First Choice Bank (MS) is headquartered in Pontotoc and is the 32nd largest bank in the state of Mississippi. It is also the 2,092nd largest bank in the nation. It was established in 1900 and as of December of 2020, it had grown to 73 employees at 3 locations. First Choice Bank (MS) has an A+ health rating.
Overall | |
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FDIC Certificate # | 5006 |
Year Established | 1900 |
Employees | 73 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.1% |
Return on Equity - YTD | 8.74% |
Annual Interest Income | $14.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $364.0MM$309.0MM |
Loans | Q4 2020vs Q4 2019 | $200.8MM$195.6MM |
Deposits | Q4 2020vs Q4 2019 | $317.6MM$266.2MM |
Equity Capital | Q4 2020vs Q4 2019 | $44.0MM$40.2MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.4MM$2.0MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $571.00K$708.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$20.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $50 | - | Convenience IRA | |
0.25% | - | - | Christmas Club Savings | |
0.10% | $100 | - | Regular Savings | |
0.10% | $25 | - | Kids Club Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.80%* | - | $30k | Kasasa Cash | ||
OTHER TIERS: 0.10% → $30k+ | |||||
0.15% | $1k | - | 1st Choice 62 |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.60% | $1k | - | 48 Month IRA | |
0.60% | $1k | - | 60 Month IRA | |
0.55% | $1k | - | 36 Month IRA | |
0.50% | $1k | - | 24 Month IRA | |
0.40% | $1k | - | 12 Month IRA |
First Choice Bank (MS) Locations | ||
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The First National Bank Of Pontotoc | 19 South Main Street | Pontotoc, MS 38863 |
First National Bank Ecru Branch | 7670 Hwy 15 North | Ecru, MS 38841 |
West Pontotoc Branch | Highway 15 North | Pontotoc, MS 38863 |