Cincinnati Federal

Overview / Commentary
6581 Harrison Avenue
Cincinnati, OH 45247

Cincinnati Federal is headquartered in Cincinnati and is the 86th largest bank in the state of Ohio. It is also the 2,800th largest bank in the nation. It was established in 1922 and as of September of 2021, it had grown to 80 employees at 6 locations. Cincinnati Federal has an A+ health rating.

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Health Grade Components

FDIC Certificate #28346
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD5.67%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$248.6MM$232.1MM
LoansQ3 2021vs Q3 2020$205.9MM$188.0MM
DepositsQ3 2021vs Q3 2020$192.9MM$155.5MM
Equity CapitalQ3 2021vs Q3 2020$36.3MM$32.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.7MM$1.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$130.00K$175.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Cincinnati Federal; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Federal Savings Account Rates

0.30%*$50k*-Premier Interest Savings
OTHER TIERS: 0.15% $2.5k - $50k
0.15%*$25k*- Interest Plus IRA
OTHER TIERS: 0.05% $200 - $2.5k | 0.10% $2.5k - $25k
0.02%$100-Simply Savings

Cincinnati Federal Checking Account Rates

0.20%*$1.5k*-Premier Interest Checking
OTHER TIERS: 0.02% Up to $1.5k
0.20%--Business Interest Checking
0.02%--Direct Interest Checking
0.02%--50 Plus Interest Checking
0.02%--Commercial Checking

Cincinnati Federal CD Rates

0.60%$500-48 Month CD
0.60%$500-60 Month CD
0.60%$500-120 Month CD
0.45%$500-36 Month CD
0.35%$500-30 Month CD
0.30%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.05%$500-6 Month CD
0.05%$500-9 Month CD

Cincinnati Federal IRA Rates

0.60%$500-48 Month IRA
0.60%$500-60 Month IRA
0.60%$500-120 Month IRA
0.45%$500-36 Month IRA
0.35%$500-30 Month IRA
0.30%$500-24 Month IRA
0.25%$500-18 Month IRA
0.25%--18 Month Variable-Rate IRA
0.20%$500-12 Month IRA
0.05%$500-6 Month IRA
0.05%$500-9 Month IRA

Cincinnati Federal Locations
1270 Nagel Road Branch1270 Nagel RoadCincinnati, OH 45255
Price Hill Branch4310 Glenway AvenueCincinnati, OH 45205
Cincinnati Federal Savings and Loan Association6581 Harrison AvenueCincinnati, OH 45247
7553 Bridgetown Road Branch7553 Bridgetown RoadCincinnati, OH 45248
6890 Dixie Highway Branch6890 Dixie HighwayFlorence, KY 41042
Covington Br1050 Scott StreetCovington, KY 41011

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