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Cincinnati Federal

Overview / Commentary
6581 Harrison Avenue
Cincinnati, OH 45247

Cincinnati Federal is headquartered in Cincinnati and is the 81st largest bank in the state of Ohio. It is also the 2,856th largest bank in the nation. It was established in 1922 and as of March of 2019, it had grown to 52 employees at 6 locations. Cincinnati Federal's savings rates are 3X the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #28346
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.63%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$205.4MM$175.1MM
LoansQ1 2019vs Q1 2018$179.4MM$152.3MM
DepositsQ1 2019vs Q1 2018$143.4MM$119.9MM
Equity CapitalQ1 2019vs Q1 2018$22.4MM$18.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$694.00K$144.00K
Real Estate OwnedQ1 2019vs Q1 2018$150.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Cincinnati Federal; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Federal Savings Account Rates

OTHER TIERS: 0.02% $200 - $1k | 0.05% $1k - $5k | 0.10% $5k - $50k
0.25%*$25k*- Interest Plus IRA
OTHER TIERS: 0.10% $200 - $2.5k | 0.15% $2.5k - $25k
0.15%*$25k*-Interest Plus Statement Savings
OTHER TIERS: 0.05% $2.5k - $25k
0.05%*$5k*-Statement Savings
OTHER TIERS: 0.02% $200 - $5k
0.01%$25-Holiday Savings

Cincinnati Federal Checking Account Rates

1.00%*$25k*-Direct Plus Checking
OTHER TIERS: 0.05% Up to $10k | 0.20% $10k - $25k
1.00%*$25k*-Corporate Plus Checking
OTHER TIERS: 0.25% $500 - $10k | 0.50% $10k - $25k
0.02%--50 Plus Checking

Cincinnati Federal CD Rates

2.73%$500-27 Month CD Special
2.52%$500-30 Month CD
2.52%$500-48 Month CD
2.52%$500-60-120 Month CD
2.52%$500-36 Month CD
2.17%$500-15 Month CD
2.17%$500-18 Month CD
2.17%$500-24 Month CD
2.02%$500-12 Month CD
1.51%$500-9 Month CD
0.75%$500-6 Month CD
0.25%$500-3 Month CD

Cincinnati Federal IRA Rates

2.52%$500-30 Month IRA
2.52%$500-48 Month IRA
2.52%$500-60-120 Month IRA
2.52%$500-36 Month IRA
2.27%$500-27 Month IRA
2.17%$500-15 Month IRA
2.17%$500-18 Month IRA
2.17%$500-24 Month IRA
2.02%$500-12 Month IRA
1.51%$500-9 Month IRA
0.75%$500-6 Month IRA
0.25%--18 Month Variable-Rate IRA

Cincinnati Federal Locations
6890 Dixie Highway Branch6890 Dixie HighwayFlorence, KY 41042
Covington Br1050 Scott StreetCovington, KY 41011
1270 Nagel Road Branch1270 Nagel RoadCincinnati, OH 45255
Price Hill Branch4310 Glenway AvenueCincinnati, OH 45205
Cincinnati Federal Savings and Loan Association6581 Harrison AvenueCincinnati, OH 45247
7553 Bridgetown Road Branch7553 Bridgetown RoadCincinnati, OH 45248

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