

Posted by: |

Had a $50K CD mature on Saturday and the Huntington Bank CD rates were not that good, either for short or long term.
I decided to take my money elsewhere. Rather than get a cashiers check I transferred the money to my checking account. When I logged into my account I discovered the funds would not be available for four days. So much for demand deposits! Huntington Bank makes it difficult to be a loyal customer with rules like this and of course there' the 'new money' aspect if you want to open one of their 'CD specials'.

1

Slow ACH Transfers

Posted by: |

Slowest ACH service I've ever seen, and low limits (10k).

10
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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #6560
Year Established1866
Employees18980
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.62%
Annual Interest Income$9.93B
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$203.4B$188.7B
LoansQ4 2024vs Q4 2023$128.4B$120.2B
DepositsQ4 2024vs Q4 2023$167B$155.5B
Equity CapitalQ4 2024vs Q4 2023$19.7B$17.96B
Loan Loss AllowanceQ4 2024vs Q4 2023$2.24B$2.26B
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$679.8MM$631.6MM
Real Estate OwnedQ4 2024vs Q4 2023$7.6MM$10.3MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/4/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Huntington National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Huntington National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.29%*†$5k*$2mRelationship Savings - w/ Huntington Perks Checking Special - New Money
OTHER TIERS: 0.02% → $0+
3.29%*†$5k*$2mRelationship Savings - w/ Platinum Perks Checking Special - New Money
OTHER TIERS: 0.02% → $0+
3.29%*†$5k*$2mRelationship Savings - w/ Private Client Account Special - New Money
OTHER TIERS: 0.06% → $0+
3.24%*†$5k*$2mRelationship Savings - Non-Relationship Special - New Money
OTHER TIERS: 0.01% → $0+
0.06%†$0-Relationship Savings - w/ Private Client Account
0.02%†$0-Relationship Savings - w/ Huntington Perks Checking
0.02%†$0-Relationship Savings - w/ Platinum Perks Checking
0.01%†$0-Premier Savings
0.01%†$0-Relationship Savings - Non-Relationship

Huntington National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.66%*†$25k*$2mRelationship MMA w/ Private Client Account Special
OTHER TIERS: 0.25% → $2m+
3.56%*†$25k*$2mRelationship MMA w/ Huntington Platinum Perks Checking Special
OTHER TIERS: 0.25% → $2m+
3.51%*†$25k*$2mRelationship MMA w/ Huntington Perks Checking Special
OTHER TIERS: 0.25% → $2m+
3.45%*†$25k*$2mRelationship MMA Non-Relationship Special
OTHER TIERS: 0.25% → $2m+
0.05%†$25k-Relationship MMA - Standard Rates

Huntington National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Platinum Perks Checking
0.02%$0-Perks Checking

Huntington National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.34%†$1k-5 Month CD Special
4.34%†$100k-152 Day Jumbo CD Special
3.05%†$1k-9 Month CD Special
3.05%†$100k-270 Days Jumbo CD Special
0.50%†$100k$100m7 Day Jumbo CD
0.50%†$100k$100m14 Day Jumbo CD
0.50%†$100k$100m30 Day Jumbo CD
0.50%†$100k$100m60 Day Jumbo CD
0.50%†$100k$100m90 Day Jumbo CD
0.50%†$100k$100m180 Day Jumbo CD
0.50%†$100k$100m270 Day Jumbo CD
0.50%†$100k$100m365 Day Jumbo CD
0.50%†$100k$100m547 Day Jumbo CD
0.50%†$100k$100m730 Day Jumbo CD
0.50%†$100k$100m912 Day Jumbo CD
0.50%†$100k$100m1095 Day Jumbo CD
0.50%†$100k$100m1460 Day Jumbo CD
0.50%†$100k$100m1825 Day Jumbo CD
0.50%†$1k$100k3 Month CD
0.50%†$1k$100k1 Month CD
0.50%†$1k$100k6 Month CD
0.50%†$1k$100k9 Month CD
0.50%†$1k$100k12 Month CD
0.50%†$1k$100k18 Month CD
0.50%†$1k$100k24 Month CD
0.50%†$1k$100k36 Month CD
0.50%†$1k$100k48 Month CD
0.50%†$1k$100k60 Month CD
0.50%†$1k$100k72 Month CD
Locations

Availability

Columbus Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.