2. First Choice Bank (MS)

First Choice Bank (MS)


Overview / Commentary
www.firstchoice.bank
662-489-1631
19 South Main Street
Pontotoc, MS 38863

First Choice Bank (MS) is headquartered in Pontotoc and is the 34th largest bank in the state of Mississippi. It is also the 2,210th largest bank in the nation. It was established in 1900 and as of December of 2018, it had grown to 74 employees at 3 locations. First Choice Bank (MS)'s CD rates are 11% higher than the national average, and it has an A health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5006
Year Established1900
Employees74
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.42%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$296.1MM$291.6MM
LoansQ4 2018vs Q4 2017$186.5MM$173.5MM
DepositsQ4 2018vs Q4 2017$256.5MM$253.0MM
Equity CapitalQ4 2018vs Q4 2017$37.0MM$36.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.7MM$1.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$886.00K$1.1MM
Real Estate OwnedQ4 2018vs Q4 2017$305.00K$305.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Choice Bank (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Bank (MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$50-Convenience IRA
0.35%$50-Preferred IRA
0.25%--Christmas Club Savings
0.20%$100-Regular Savings
0.20%$25-Kids Club Savings

First Choice Bank (MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$30kKasasa Cash
OTHER TIERS: 0.20% → $30k+
0.20%$500-1st Plus Checking
0.15%$1k-1st Choice 62

First Choice Bank (MS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-60 Month CD
1.75%$1k-48 Month CD
1.50%$1k-36 Month CD
1.30%$1k-24 Month CD
1.00%$1k-12 Month CD
1.00%$1k-18 Month CD
0.50%$1k-182 Day CD
0.20%$1k-90 Day CD
0.10%$1k-30 Day CD

First Choice Bank (MS) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-60 Month IRA
2.50%$1k-48 Month IRA
2.25%$1k-36 Month IRA
2.05%$1k-24 Month IRA
2.00%$1k-12 Month IRA
Locations


First Choice Bank (MS) Locations
The First National Bank Of Pontotoc19 South Main StreetPontotoc, MS 38863
First National Bank Ecru Branch7670 Hwy 15 NorthEcru, MS 38841
West Pontotoc BranchHighway 15 NorthPontotoc, MS 38863

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.