Overview / Commentary
Christian Financial Credit Union is headquartered in Sterling Heights and is the 27th largest credit union in the state of Michigan. It is also the 484th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 172 employees and 55,447 members at 11 locations. Christian Financial Credit Union has an A health rating.
Field of Membership Restrictions
Christian Financial Credit Union is open to individuals who live, work, worship, or attend school in the Michigan counties of Macomb, Oakland, St.Clair or Wayne. Members/employees of more than 120 Detroit area churches and 40 businesses also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63805 |
| Year Chartered | 1967 |
| Employees | 172 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 5.08% |
| Annual Interest Income | $10MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $924MM$856MM |
| Loans | Q1 2025vs Q1 2024 | $674.5MM$591.8MM |
| Deposits | Q1 2025vs Q1 2024 | $807.2MM$746.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $92.2MM$85.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.9MM$4.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.2MM$1.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$137K |
