Cinfed Federal Credit Union is headquartered in Cincinnati and is the 10th largest credit union in the state of Ohio. It is also the 557th largest credit union in the nation. It was established in 1975 and as of March of 2025, it had grown to 145 employees and 38,189 members at 10 locations. Cinfed Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.
Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana.
See current membership details
Overall | |
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NCUA # | 21930 |
Year Chartered | 1975 |
Employees | 145 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.46% |
Return on Equity - YTD | 4.21% |
Annual Interest Income | $9.7MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $773.1MM$743.6MM |
Loans | Q1 2025vs Q1 2024 | $609.9MM$556.5MM |
Deposits | Q1 2025vs Q1 2024 | $651.7MM$619.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $83.2MM$73.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.8MM$5.2MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.7MM$1.4MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Cinfed Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.25% | $0 | - | Kasasa Saver | |
2.00% | $0 | - | Health Savings Account Checking | |
0.05% | $0 | - | Main Share | |
0.05% | $0 | - | Christmas Club | |
0.05% | $0 | - | Go Account | |
0.05% | $0 | - | Health Savings Account (HSA) |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.25%* | $1m* | - | Super Share | ||
OTHER TIERS: 2.00% → $0 - $50k | 2.25% → $50k - $100k | 2.50% → $100k - $500k | 3.00% → $500k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | $0 | $20k | Kasasa Cash | ||
OTHER TIERS: 0.50% → $20k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $0 | - | IRA Passbook |
Cincinnati Branches | ||
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Branch Office | 550 Main St Room 5510 | Cincinnati, OH 45202 |
Branch Office | 925 Main St | Cincinnati, OH 45202 |
Branch Office | 7661 Reading Rd | Cincinnati, OH 45237-3203 |
Branch Office | 5147 Glencrossing Way | Cincinnati, OH 45238 |
Corporate Office | 4801 Kennedy Avenue | Cincinnati, OH 45209 |
Branch Office | 4450 Eastgate Blvd Spc No255 | Cincinnati, OH 45245 |
Branch Office | 3688 Springdale Rd | Cincinnati, OH 45251 |
Covington Branches | ||
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Branch Office | 333 Scott St | Covington, KY 41011 |
Florence Branches | ||
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Branch Office | 7170 Turfway Rd | Florence, KY 41042 |
Ft Wright Branches | ||
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Branch Office | 15 George Huser Dr | Ft Wright, KY 41011-2670 |