Chief Financial Credit Union

Overview / Commentary
200 Diversion St Ste 200
Rochester Hills, MI 48307

Chief Financial Credit Union is headquartered in Rochester Hills and is the 74th largest credit union in the state of Michigan. It is also the 1,231st largest credit union in the nation. It was established in 1941 and as of September of 2022, it had grown to 43 employees and 23,333 members at 4 locations. Chief Financial Credit Union's CD rates are 5X the national average, and it has an A health rating.

Absolutely The Best CU!

Now this is how you run a proper credit union! They take care of members, customers first. Professionalism, respect, it's a real pleasure.

Chief Financial Credit Union

Posted by: |

Dena at Chief Financial Credit Union is the best. I had a problem where I did a remote deposit incorrectly and Dena stated because this was the first time she was waiving the normal fee to correct.

I have had great results with this Credit Union. I continue getting my 5% each month by following their requirements.

I highly recommend this bank and especially Dena. She goes the extra mile!!


Been A Member For Years

Posted by: |

I came across this site on a google search and wanted to talk a bit about my experience with Chief. I have been a member since 1997! I have never been hit with any nonsense fees, and even when my deposit did not arrive on time they were kind enough to refund a NSF fee for me when I explained the situation to them. I have had many auto and signature loans through them and I would not think of going anywhere else with the service that I get every time I walk into the door. My checking account even pays me back as long as I meet some easy qualifications! I have never had anyone be rude to me when I have done any of my banking needs, and I tell all of my friends and family that they should use Chief Financial too!

Great Rates And Great People

Posted by: |

Whether banking online or speaking with a Chief employee, fantastic experience. Very patient and helpful; I would highly recommend Chief to anyone looking for great rates and great people. Added plus is the community involvement - wonderful to see a business giving back so much to the local community



Health Grade Components

NCUA #4271
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.15%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$204.8MM$180.1MM
LoansQ3 2022vs Q3 2021$164.8MM$130.0MM
DepositsQ3 2022vs Q3 2021$178.9MM$153.2MM
Equity CapitalQ3 2022vs Q3 2021$24.8MM$24.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$954.00K$1.1MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$443.00K$1.2MM
Real Estate OwnedQ3 2022vs Q3 2021$0$1.6MM
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Always verify rates and promotions with the bank or credit union. We are not Chief Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chief Financial Credit Union Savings Account Rates

2.02%$5-Kids Club Account
1.00%*-$50kFree Kasasa Saver
OTHER TIERS: 0.39% $50k+
0.31%$100-Traditional IRA Savings
0.31%$100-Roth IRA Savings
0.31%$100-Coverdell IRA Savings
0.05%--Regular Savings Account

Chief Financial Credit Union Money Market Rates

0.40%*$50k*$200kMoney Market Account
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Chief Financial Credit Union Checking Account Rates

5.00%*-$5kFree Kasasa Cash Checking
OTHER TIERS: 0.39% $5k+

Chief Financial Credit Union CD Rates

4.05%$500-12 Month Share Certificate Special
4.05%$500-15 Month Share Certificate Special
4.05%$500-18 Month Share Certificate Special
0.75%$1k-60 Month Share Certificate
0.65%$1k-48 Month Share Certificate
0.55%$1k-30 Month Share Certificate
0.55%$1k-36 Month Share Certificate
0.55%$1k-39 Month Share Certificate
0.45%$1k-24 Month Share Certificate
0.35%$1k-18 Month Share Certificate
0.30%$1k-12 Month Share Certificate
0.20%$1k-3 Month Share Certificate
0.20%$1k-6 Month Share Certificate

Chief Financial Credit Union IRA Rates

0.75%$1k-60 Month IRA Share Certificate
0.65%$1k-48 Month IRA Share Certificate
0.55%$1k-30 Month IRA Share Certificate
0.55%$1k-36 Month IRA Share Certificate
0.55%$1k-39 Month IRA Share Certificate
0.35%$1k-18 Month IRA Share Certificate
0.30%$1k-12 Month IRA Share Certificate
0.30%$1k-24 Month IRA Share Certificate
0.20%$1k-3 Month IRA Share Certificate
0.20%$1k-6 Month IRA Share Certificate

Chief Financial Credit Union Locations
Branch Office790 Joslyn AvePontiac, MI 48340-2918
Branch Office4080 Schaefer RdDearborn, MI 48126-3683
Corporate Office200 Diversion St Ste 200Rochester Hills, MI 48307-2207
Branch Office189 W Merrill StBirmingham, MI 48009-6065

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