Cherokee County Federal Credit Union


Overview / Commentary
903-683-2527
144 N Henderson St
Rusk, TX 75785

Cherokee County Federal Credit Union is headquartered in Rusk and is the 195th largest credit union in the state of Texas. It is also the 2,441st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 16 employees and 4,793 members at 1 location. Cherokee County Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Cherokee County Federal Credit Union is open to those who live, work, worship, or attend school in Cherokee County, Texas.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cherokee County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13591
Year Chartered1960
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD2.93%
Annual Interest Income$636K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$49.7MM$46.7MM
LoansQ1 2025vs Q1 2024$31.9MM$34.7MM
DepositsQ1 2025vs Q1 2024$37.8MM$34.9MM
Equity CapitalQ1 2025vs Q1 2024$11.8MM$11.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$146K$168K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$124K$143K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cherokee County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Share Savings
OTHER TIERS: 0.10% $100 - $2.5k | 0.20% $2.5k - $5k | 0.25% $5k - $10k | 0.30% $10k - $25k

Cherokee County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$25k-26 Month CD Special
1.81%$1k-12 Month Share Certificate
1.81%$1k-24 Month Share Certificate

Cherokee County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$25k-26 Month IRA Special
1.81%$1k-12 Month IRA Share Certificate
1.81%$1k-24 Month IRA Share Certificate
0.35%*$25k*-IRA Savings
OTHER TIERS: 0.10% $100 - $2.5k | 0.20% $2.5k - $5k | 0.25% $5k - $10k | 0.30% $10k - $25k
Locations


Cherokee County Federal Credit Union Locations
Branch Office144 N Henderson StRusk, TX 75785

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