Chivaho Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

chivaho.com

740-775-3381

190 North Bridge St
Chillicothe, OH 45601

Chivaho Federal Credit Union is headquartered in Chillicothe and is the 122^nd largest credit union in the state of Ohio. It is also the 2,717^th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 6 employees and 2,327 members at 2 locations. Chivaho Federal Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Chivaho Federal Credit Union is open to businesses or other legal entities and anyone who lives, works, worships, or attends school in Ross County, Ohio. Immediate family and organizations of current credit union members are also eligible.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Chivaho Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	5741
Year Chartered	1948
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	5.73%
Annual Interest Income	$340K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$36.6MM$34.3MM
Loans	Q1 2025vs Q1 2024	$15.3MM$15.5MM
Deposits	Q1 2025vs Q1 2024	$31.6MM$29.6MM
Equity Capital	Q1 2025vs Q1 2024	$4.8MM$4.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$56K$78K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$57K$60K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Chivaho Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chivaho Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$0	$1k	Early Bird Savings Club
OTHER TIERS: 0.10% → $1k+
0.30%	$50	-	Business Share
0.10%	$50	-	Share Account

Chivaho Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$100k^*	-	Diamond Share Money Market
OTHER TIERS: 1.50% → $1k - $10k \| 1.60% → $10k - $50k \| 1.85% → $50k - $100k

Chivaho Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	4 Month CD Special
3.95%	$500	-	6 Month CD
3.68%	$500	-	12 Month CD
3.55%	$500	-	18 Month CD
3.55%	$5	$1k	Early Bird Savings Club CD
3.37%	$500	-	24 Month CD
3.31%	$500	-	30 Month CD
3.24%	$500	-	48 Month CD
3.23%	$500	-	60 Month CD

Chivaho Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	Traditional IRA Share
0.50%	$0	-	Roth IRA Share

Locations

Chivaho Federal Credit Union Locations
Branch Office	17273 State Route 104	Chillicothe, OH 45601-9718
Corporate Office	190 N Bridge St	Chillicothe, OH 45601-2620

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