Cincinnati Federal

Overview / Commentary
6581 Harrison Avenue
Cincinnati, OH 45247

Cincinnati Federal is headquartered in Cincinnati and is the 82nd largest bank in the state of Ohio. It is also the 2,750th largest bank in the nation. It was established in 1922 and as of March of 2022, it had grown to 76 employees at 6 locations. Cincinnati Federal has an A+ health rating.

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Health Grade Components

FDIC Certificate #28346
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.35%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$256.0MM$240.7MM
LoansQ1 2022vs Q1 2021$210.8MM$184.5MM
DepositsQ1 2022vs Q1 2021$215.8MM$163.3MM
Equity CapitalQ1 2022vs Q1 2021$37.3MM$36.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.7MM$1.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$55.00K$260.00K
Real Estate OwnedQ1 2022vs Q1 2021$7.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Federal Savings Account Rates

0.30%*$50k*-Premier Interest Savings
OTHER TIERS: 0.15% $2.5k - $50k
0.15%*$25k*- Interest Plus IRA
OTHER TIERS: 0.05% $200 - $2.5k | 0.10% $2.5k - $25k
0.02%$100-Simply Savings

Cincinnati Federal Checking Account Rates

0.20%*$1.5k*-Premier Interest Checking
OTHER TIERS: 0.02% Up to $1.5k
0.20%--Business Interest Checking
0.02%--Direct Interest Checking
0.02%--50 Plus Interest Checking
0.02%--Commercial Checking

Cincinnati Federal CD Rates

1.15%$500-18 Month CD
1.15%$500-24 Month CD
1.15%$500-30 Month CD
1.15%$500-48 Month CD
1.15%$500-60 Month CD
1.15%$500-36 Month CD
1.15%$500-120 Month CD
0.90%$500-12 Month CD
0.75%$500-9 Month CD
0.50%$500-6 Month CD

Cincinnati Federal IRA Rates

1.15%$500-18 Month IRA
1.15%$500-24 Month IRA
1.15%$500-30 Month IRA
1.15%$500-48 Month IRA
1.15%$500-60 Month IRA
1.15%$500-36 Month IRA
1.15%$500-120 Month IRA
0.90%$500-12 Month IRA
0.75%$500-9 Month IRA
0.50%$500-6 Month IRA
0.25%--18 Month Variable-Rate IRA

Cincinnati Federal Locations
1270 Nagel Road Branch1270 Nagel RoadCincinnati, OH 45255
Price Hill Branch4310 Glenway AvenueCincinnati, OH 45205
Cincinnati Federal Savings and Loan Association6581 Harrison AvenueCincinnati, OH 45247
7553 Bridgetown Road Branch7553 Bridgetown RoadCincinnati, OH 45248
6890 Dixie Highway Branch6890 Dixie HighwayFlorence, KY 41042
Covington Br1050 Scott StreetCovington, KY 41011

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