Cincinnati Interagency Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

cifcu.org

513-569-7878

26 Martin Luther King Dr W
Cincinnati, OH 45220

Cincinnati Interagency Federal Credit Union is headquartered in Cincinnati and is the 128^th largest credit union in the state of Ohio. It is also the 2,830^th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 5 employees and 2,071 members at 2 locations. Cincinnati Interagency Federal Credit Union has a B health rating.

Field of Membership Restrictions

Cincinnati Interagency Federal Credit Union membership is open to employees of the U.S. Environmental Protection Agency, National Institute for Occupational Safety & Health, or the U.S. Public Health Service who work in Cincinnati, Ohio.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cincinnati Interagency Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	7088
Year Chartered	1951
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	2.28%
Return on Equity - YTD	15.36%
Annual Interest Income	$412K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$32.5MM$34.2MM
Loans	Q1 2025vs Q1 2024	$13.7MM$13.6MM
Deposits	Q1 2025vs Q1 2024	$27.4MM$29.3MM
Equity Capital	Q1 2025vs Q1 2024	$4.9MM$4.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$763K$213K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$29K$71K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cincinnati Interagency Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%	$50	-	Share Account
0.03%	$50	-	Sub Share Account
0.03%	$50	-	Holiday Club Account
0.03%	$50	-	Vacation Club Account

Cincinnati Interagency Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Money Market Checking

Cincinnati Interagency Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$500	-	60 Month Share Certificate
0.10%	$500	-	6 Month Share Certificate
0.10%	$500	-	12 Month Share Certificate
0.10%	$500	-	24 Month Share Certificate
0.10%	$500	-	36 Month Share Certificate

Cincinnati Interagency Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$1k	-	60 Month IRA Certificate
0.15%^*	$5k^*	-	IRA Passbook Savings
OTHER TIERS: 0.10% → $25 - $5k
0.10%	$1k	-	6 Month IRA Certificate
0.10%	$1k	-	12 Month IRA Certificate
0.10%	$1k	-	24 Month IRA Certificate
0.10%	$1k	-	36 Month IRA Certificate

Locations

Cincinnati Interagency Federal Credit Union Locations
Branch Office	26 Martin Luther King Dr W	Cincinnati, OH 45220-2242
Branch Office	4676 Columbia Pkwy	Cincinnati, OH 45226-1922

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