Cherokee County Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cherokeecountyfcu.com

903-683-2527

144 N Henderson St
Rusk, TX 75785

Cherokee County Federal Credit Union is headquartered in Rusk and is the 195^th largest credit union in the state of Texas. It is also the 2,441^st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 16 employees and 4,793 members at 1 location. Cherokee County Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Cherokee County Federal Credit Union is open to those who live, work, worship, or attend school in Cherokee County, Texas.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cherokee County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13591
Year Chartered	1960
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	2.93%
Annual Interest Income	$636K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$49.7MM$46.7MM
Loans	Q1 2025vs Q1 2024	$31.9MM$34.7MM
Deposits	Q1 2025vs Q1 2024	$37.8MM$34.9MM
Equity Capital	Q1 2025vs Q1 2024	$11.8MM$11.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$146K$168K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$124K$143K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cherokee County Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$25k^*	-	Share Savings
OTHER TIERS: 0.10% → $100 - $2.5k \| 0.20% → $2.5k - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $25k

Cherokee County Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%	$25k	-	26 Month CD Special
1.81%	$1k	-	12 Month Share Certificate
1.81%	$1k	-	24 Month Share Certificate

Cherokee County Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.01%	$25k	-	26 Month IRA Special
1.81%	$1k	-	12 Month IRA Share Certificate
1.81%	$1k	-	24 Month IRA Share Certificate
0.35%^*	$25k^*	-	IRA Savings
OTHER TIERS: 0.10% → $100 - $2.5k \| 0.20% → $2.5k - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $25k

Locations

Cherokee County Federal Credit Union Locations
Branch Office	144 N Henderson St	Rusk, TX 75785

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