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First Choice Bank (MS)


Overview / Commentary
www.firstchoice.bank
662-489-1631
19 South Main Street
Pontotoc, MS 38863

First Choice Bank (MS) is headquartered in Pontotoc and is the 32nd largest bank in the state of Mississippi. It is also the 2,019th largest bank in the nation. It was established in 1900 and as of June of 2022, it had grown to 85 employees at 5 locations. First Choice Bank (MS)'s CD rates are 67% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5006
Year Established1900
Employees85
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.88%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$409.0MM$387.8MM
LoansQ2 2022vs Q2 2021$237.3MM$214.5MM
DepositsQ2 2022vs Q2 2021$370.1MM$338.6MM
Equity CapitalQ2 2022vs Q2 2021$36.7MM$44.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.8MM$2.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$395.00K$678.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Bank (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Bank (MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$50-Convenience IRA
0.25%$100-Regular Savings
0.25%$25-Kids Club Savings
0.25%--Christmas Club Savings

First Choice Bank (MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*-$30kKasasa Cash
OTHER TIERS: 0.10% → $30k+
0.30%$1k-Perks Platinum Checking

First Choice Bank (MS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-60 Month CD
2.45%$1k-48 Month CD
2.25%$1k-36 Month CD
2.10%$1k-24 Month CD
1.50%$1k-12 Month CD
1.50%$1k-18 Month CD
1.25%$1k-182 Day CD
0.75%$1k-90 Day CD
0.30%$1k-30 Day CD

First Choice Bank (MS) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$1k-60 Month IRA
2.20%$1k-48 Month IRA
2.15%$1k-36 Month IRA
2.10%$1k-24 Month IRA
2.00%$1k-12 Month IRA
Locations


First Choice Bank (MS) Locations
The First National Bank Of Pontotoc19 S Main StPontotoc, MS 38863
First National Bank Ecru Branch7670 Hwy 15 NorthEcru, MS 38841
West Pontotoc BranchHighway 15 NorthPontotoc, MS 38863
Houlka Branch301 West Front StreetHoulka, MS 38850
Tupelo Branch3850 North Gloster St.Tupelo, MS 38804

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