Overview / Commentary
355 Hales Mills Rd
Gloversville, NY 12078-5703

First Choice Financial Federal Credit Union is headquartered in Gloversville and is the 73rd largest credit union in the state of New York. It is also the 1,572nd largest credit union in the nation. It was established in 1972 and as of December of 2018, it had grown to 23 employees and 12,844 members at 3 locations. First Choice Financial Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membeship is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Fulton County, New York; Montgomery County, New York; or the Towns of Arietta, Benson, Hope, Wells, Lake Pleasant, Speculator or Indian Lake in Hamilton County, New York.
See current membership details


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Health Grade Components

NCUA #21012
Year Chartered1972
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.4%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$105.2MM$100.7MM
LoansQ4 2018vs Q4 2017$54.5MM$50.8MM
DepositsQ4 2018vs Q4 2017$92.1MM$88.1MM
Equity CapitalQ4 2018vs Q4 2017$12.8MM$12.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$498.00K$315.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$818.00K$1.0MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0

Rates for First Choice Financial Federal Credit Union are currently being reviewed.


First Choice Financial Federal Credit Union Locations
Branch Office355 Hales Mills Rd ExtGloversville, NY 12078-5703
Branch Office329 S Kingsboro AveGloversville, NY 12078
Branch Office3677 State Highway 30Broadalbin, NY 12025-2601

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