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Cheyenne-Laramie County Employees Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
clcefcu.org
888-918-6476
4523 Driftwood Dr
Cheyenne, WY 82009-7301

Cheyenne-Laramie County Employees Federal Credit Union is headquartered in Cheyenne and is the 15th largest credit union in the state of Wyoming. It is also the 2,900th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 4 employees and 1,977 members at 2 locations. Cheyenne-Laramie County Employees Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Cheyenne-Laramie County Employees Federal Credit Union is open to employees and retirees of Laramie County, the City of Cheyenne, Laramie County Library, Board of Public Utilities, Cheyenne Housing Authority, American Medical Response, D&S Towing, Fire District #6, or Great Western Airgas.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cheyenne-Laramie County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7307
Year Chartered1951
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD10.21%
Annual Interest Income$308K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$30MM$29.6MM
LoansQ1 2025vs Q1 2024$4.4MM$5.1MM
DepositsQ1 2025vs Q1 2024$25.5MM$25.6MM
Equity CapitalQ1 2025vs Q1 2024$4.4MM$3.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$35K$36K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$46K$45K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cheyenne-Laramie County Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Share
0.15%$100-Christmas Club
0.15%$100-Vacation Club

Cheyenne-Laramie County Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2.5k*-Money Market
OTHER TIERS: 0.30% → $250 - $2.5k

Cheyenne-Laramie County Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month Share Certificate
2.44%$500-48 Month Share Certificate
2.41%$500-36 Month Share Certificate
2.36%$500-24 Month Share Certificate
2.31%$500-18 Month Share Certificate
2.25%$500-12 Month Share Certificate
2.00%$500-6 Month Share Certificate

Cheyenne-Laramie County Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-12 Month IRA Certificate
0.50%$0-IRA Share
Locations


Cheyenne-Laramie County Employees Federal Credit Union Locations
Branch Office4523 Driftwood DrCheyenne, WY 82009-7301
Branch Office2 Avenue DE LafayetteBoston, MA 02111-1750

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