Cheyenne-Laramie County Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.05%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.45%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Regular Share 1.00% - Ally Bank Online Savings Account

View all Cheyenne-Laramie County Employees Federal Credit Union rates »

Overview / Commentary

clcefcu.org

888-918-6476

4523 Driftwood Dr
Cheyenne, WY 82009

Cheyenne-Laramie County Employees Federal Credit Union is headquartered in Cheyenne and is the 20^th largest credit union in the state of Wyoming. It is also the 3,355^th largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 5 employees and 2,330 members at 1 location. Cheyenne-Laramie County Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Laramie County, the City of Cheyenne, Laramie County Library, Board of Public Utilities, Cheyenne Housing Authority, American Medical Response, D&S Towing, Fire District #6, Great Western Airgas,
See current membership details

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cheyenne-Laramie County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	7307
Year Chartered	1951
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.07%
Return on Equity - YTD	-0.58%
Annual Interest Income	$232.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$21.5MM$21.1MM
Loans	Q2 2016vs Q2 2015	$6.4MM$7.1MM
Deposits	Q2 2016vs Q2 2015	$18.9MM$18.6MM
Equity Capital	Q2 2016vs Q2 2015	$2.4MM$2.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$25.00K$28.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$45.00K$64.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cheyenne-Laramie County Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	IRA Share
0.20%	-	-	Roth IRA Share
0.20%	-	-	Coverdell ESA IRA Share
0.05%	$100	-	Regular Share
0.05%	$100	-	Christmas Club
0.05%	$100	-	Vacation Club

Cheyenne-Laramie County Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$2,500^*	-	Money Market
OTHER TIERS: 0.06% → $250 - $2,500

Cheyenne-Laramie County Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$500	-	60 Month Share Certificate
1.00%	$500	-	48 Month Share Certificate
0.95%	$500	-	36 Month Share Certificate
0.65%	$500	-	24 Month Share Certificate
0.50%	$500	-	18 Month Share Certificate
0.45%	$500	-	12 Month Share Certificate
0.20%	$500	-	6 Month Share Certificate

Cheyenne-Laramie County Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$500	-	12 Month IRA Certificate

Locations

Cheyenne-Laramie County Employees Federal Credit Union Locations
Branch Office	4523 Driftwood Dr	Cheyenne, WY 82009-7301