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First Choice Financial Federal Credit Union


Overview / Commentary
www.fcfinancialcu.org
518-725-3191
355 Hales Mills Rd
Gloversville, NY 12078-5703

First Choice Financial Federal Credit Union is headquartered in Gloversville and is the 69th largest credit union in the state of New York. It is also the 1,531st largest credit union in the nation. It was established in 1972 and as of September of 2019, it had grown to 30 employees and 13,103 members at 3 locations. First Choice Financial Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First Choice Financial Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the New York counties of Fulton or Montgomery, or the towns of Arietta, Benson, Hope, Indian Lake, Lake Pleasant, Speculator, or Wells in Hamilton County, New York.
See current membership details

Related Posts

1-Year CD, 2.79% APY - 7/10/2019

1-year CD, 2.79% APY, $500 minimum deposit. Available to residents of Fulton, Hamilton, and Montgomery Counties, New York.

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Health
A

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #21012
Year Chartered1972
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.41%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$113.3MM$105.3MM
LoansQ3 2019vs Q3 2018$61.3MM$53.5MM
DepositsQ3 2019vs Q3 2018$99.0MM$92.6MM
Equity CapitalQ3 2019vs Q3 2018$13.9MM$12.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$609.00K$414.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.1MM$749.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$5-Regular Savings
0.11%$5-Special Savings
0.11%$5-Christmas Club
0.11%$5-IRA Share Account

First Choice Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market
OTHER TIERS: 0.30% → Up to $5k | 0.35% → $5k - $25k

First Choice Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%$500-5 Year Share Certificate
2.43%$500-4 Year Share Certificate
2.38%$500-3 Year Share Certificate
2.28%$500-2 Year Share Certificate
2.02%$500-1 Year Share Certificate
1.11%$500-6 Month Share Certificate

First Choice Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%$500-5 Year IRA Certificate
2.43%$500-4 Year IRA Certificate
2.38%$500-3 Year IRA Certificate
2.28%$500-2 Year IRA Certificate
2.02%$500-1 Year IRA Certificate
Locations


First Choice Financial Federal Credit Union Locations
Branch Office355 Hales Mills Rd ExtGloversville, NY 12078-5703
Branch Office329 S Kingsboro AveGloversville, NY 12078
Branch Office3677 State Highway 30Broadalbin, NY 12025-2601

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