Christiansted Federal Credit Union
Overview / Commentary
Christiansted Federal Credit Union is headquartered in CHRISTIANSTED and is the 2nd largest credit union in the state of VI. It is also the 3,223rd largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 5 employees and 3,189 members at 1 location. Christiansted Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who work or live in the Christiansted District.
See current membership details
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Christiansted Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7989 |
| Year Chartered | 1952 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 3.44% |
| Annual Interest Income | $160.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $23.2MM$21.5MM |
| Loans | Q1 2018vs Q1 2017 | $4.9MM$6.4MM |
| Deposits | Q1 2018vs Q1 2017 | $18.7MM$17.1MM |
| Equity Capital | Q1 2018vs Q1 2017 | $4.5MM$4.4MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $155.00K$169.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $44.00K$78.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
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Christiansted Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Share Account | |
| 0.25% | - | - | Christmas Club |
Christiansted Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | 1 Year Share Certificate |
Locations
| Christiansted Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1156 KING ST | CHRISTIANSTED, VI 00820-4908 |