CIBC Bank USA


Overview / Commentary
312-564-2000
120 South LaSalle Street
Chicago, IL 60603

CIBC Bank USA is headquartered in Chicago and is the 3rd largest bank in the state of Illinois. It is also the 57th largest bank in the nation. It was established in 1991 and as of June of 2020, it had grown to 1,638 employees at 26 locations. CIBC Bank USA's savings rates are 54% higher than the national average, and it boasts an A+ health rating.

Related Posts

CIBC Agility Savings Account Rate Cut: 1.05% To 0.90% APY - 8/17/2020

I’m afraid we lost another 1% savings account today. CIBC lowered its Agility Savings Account APY from 1.05% to 0.90%. Its rates have been competitive since it was launched just over two years ago. The APY reached a peak of 2.39% in December 2018, and this APY held for almost eight months.

Agility Savings Rate Drops To 1.05% APY - 7/20/2020

rate moves down .1% from 1.15% to 1.05% APY

Review of CIBC's Savings Accounts and CD Rates - 6/26/2020

CIBC offers the full spectrum of financial products, but this review will focus on its U.S. online deposits business, which provides online savings accounts and CDs.

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Reviews (1)

Been Fine So Far.

Posted by: |

I got this account early this year for a bonus on their Agility Savings account. They paid it right on time and I've kept the account because they've done a good job of keeping a top/competitive rate so far.

It was easy to set up. They've been helpful whenever I've had to call.

I think the daily limits I see online in comment sections are wrong.

Their app is severely limited. You can't do external transfers, no fingerprint sensor login, it doesn't even show the current savings rate. So for transfers, you have to use their website (it's OK, like something you may have used 5-10 years ago), and it always takes me 10 minutes to figure out how to login even from their site.



Health
A+

Health Grade Components

Overall
FDIC Certificate #33306
Year Established1991
Employees1638
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.03%
Annual Interest Income$579.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$38.78B$30.86B
LoansQ2 2020vs Q2 2019$25.50B$21.19B
DepositsQ2 2020vs Q2 2019$30.00B$22.40B
Equity CapitalQ2 2020vs Q2 2019$6.70B$6.04B
Loan Loss AllowanceQ2 2020vs Q2 2019$483.2MM$249.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$197.3MM$223.9MM
Real Estate OwnedQ2 2020vs Q2 2019$267.00K$657.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CIBC Bank USA Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1$1mCIBC Agility Savings - Online Only

CIBC Bank USA CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*$5m12 Month Agility CD - Online Only
OTHER TIERS: 0.50% $1k - $25k
0.50%*$25k*$5m9 Month Agility CD - Online Only
OTHER TIERS: 0.45% $1k - $25k
Locations

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