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  2. Chiphone Federal Credit Union

Chiphone Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.10%1-year CD12 Month Share Certificate
1.35% - Ally Bank High Yield 12-Month CDAdvertisement
0.10%SavingsShare Account
1.05% - Barclays Online Savings AccountAdvertisement
View all Chiphone Federal Credit Union rates »

Overview / Commentary
www.chiphone.org
574-294-3606
710 N WILDWOOD AVE
ELKHART, IN 46514-1876

Chiphone Federal Credit Union is headquartered in ELKHART and is the 39th largest credit union in the state of Indiana. It is also the 1,705th largest credit union in the nation. It was established in 1947 and as of December of 2016, it had grown to 38 employees and 11,358 members at 7 locations. Chiphone Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open only to members and employees of the select employment group.
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Health
B+

Data as of Q4 2016

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chiphone Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5422
Year Chartered1947
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD0.9%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$88.5MM$86.1MM
LoansQ4 2016vs Q4 2015$38.8MM$40.6MM
DepositsQ4 2016vs Q4 2015$73.7MM$73.2MM
Equity CapitalQ4 2016vs Q4 2015$12.4MM$12.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$278.00K$178.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$733.00K$521.00K
Real Estate OwnedQ4 2016vs Q4 2015$17.00K$48.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chiphone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Share Account
0.10%$500-IRA Club Account

Chiphone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$80k*-Money Market Draft Account
OTHER TIERS: 0.05% → $2,500 - $30k | 0.10% → $30k - $80k

Chiphone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month Share Certificate
0.50%$500-72 Month Share Certificate
0.40%$500-48 Month Share Certificate
0.25%$500-36 Month Share Certificate
0.15%$500-24 Month Share Certificate
0.10%$500-12 Month Share Certificate
0.10%$500-18 Month Share Certificate
0.05%$500-6 Month Share Certificate

Chiphone Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month IRA Share Certificate
0.50%$500-72 Month IRA Share Certificate
0.40%$500-48 Month IRA Share Certificate
0.25%$500-36 Month IRA Share Certificate
0.15%$500-24 Month IRA Share Certificate
0.10%$500-12 Month IRA Share Certificate
0.10%$500-18 Month IRA Share Certificate
0.05%$500-6 Month IRA Share Certificate
Locations


Chiphone Federal Credit Union Locations
Branch Office17 W 73RD AVEMERRILLVILLE, IN 46410
Branch Office403 CRYSTAL VALLEY DRMIDDLEBURY, IN 46540-9588
Branch Office250 N Miriam StNAPPANEE, IN 46550-2216
Branch Office1655 W BEARDSLEY AVEELKHART, IN 46514-1825
Branch Office710 N WILDWOOD AVEELKHART, IN 46514-1876
Branch Office619 County Road 6 EELKHART, IN 46514-5570
Branch Office661 County Road 17ELKHART, IN 46516-9568