Cherokee County Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.10%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.35%	Savings	Share Savings Account 1.20% - Synchrony Bank High Yield Savings
1.40%	3-year CD	30 Month Share Certificate 1.85% - Synchrony Bank 36 Month CD

View all Cherokee County Federal Credit Union rates »

Overview / Commentary

www.cherokeecountyfcu.com

903-683-2527

144 N Henderson St
Rusk, TX 75785

Cherokee County Federal Credit Union is headquartered in Rusk and is the 222^nd largest credit union in the state of Texas. It is also the 2,874^th largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 11 employees and 4,405 members at 1 location. Cherokee County Federal Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cherokee County.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cherokee County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13591
Year Chartered	1960
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	3.41%
Annual Interest Income	$316.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$31.6MM$30.4MM
Loans	Q1 2017vs Q1 2016	$20.8MM$21.8MM
Deposits	Q1 2017vs Q1 2016	$24.3MM$23.3MM
Equity Capital	Q1 2017vs Q1 2016	$7.2MM$7.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$298.00K$244.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$160.00K$98.00K
Real Estate Owned	Q1 2017vs Q1 2016	$30.00K$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cherokee County Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$25k^*	-	Share Savings Account
OTHER TIERS: 0.15% → $100 - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $25k
0.35%^*	$25k^*	-	IRA Savings Account
OTHER TIERS: 0.15% → $100 - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $25k

Cherokee County Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$2,500	-	Cherokee Checking Bonus Account
0.10%	$2,500	-	Cherokee Checking Plus Account
0.05%	$300	-	Cherokee Checking Account

Cherokee County Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$1k	-	30 Month Share Certificate
1.30%	$1k	-	24 Month Share Certificate
1.20%	$1k	-	18 Month Share Certificate
1.10%	$1k	-	12 Month Share Certificate
0.80%	$1k	-	6 Month Share Certificate

Cherokee County Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$1k	-	30 Month IRA Share Certificate
1.30%	$1k	-	24 Month IRA Share Certificate
1.20%	$1k	-	18 Month IRA Share Certificate
1.10%	$1k	-	12 Month IRA Share Certificate
0.80%	$1k	-	6 Month IRA Share Certificate

Locations

Cherokee County Federal Credit Union Locations
Branch Office	144 N Henderson St	Rusk, TX 75785