Choice One Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.02% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.70% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.27% - National Average |
Choice One Community Federal Credit Union is headquartered in Plains Township and is the 66th largest credit union in the state of Pennsylvania. It is also the 1,675th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 28 employees and 12,645 members at 3 locations. Choice One Community Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school or have a business entity in Luzerne, Lackawanna or Wyoming Counties and to immediate family of current members.
See current membership details
Reliable Credit Union
I have been a member at Choice One FCU since I was 18. Overall customer service is great, they are willing to help with any issues you may have. They are reliable and make few mistakes. They service my area with three different locations so they are convenient as well.
Their mobile banking applications seems to be a little behind the curve. They do not offer automatic checking cashing services like many larger institutions. Overall there mobile applications are functionable though.
Their fee's are reasonable but not market leading. Their wire transfers are expensive.
Overall, they kept my business for years. They are a great institution for the basic banking services such as checking and savings account.
They are not extraordinary but they certainly serve their purpose.
Hazleton Pennsylvanias Choice One Credit Union Location
Up until recently I have always done my banking at a traditional bank. I wasn't quite sure what exactly a credit union was, or how it would benefit me in the long run. A very good friend of mine had recently started using this branch after marrying her husband who was actively serving in the United States Army. One day while out for lunch with her, she told me that she needed to cash a check at the bank and asked if I would mind going along on the ride with her after we had eaten. I was already in the car, so I agreed and we were on our way. Once I realized that she too in fact had been using the credit union for her own personal banking, I asked for her genuine opinion on the establishment and whether or not she thought it would be worth my while as well. After hearing her thoughts and learning a little bit more about the way the credit union worked, I decided to open an account that very day and give it a shot myself, and I honestly do not know why I waited so long it the first place! Take my advice, if you want easier and more efficient banking, give this place a chance. Go in and ask for some information about the way their accounts work and I can almost guarantee you will be pleased! Oh and ask for a woman named Kim, she was wonderful!!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4240 |
| Year Chartered | 1941 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.39% |
| Return on Equity - YTD | -4.65% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $93.4MM$98.1MM |
| Loans | Q4 2018vs Q4 2017 | $78.0MM$76.4MM |
| Deposits | Q4 2018vs Q4 2017 | $85.4MM$89.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.8MM$8.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $297.00K$238.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$1.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$296.00K |
Always verify rates and promotions with the bank or credit union. We are not Choice One Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Choice One Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Account | |
| 0.05% | $100 | - | Share Savings Account | |
| 0.05% | - | - | Christmas Club Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | All Purpose Accounts |
Choice One Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.15% → $2k - $50k | 0.20% → $50k - $100k | |||||
Choice One Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60-Month Share Certificate | |
| 1.71% | $500 | - | 48-Month Share Certificate | |
| 1.41% | $500 | - | 36-Month Share Certificate | |
| 1.11% | $500 | - | 24-Month Share Certificate | |
| 0.70% | $500 | - | 12-Month Share Certificate | |
| 0.50% | $500 | - | 6-Month Share Certificate |
Choice One Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60-Month IRA Share Certificate | |
| 1.71% | $500 | - | 48-Month IRA Share Certificate | |
| 1.41% | $500 | - | 36-Month IRA Share Certificate | |
| 1.11% | $500 | - | 24-Month IRA Share Certificate | |
| 0.70% | $500 | - | 12-Month IRA Share Certificate | |
| 0.50% | $500 | - | 6-Month IRA Share Certificate |
| Choice One Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 983 N Sherman Ct | Hazleton, PA 18201-1879 |
| Branch Office | 101 Hazle St | Wilkes Barre, PA 18702-4305 |
| Branch Office | 501 E Main St | Plains Township, PA 18702 |