Featured Savings Rates
Featured Accounts

First Choice Financial Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD5 Year Share Certificate
0.50%1-year CD1 Year Share Certificate
0.05%SavingsSpecial Savings

Overview / Commentary
518-725-3191
355 Hales Mills Rd
Gloversville, NY 12078-5703

First Choice Financial Federal Credit Union is headquartered in Gloversville and is the 80th largest credit union in the state of New York. It is also the 1,619th largest credit union in the nation. It was established in 1972 and as of September of 2016, it had grown to 24 employees and 12,788 members at 2 locations. First Choice Financial Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membeship is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Fulton County, New York; Montgomery County, New York; or the Towns of Arietta, Benson, Hope, Wells, Lake Pleasant, Speculator or Indian Lake in Hamilton County, New York.
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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21012
Year Chartered1972
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD6.62%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$94.9MM$89.0MM
LoansQ3 2016vs Q3 2015$46.2MM$44.2MM
DepositsQ3 2016vs Q3 2015$83.0MM$78.1MM
Equity CapitalQ3 2016vs Q3 2015$11.7MM$10.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$269.00K$298.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$716.00K$321.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Savings
0.05%--Special Savings
0.05%--Christmas Club
0.05%--IRA Share Account

First Choice Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k

First Choice Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-5 Year Share Certificate
1.26%$500-4 Year Share Certificate
0.90%$500-3 Year Share Certificate
0.65%$500-2 Year Share Certificate
0.50%$500-1 Year Share Certificate
0.15%$500-6 Month Share Certificate

First Choice Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-5 Year IRA Certificate
1.26%$500-4 Year IRA Certificate
0.90%$500-3 Year IRA Certificate
0.65%$500-2 Year IRA Certificate
0.50%$500-1 Year IRA Certificate
Locations


First Choice Financial Federal Credit Union Locations
Branch Office355 Hales Mills RdGloversville, NY 12078-5703
Branch Office329 S Kingsboro AveGloversville, NY 12078