Choice One Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.81%	5-year CD	60-Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.55%	1-year CD	12-Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	All Purpose Accounts 1.00% - Ally Bank Online Savings Account

View all Choice One Community Federal Credit Union rates »

Overview / Commentary

www.choiceone.org

800-610-2788

101 Hazle St
Wilkes Barre, PA 18702-4305

Choice One Community Federal Credit Union is headquartered in Wilkes Barre and is the 66^th largest credit union in the state of Pennsylvania. It is also the 1,666^th largest credit union in the nation. It was established in 1941 and as of June of 2016, it had grown to 27 employees and 12,447 members at 2 locations. Choice One Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or have a business entity in Luzerne, Lackawanna or Wyoming Counties and to immediate family of current members.
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Health

C+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Choice One Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	4240
Year Chartered	1941
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.24%
Return on Equity - YTD	2.82%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$90.3MM$89.6MM
Loans	Q2 2016vs Q2 2015	$62.9MM$52.7MM
Deposits	Q2 2016vs Q2 2015	$82.3MM$81.8MM
Equity Capital	Q2 2016vs Q2 2015	$7.7MM$7.5MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$245.00K$206.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$1.1MM$769.00K
Real Estate Owned	Q2 2016vs Q2 2015	$91.00K$65.00K

Rates

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Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Choice One Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Account
0.05%	$100	-	Share Savings Account
0.05%	-	-	Christmas Club Account
0.05%	-	-	Vacation Club Account
0.05%	-	-	All Purpose Accounts

Choice One Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.15% → $2k - $50k \| 0.20% → $50k - $100k

Choice One Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.81%	$500	-	60-Month Share Certificate
1.56%	$500	-	48-Month Share Certificate
1.16%	$500	-	36-Month Share Certificate
0.80%	$500	-	24-Month Share Certificate
0.55%	$500	-	12-Month Share Certificate
0.35%	$500	-	6-Month Share Certificate

Choice One Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.81%	$500	-	60-Month IRA Share Certificate
1.56%	$500	-	48-Month IRA Share Certificate
1.16%	$500	-	36-Month IRA Share Certificate
0.80%	$500	-	24-Month IRA Share Certificate
0.55%	$500	-	12-Month IRA Share Certificate
0.35%	$500	-	6-Month IRA Share Certificate

Locations

Choice One Community Federal Credit Union Locations
Branch Office	983 N Sherman Ct	Hazleton, PA 18201-1879
Branch Office	101 Hazle St	Wilkes Barre, PA 18702-4305