Featured Savings Rates
Featured Accounts

Chiphone Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%5-year CD60 Month Share Certificate
0.10%1-year CD12 Month Share Certificate
0.10%SavingsShare Account

Overview / Commentary
574-294-3606
710 N WILDWOOD AVE
ELKHART, IN 46514-1876

Chiphone Federal Credit Union is headquartered in ELKHART and is the 39th largest credit union in the state of Indiana. It is also the 1,684th largest credit union in the nation. It was established in 1947 and as of September of 2016, it had grown to 37 employees and 11,660 members at 7 locations. Chiphone Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open only to members and employees of the select employment group.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chiphone Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5422
Year Chartered1947
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$89.8MM$83.7MM
LoansQ3 2016vs Q3 2015$39.3MM$40.6MM
DepositsQ3 2016vs Q3 2015$75.4MM$70.5MM
Equity CapitalQ3 2016vs Q3 2015$12.4MM$12.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$249.00K$109.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$562.00K$335.00K
Real Estate OwnedQ3 2016vs Q3 2015$48.00K$48.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Chiphone Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chiphone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Share Account
0.10%$500-IRA Club Account

Chiphone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$80k*-Money Market Draft Account
OTHER TIERS: 0.05% $2,500 - $30k | 0.10% $30k - $80k

Chiphone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month Share Certificate
0.50%$500-72 Month Share Certificate
0.40%$500-48 Month Share Certificate
0.25%$500-36 Month Share Certificate
0.15%$500-24 Month Share Certificate
0.10%$500-12 Month Share Certificate
0.10%$500-18 Month Share Certificate
0.05%$500-6 Month Share Certificate

Chiphone Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month IRA Share Certificate
0.50%$500-72 Month IRA Share Certificate
0.40%$500-48 Month IRA Share Certificate
0.25%$500-36 Month IRA Share Certificate
0.15%$500-24 Month IRA Share Certificate
0.10%$500-12 Month IRA Share Certificate
0.10%$500-18 Month IRA Share Certificate
0.05%$500-6 Month IRA Share Certificate
Locations


Chiphone Federal Credit Union Locations
Branch Office17 W 73RD AVEMERRILLVILLE, IN 46410
Branch Office403 CRYSTAL VALLEY DRMIDDLEBURY, IN 46540-9588
Branch Office250 N Miriam StNAPPANEE, IN 46550-2216
Branch Office1655 W BEARDSLEY AVEELKHART, IN 46514-1825
Branch Office710 N WILDWOOD AVEELKHART, IN 46514-1876
Branch Office619 County Road 6 EELKHART, IN 46514-5570
Branch Office661 County Road 17ELKHART, IN 46516-9568