First Choice Bank (MS)

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LOCATIONS

60 Month IRA (Traditional, Roth)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.95%	Reward Checking	Kasasa Cash 1.83% - National Average
1.10%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

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Overview / Commentary

www.firstchoice.bank

866-489-3627

19 South Main Street
Pontotoc, MS 38863

First Choice Bank (MS) is headquartered in Pontotoc and is the 38^th largest bank in the state of Mississippi. It is also the 2,295^th largest bank in the nation. It was established in 1900 and as of March of 2017, it had grown to 68 employees at 3 locations. First Choice Bank (MS) has an A health rating.

Overall
FDIC Certificate #	5006
Year Established	1900
Employees	68
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	6.5%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$285.6MM$282.4MM
Loans	Q1 2017vs Q1 2016	$153.3MM$126.7MM
Deposits	Q1 2017vs Q1 2016	$246.8MM$243.3MM
Equity Capital	Q1 2017vs Q1 2016	$36.4MM$36.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.5MM$1.3MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.1MM$1.0MM
Real Estate Owned	Q1 2017vs Q1 2016	$652.00K$893.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Bank (MS) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$50	-	Convenience IRA
0.25%	$50	-	Preferred IRA
0.20%	-	-	Christmas Club Savings
0.15%	$100	-	Regular Savings
0.15%	$25	-	Kids Club Savings

First Choice Bank (MS) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	1st Premier Money Market
OTHER TIERS: 0.15% → $10k - $50k \| 0.25% → $50k - $100k

First Choice Bank (MS) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	-	$30k	Kasasa Cash
OTHER TIERS: 0.20% → $30k+
0.10%	$1k	-	1st Choice 62
0.10%	$500	-	1st Plus Checking
0.05%	-	-	First Fund

First Choice Bank (MS) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	60 Month CD
0.85%	$1k	-	48 Month CD
0.75%	$1k	-	36 Month CD
0.60%	$1k	-	24 Month CD
0.60%	$1k	-	30 Month CD
0.50%	$1k	-	18 Month CD
0.40%	$1k	-	12 Month CD
0.25%	$1k	-	182 Day CD
0.10%	$1k	-	30 Day CD
0.10%	$1k	-	90 Day CD
0.05%	$1k	-	7 Day CD

First Choice Bank (MS) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	60 Month IRA
1.00%	$1k	-	48 Month IRA
0.85%	$1k	-	36 Month IRA
0.70%	$1k	-	24 Month IRA
0.70%	$1k	-	30 Month IRA
0.50%	$1k	-	18 Month IRA
0.40%	$1k	-	12 Month IRA
0.25%	$1k	-	6 Month IRA

Locations

First Choice Bank (MS) Locations
The First National Bank Of Pontotoc	19 South Main Street	Pontotoc, MS 38863
First National Bank Ecru Branch	7670 Hwy 15 North	Ecru, MS 38841
West Pontotoc Branch	Highway 15 North	Pontotoc, MS 38863