First Choice Bank (MS)

Overview / Commentary
19 South Main Street
Pontotoc, MS 38863

First Choice Bank (MS) is headquartered in Pontotoc and is the 32nd largest bank in the state of Mississippi. It is also the 2,019th largest bank in the nation. It was established in 1900 and as of June of 2022, it had grown to 85 employees at 5 locations. First Choice Bank (MS) has an A health rating.


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Health Grade Components

FDIC Certificate #5006
Year Established1900
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.88%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$409.0MM$387.8MM
LoansQ2 2022vs Q2 2021$237.3MM$214.5MM
DepositsQ2 2022vs Q2 2021$370.1MM$338.6MM
Equity CapitalQ2 2022vs Q2 2021$36.7MM$44.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.8MM$2.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$395.00K$678.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for First Choice Bank (MS) are currently being reviewed.


First Choice Bank (MS) Locations
The First National Bank Of Pontotoc19 S Main StPontotoc, MS 38863
First National Bank Ecru Branch7670 Hwy 15 NorthEcru, MS 38841
West Pontotoc BranchHighway 15 NorthPontotoc, MS 38863
Houlka Branch301 West Front StreetHoulka, MS 38850
Tupelo Branch3850 North Gloster St.Tupelo, MS 38804

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