Cincinnati Federal

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CURRENT TOP RATE

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.73%	5-year CD	3.10% - Barclays 60 Month Online CD
2.02%	1-year CD	2.75% - Barclays 12 Month Online CD
0.05%	Savings	0.26% - National Average

View all Cincinnati Federal rates »

Overview / Commentary

www.cincinnatifederal.com

513-574-3025

6581 Harrison Avenue
Cincinnati, OH 45247

Cincinnati Federal is headquartered in Cincinnati and is the 83^rd largest bank in the state of Ohio. It is also the 2,918^th largest bank in the nation. It was established in 1922 and as of December of 2018, it had grown to 54 employees at 7 locations. Cincinnati Federal's savings rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

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2016

12/30 - 24Mo CD 1.52% APY

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Health

A+

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #	28346
Year Established	1922
Employees	54
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.37%
Annual Interest Income	$7.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$198.1MM$170.8MM
Loans	Q4 2018vs Q4 2017	$171.7MM$149.3MM
Deposits	Q4 2018vs Q4 2017	$144.5MM$116.6MM
Equity Capital	Q4 2018vs Q4 2017	$23.0MM$18.6MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$744.00K$153.00K
Real Estate Owned	Q4 2018vs Q4 2017	$102.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Federal Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.76%^*	$50k^*	-	e-Savings
OTHER TIERS: 0.02% → $200 - $1k \| 0.05% → $1k - $5k \| 0.10% → $5k - $50k
0.25%^*	$25k^*	-	Interest Plus IRA
OTHER TIERS: 0.10% → $200 - $2.5k \| 0.15% → $2.5k - $25k
0.15%^*	$25k^*	-	Interest Plus Statement Savings
OTHER TIERS: 0.05% → $2.5k - $25k
0.05%^*	$5k^*	-	Statement Savings
OTHER TIERS: 0.02% → $200 - $5k
0.01%	$25	-	Holiday Savings

Cincinnati Federal Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$25k^*	-	Direct Plus Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.20% → $10k - $25k
1.00%^*	$25k^*	-	Corporate Plus Checking
OTHER TIERS: 0.25% → $500 - $10k \| 0.50% → $10k - $25k
0.02%	-	-	50 Plus Checking

Cincinnati Federal CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.73%	$500	-	30 Month CD
2.73%	$500	-	48 Month CD
2.73%	$500	-	60-120 Month CD
2.73%	$500	-	36 Month CD
2.73%	$500	-	27 Month CD Special
2.52%	$500	-	24 Month CD
2.47%	$500	-	18 Month CD
2.27%	$500	-	15 Month CD
2.02%	$500	-	12 Month CD
1.51%	$500	-	9 Month CD
0.75%	$500	-	6 Month CD
0.25%	$500	-	3 Month CD

Cincinnati Federal IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.73%	$500	-	27 Month IRA
2.73%	$500	-	30 Month IRA
2.73%	$500	-	48 Month IRA
2.73%	$500	-	60-120 Month IRA
2.73%	$500	-	36 Month IRA
2.52%	$500	-	24 Month IRA
2.47%	$500	-	18 Month IRA
2.27%	$500	-	15 Month IRA
2.02%	$500	-	12 Month IRA
1.51%	$500	-	9 Month IRA
0.75%	$500	-	6 Month IRA
0.25%	-	-	18 Month Variable-Rate IRA

Locations

Cincinnati Federal Locations
6890 Dixie Highway Branch	6890 Dixie Highway	Florence, KY 41042
Covington Br	1050 Scott Street	Covington, KY 41011
1270 Nagel Road Branch	1270 Nagel Road	Cincinnati, OH 45255
Price Hill Branch	4310 Glenway Avenue	Cincinnati, OH 45205
Cincinnati Federal Savings and Loan Association	6581 Harrison Avenue	Cincinnati, OH 45247
7553 Bridgetown Road Branch	7553 Bridgetown Road	Cincinnati, OH 45248

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