Cherokee County Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.35%	Savings	Share Savings Account 1.00% - Ally Bank Online Savings Account
1.20%	3-year CD	30 Month Share Certificate 1.55% - Ally Bank High Yield 3 Year CD

View all Cherokee County Federal Credit Union rates »

Overview / Commentary

www.cherokeecountyfcu.com

903-683-2527

144 N Henderson St
Rusk, TX 75785

Cherokee County Federal Credit Union is headquartered in Rusk and is the 225^th largest credit union in the state of Texas. It is also the 2,902^nd largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 13 employees and 4,283 members at 1 location. Cherokee County Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cherokee County.
See current membership details

Reviews

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cherokee County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13591
Year Chartered	1960
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.68%
Return on Equity - YTD	2.91%
Annual Interest Income	$652.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$30.4MM$30.6MM
Loans	Q2 2016vs Q2 2015	$21.9MM$21.4MM
Deposits	Q2 2016vs Q2 2015	$23.2MM$23.5MM
Equity Capital	Q2 2016vs Q2 2015	$7.2MM$6.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$249.00K$227.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$264.00K$42.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cherokee County Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$25k^*	-	Share Savings Account
OTHER TIERS: 0.15% → $100 - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $25k
0.35%^*	$25k^*	-	IRA Savings Account
OTHER TIERS: 0.15% → $100 - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $25k

Cherokee County Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$2,500	-	Cherokee Checking Bonus Account
0.10%	$2,500	-	Cherokee Checking Plus Account
0.05%	$300	-	Cherokee Checking Account
0.00%	-	-	Free Kasasa Cash Back® Checking

Cherokee County Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$1k	-	30 Month Share Certificate
1.10%	$1k	-	24 Month Share Certificate
0.75%	$1k	-	12 Month Share Certificate
0.75%	$1k	-	18 Month Share Certificate
0.45%	$1k	-	6 Month Share Certificate

Cherokee County Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$1k	-	30 Month IRA Share Certificate
1.10%	$1k	-	24 Month IRA Share Certificate
0.75%	$1k	-	12 Month IRA Share Certificate
0.75%	$1k	-	18 Month IRA Share Certificate
0.45%	$1k	-	6 Month IRA Share Certificate

Locations

Cherokee County Federal Credit Union Locations
Branch Office	144 N Henderson St	Rusk, TX 75785