First Choice Financial Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 5-year CD | |
| 1.11% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.00% - Ally Bank Online Savings Account |
First Choice Financial Federal Credit Union is headquartered in Gloversville and is the 73rd largest credit union in the state of New York. It is also the 1,567th largest credit union in the nation. It was established in 1972 and as of September of 2018, it had grown to 24 employees and 12,814 members at 3 locations. First Choice Financial Federal Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membeship is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Fulton County, New York; Montgomery County, New York; or the Towns of Arietta, Benson, Hope, Wells, Lake Pleasant, Speculator or Indian Lake in Hamilton County, New York.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 21012 |
| Year Chartered | 1972 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.34% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $105.3MM$100.8MM |
| Loans | Q3 2018vs Q3 2017 | $53.5MM$49.6MM |
| Deposits | Q3 2018vs Q3 2017 | $92.6MM$88.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $12.4MM$12.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $414.00K$296.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $749.00K$596.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Choice Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Choice Financial Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $5 | - | Regular Savings | |
| 0.05% | $5 | - | Special Savings | |
| 0.05% | $5 | - | Christmas Club | |
| 0.05% | $5 | - | IRA Share Account |
First Choice Financial Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $25k | |||||
First Choice Financial Federal Credit Union CD Rates
First Choice Financial Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 5 Year IRA Certificate | |
| 1.92% | $500 | - | 4 Year IRA Certificate | |
| 1.71% | $500 | - | 3 Year IRA Certificate | |
| 1.41% | $500 | - | 2 Year IRA Certificate | |
| 1.11% | $500 | - | 1 Year IRA Certificate |
| First Choice Financial Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 355 Hales Mills Rd Ext | Gloversville, NY 12078-5703 |
| Branch Office | 329 S Kingsboro Ave | Gloversville, NY 12078 |
| Branch Office | 3677 State Highway 30 | Broadalbin, NY 12025-2601 |