Cheney Federal Credit Union

Overview / Commentary
520 1ST ST
Cheney, WA 99004-1603

Cheney Federal Credit Union is headquartered in Cheney and is the 41st largest credit union in the state of Washington. It is also the 1,598th largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 18 employees and 5,682 members at 2 locations. Cheney Federal Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Cheney Federal Credit Union membership is open to those who live, work, worship or attend school in the Medical Lake or Cheney school districts or is an immediate family member of a current credit union member.
See current membership details


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Health Grade Components

NCUA #7101
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.37%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$102.0MM$96.4MM
LoansQ4 2018vs Q4 2017$54.0MM$42.5MM
DepositsQ4 2018vs Q4 2017$90.2MM$85.3MM
Equity CapitalQ4 2018vs Q4 2017$10.6MM$10.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$198.00K$158.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$401.00K$96.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cheney Federal Credit Union Savings Account Rates

0.60%*$50k*-Super Saver Share Account
OTHER TIERS: 0.20% $5 - $2.5k | 0.30% $2.5k - $5k | 0.35% $5k - $25k | 0.40% $25k - $50k
0.50%$5-IRA Share Savings
0.20%$20-Regular Share Savings
0.20%$5-All Kid's Club Accounts
0.20%$5-Holiday Club Account

Cheney Federal Credit Union Checking Account Rates

0.10%$500-Share Draft Checking

Cheney Federal Credit Union CD Rates

2.52%$500-36 Month Bump Rate Share Certificate
2.52%$50k-36 Month Bump Rate Super Share Certificate
2.32%$50k-24 Month Super Share Certificate
2.02%$500-24 Month Share Certificate
2.02%$50k-18 Month Super Share Certificate
1.76%$500-18 Month Share Certificate
1.76%$50k-12 Month Super Share Certificate
1.51%$500-12 Month Share Certificate
1.31%$50k-6 Month Super Share Certificate
0.80%$500-6 Month Share Certificate

Cheney Federal Credit Union IRA Rates

2.60%$2k-60 Month IRA Share Certificate
2.50%$2k-48 Month IRA Share Certificate
2.32%$2k-36 Month IRA Share Certificate
2.02%$2k-18 Month IRA Share Certificate

Cheney Federal Credit Union Locations
Branch Office520 1ST STCheney, WA 99004-1603
Branch Office10505 W Westbow BlvdSpokane, WA 99224-7434

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