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Cincinnati Federal

Popular Accounts at this Bank

1.66%5-year CD60-120 Month CD
0.75%1-year CD12 Month CD
0.05%SavingsStatement Savings Account

Overview / Commentary
6581 Harrison Avenue
Cincinnati, OH 45247

Cincinnati Federal is headquartered in Cincinnati and is the 105th largest bank in the state of Ohio. It is also the 3,495th largest bank in the nation. It was established in 1922 and as of December of 2016, it had grown to 41 employees at 4 locations. Cincinnati Federal has an A+ health rating.

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24Mo CD 1.52% APY - 12/30/2016

24mo CD, 1.52% APY 4 branch locations in Cincinnati area EWP is substantial: "Certificate early withdraw penalties: equal to the one-half the original term's interest (earned or unearned)"


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Health Grade Components

FDIC Certificate #28346
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.43%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$155.3MM$142.5MM
LoansQ4 2016vs Q4 2015$132.4MM$122.2MM
DepositsQ4 2016vs Q4 2015$109.9MM$104.7MM
Equity CapitalQ4 2016vs Q4 2015$18.1MM$17.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.3MM$1.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$58.00K$11.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$30.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Federal Savings Account Rates

0.25%*$25k*- Interest Plus IRA
OTHER TIERS: 0.10% $200 - $2,500 | 0.15% $2,500 - $25k
0.15%*$25k*-Interest Plus Statement Savings
OTHER TIERS: 0.05% $2,500 - $25k
0.10%*$25k*-Interest Plus Passbook Savings
OTHER TIERS: 0.02% $2,500 - $25k
0.10%*$5k*-e-Savings Account
OTHER TIERS: 0.02% $200 - $1k | 0.05% $1k - $5k
0.05%*$5k*-Regular Passbook Savings Account
OTHER TIERS: 0.01% $200 - $1k | 0.02% $1k - $5k
0.05%*$5k*-Statement Savings Account
OTHER TIERS: 0.02% $200 - $5k
0.01%$25-Christmas Club Account

Cincinnati Federal Checking Account Rates

1.00%*$25k*-Direct Plus Checking
OTHER TIERS: 0.05% Up to $10k | 0.20% $10k - $25k
0.25%--Corporate Checking
0.10%$500-Business Professional Checking Account
0.10%*$25k*-Interest Plus Checking
OTHER TIERS: 0.02% $1,500 - $5k | 0.05% $5k - $25k
0.02%--50 Plus Checking

Cincinnati Federal CD Rates

1.66%$500-60-120 Month CD
1.51%$500-48 Month CD
1.16%$500-36 Month CD
1.11%$500-30 Month CD
1.05%$500-27 Month CD
1.00%$500-24 Month CD
0.90%$500-18 Month CD
0.85%$500-15 Month CD
0.75%$500-12 Month CD
0.50%$500-6 Month CD
0.45%$500-9 Month CD
0.25%$500-3 Month CD

Cincinnati Federal IRA Rates

1.66%$500-60-120 Month IRA
1.51%$500-48 Month IRA
1.16%$500-36 Month IRA
1.11%$500-30 Month IRA
1.05%$500-27 Month IRA
1.00%$500-24 Month IRA
0.90%$500-18 Month IRA
0.85%$500-15 Month IRA
0.75%$500-12 Month IRA
0.50%$500-6 Month IRA
0.45%$500-9 Month IRA
0.25%--18 Month Variable-Rate IRA

Cincinnati Federal Locations
1270 Nagel Road Branch1270 Nagel RoadCincinnati, OH 45255
Price Hill Branch4310 Glenway AvenueCincinnati, OH 45205
Cincinnati Federal Savings and Loan Association6581 Harrison AvenueCincinnati, OH 45247
7553 Bridgetown Road Branch7553 Bridgetown RoadCincinnati, OH 45248