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Cherokee County Federal Credit Union


Overview / Commentary
www.cherokeecountyfcu.com
903-683-2527
144 N Henderson St
Rusk, TX 75785

Cherokee County Federal Credit Union is headquartered in Rusk and is the 209th largest credit union in the state of Texas. It is also the 2,707th largest credit union in the nation. It was established in 1960 and as of September of 2019, it had grown to 12 employees and 4,508 members at 1 location. Cherokee County Federal Credit Union's CD rates are 100% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cherokee County.
See current membership details

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Health
B

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cherokee County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13591
Year Chartered1960
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD6.51%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$34.4MM$33.7MM
LoansQ3 2019vs Q3 2018$27.9MM$21.1MM
DepositsQ3 2019vs Q3 2018$26.1MM$26.0MM
Equity CapitalQ3 2019vs Q3 2018$8.2MM$7.7MM
Loan Loss AllowanceQ3 2019vs Q3 2018$320.00K$316.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$97.00K$122.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$12.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cherokee County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Share Savings
OTHER TIERS: 0.20% → $100 - $2.5k | 0.25% → $2.5k - $5k | 0.35% → $5k - $10k | 0.45% → $10k - $25k
0.55%*$25k*-IRA Savings
OTHER TIERS: 0.20% → $100 - $2.5k | 0.25% → $2.5k - $5k | 0.35% → $5k - $10k | 0.45% → $10k - $25k

Cherokee County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2.5k- Cherokee Checking Bonus
0.10%$2.5k-Cherokee Checking Plus
0.05%$300-Cherokee Checking

Cherokee County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$1k-30 Month Share Certificate
2.20%$1k-24 Month Share Certificate
2.10%$1k-18 Month Share Certificate
1.80%$1k-12 Month Share Certificate
1.15%$1k-6 Month Share Certificate

Cherokee County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$1k-30 Month IRA Share Certificate
2.20%$1k-24 Month IRA Share Certificate
2.10%$1k-18 Month IRA Share Certificate
1.80%$1k-12 Month IRA Share Certificate
1.15%$1k-6 Month IRA Share Certificate
Locations


Cherokee County Federal Credit Union Locations
Branch Office144 N Henderson StRusk, TX 75785

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