Cheney Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.65%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.20%	Savings	Regular Share Savings Account 1.15% - CIT Bank Spring Savings
0.85%	2-year CD	24 Month Share Certificate 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Cheney Federal Credit Union rates »

Overview / Commentary

www.cheneyfcu.com

888-901-2328

520 1ST ST
Cheney, WA 99004-1603

Cheney Federal Credit Union is headquartered in Cheney and is the 42^nd largest credit union in the state of Washington. It is also the 1,657^th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 12 employees and 5,088 members at 1 location. Cheney Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the Cheney or Medical Lake school districts, or is an immediate family member of a current member.
See current membership details

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cheney Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	7101
Year Chartered	1951
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	3.82%
Annual Interest Income	$503.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$94.5MM$88.7MM
Loans	Q1 2017vs Q1 2016	$39.4MM$35.1MM
Deposits	Q1 2017vs Q1 2016	$83.8MM$78.4MM
Equity Capital	Q1 2017vs Q1 2016	$10.1MM$9.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$160.00K$158.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$234.00K$50.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cheney Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Share Savings Account
0.50%	-	-	Roth IRA Share Savings Account
0.40%^*	$25k^*	-	Super Saver Share Account
OTHER TIERS: 0.20% → Up to $2,500 \| 0.30% → $2,500 - $5k \| 0.35% → $5k - $25k
0.20%	$20	-	Regular Share Savings Account
0.20%	-	-	All Kid's Club Accounts
0.20%	-	-	Holiday Club Account

Cheney Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	Share Draft Checking

Cheney Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$50k	-	24 Month Super Share Certificate
0.95%	$50k	-	36 Month Super Share Bump Rate Certificate
0.85%	$500	-	24 Month Share Certificate
0.85%	$50k	-	18 Month Super Share Certificate
0.85%	$500	-	36 Month Bump Rate Certificate
0.75%	$500	-	18 Month Share Certificate
0.75%	$50k	-	12 Month Super Share Certificate
0.65%	$500	-	12 Month Share Certificate
0.60%	$50k	-	6 Month Super Share Certificate
0.50%	$500	-	6 Month Share Certificate

Cheney Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$2k	-	60 Month IRA Share Certificate
0.95%	$2k	-	48 Month IRA Share Certificate
0.85%	$2k	-	36 Month IRA Share Certificate
0.75%	$2k	-	18 Month IRA Share Certificate

Locations

Cheney Federal Credit Union Locations
Branch Office	520 1ST ST	Cheney, WA 99004-1603