Chocolate Bayou Community Federal Credit Union

Overview / Commentary
1301 Highway 35 Byp N
Alvin, TX 77511-2681

Chocolate Bayou Community Federal Credit Union is headquartered in Alvin and is the 117th largest credit union in the state of Texas. It is also the 1,447th largest credit union in the nation. It was established in 1962 and as of June of 2019, it had grown to 35 employees and 13,378 members at 4 locations. Chocolate Bayou Community Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Brazoria County in Texas or to those who have eligible family members
See current membership details


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Health Grade Components

NCUA #15143
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD11.9%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$122.7MM$124.7MM
LoansQ2 2019vs Q2 2018$57.8MM$60.7MM
DepositsQ2 2019vs Q2 2018$112.3MM$114.1MM
Equity CapitalQ2 2019vs Q2 2018$9.9MM$10.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$421.00K$369.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$124.00K$192.00K
Real Estate OwnedQ2 2019vs Q2 2018$83.00K$83.00K
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Always verify rates and promotions with the bank or credit union. We are not Chocolate Bayou Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Chocolate Bayou Community Federal Credit Union Savings Account Rates

0.05%$50-Primary Savings
0.05%$50-Christmas Club Savings
0.05%$50-IRA Savings
0.05%$50-Secondary Savings
0.05%$50-Mudbug Kids’ Savings Club
0.05%$50-Vacation Savings

Chocolate Bayou Community Federal Credit Union Money Market Rates

0.05%$50-Money Market (EMMA)

Chocolate Bayou Community Federal Credit Union Checking Account Rates

0.05%$50-Premium Checking
0.05%$50-Student Checking
0.05%$50-Business Checking

Chocolate Bayou Community Federal Credit Union CD Rates

1.56%$1k-60 Month CD
1.46%$1k-48 Month CD
1.36%$1k-36 Month CD
1.31%$1k-30 Month CD
1.26%*$100k*-12 Month CD
OTHER TIERS: 1.16% $1k - $100k
1.26%$1k-24 Month CD
1.21%$1k-18 Month CD
0.75%$1k-6 Month CD
0.45%$1k-3 Month CD

Chocolate Bayou Community Federal Credit Union IRA Rates

1.56%$1k-48 Month IRA
1.56%$1k-48 Month KEOGH Certificates
1.46%$1k-36 Month IRA
1.46%$1k-36 Month KEOGH Certificates
1.36%$1k-30 Month IRA
1.36%$1k-30 Month KEOGH Certificates
1.31%$1k-24 Month IRA
1.31%$1k-24 Month KEOGH Certificates
1.26%$1k-18 Month IRA
1.26%$1k-60 Month IRA
1.26%$1k-18 Month KEOGH Certificates
1.26%$1k-60 Month KEOGH Certificates
1.21%*$100k*-12 Month IRA
OTHER TIERS: 1.16% $1k - $100k
1.21%*$100k*-12 Month KEOGH Certificates
OTHER TIERS: 1.16% $1k - $100k
0.75%$1k-6 Month IRA
0.75%$1k-6 Month KEOGH Certificates
0.45%$1k-3 Month IRA
0.45%$1k-3 Month KEOGH Certificates

Chocolate Bayou Community Federal Credit Union Locations
Branch Office802 S Johnson StAlvin, TX 77511-3300
Branch Office1301 Highway 35 Byp NAlvin, TX 77511-2681
Branch Office19601 Highway 6Manvel, TX 77578
Branch Office10618 Crossroads Plaza DrPearland, TX 77584-4508

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