Chief Financial Credit Union


Overview / Commentary
248-253-7900
200 Diversion St Ste 200
Rochester Hills, MI 48307

Chief Financial Credit Union is headquartered in Rochester Hills and is the 75th largest credit union in the state of Michigan. It is also the 1,265th largest credit union in the nation. It was established in 1941 and as of June of 2020, it had grown to 38 employees and 26,243 members at 3 locations. Chief Financial Credit Union has an A health rating.

Chief Financial Credit Union

Posted by: |

Dena at Chief Financial Credit Union is the best. I had a problem where I did a remote deposit incorrectly and Dena stated because this was the first time she was waiving the normal fee to correct.

I have had great results with this Credit Union. I continue getting my 5% each month by following their requirements.

I highly recommend this bank and especially Dena. She goes the extra mile!!

Richard

Fantastic Experience

Posted by: |

I joined Chief Financial while looking for a credit union with great benefits. Discovered a bonus of working with professional, pleasant and truly helpful people. Highly recommend!

Awesome Credit Union

I became a member searching online for a credit union in the area. They have hundreds of five star ratings on Google. You can see why. Great service, great rates, great technology. They're like family!

5% interest on checking account, can't be beat!!

Been A Member For Years

Posted by: |

I came across this site on a google search and wanted to talk a bit about my experience with Chief. I have been a member since 1997! I have never been hit with any nonsense fees, and even when my deposit did not arrive on time they were kind enough to refund a NSF fee for me when I explained the situation to them. I have had many auto and signature loans through them and I would not think of going anywhere else with the service that I get every time I walk into the door. My checking account even pays me back as long as I meet some easy qualifications! I have never had anyone be rude to me when I have done any of my banking needs, and I tell all of my friends and family that they should use Chief Financial too!

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chief Financial Credit Union has a negative return on assets.

Health Grade Components

Overall
NCUA #4271
Year Chartered1941
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD-2.44%
Return on Equity - YTD-19.5%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$171.2MM$155.6MM
LoansQ2 2020vs Q2 2019$117.9MM$124.9MM
DepositsQ2 2020vs Q2 2019$147.6MM$129.8MM
Equity CapitalQ2 2020vs Q2 2019$20.9MM$22.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.2MM$1.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.4MM$596.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Chief Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chief Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$5-Kids Club Account
1.00%*-$50kFree Kasasa Saver
OTHER TIERS: 0.39% $50k+
0.31%$100-Traditional IRA Savings
0.31%$100-Roth IRA Savings
0.31%$100-Coverdell IRA Savings
0.05%--Regular Savings Account

Chief Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*$200kMoney Market Account
OTHER TIERS: 0.20% $2.5k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k

Chief Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$5kFree Kasasa Cash Checking
OTHER TIERS: 0.39% $5k+

Chief Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month Share Certificate
0.50%$1k-48 Month Share Certificate
0.40%$1k-30 Month Share Certificate
0.40%$1k-36 Month Share Certificate
0.40%$1k-39 Month Share Certificate
0.30%$1k-24 Month Share Certificate
0.20%$1k-18 Month Share Certificate
0.15%$1k-12 Month Share Certificate
0.05%$1k-3 Month Share Certificate
0.05%$1k-6 Month Share Certificate

Chief Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month IRA Share Certificate
0.50%$1k-48 Month IRA Share Certificate
0.40%$1k-30 Month IRA Share Certificate
0.40%$1k-36 Month IRA Share Certificate
0.40%$1k-39 Month IRA Share Certificate
0.30%$1k-24 Month IRA Share Certificate
0.20%$1k-18 Month IRA Share Certificate
0.15%$1k-12 Month IRA Share Certificate
0.05%$1k-3 Month IRA Share Certificate
0.05%$1k-6 Month IRA Share Certificate
Locations


Chief Financial Credit Union Locations
Branch Office790 Joslyn AvePontiac, MI 48340-2918
Branch Office4080 Schaefer RdDearborn, MI 48126-3683
Corporate Office200 Diversion St Ste 200Rochester Hills, MI 48307-2207

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